Insights from recent episode analysis
Audience Interest
Podcast Focus
Publishing Consistency
Platform Reach
Insights are generated by CastFox AI using publicly available data, episode content, and proprietary models.
Total monthly reach
Estimated from 1 chart position in 1 market.
By chart position
- 🇦🇺AU · Entrepreneurship#1265K to 30K
- Per-Episode Audience
Est. listeners per new episode within ~30 days
2.5K to 15K🎙 ~2x weekly·48 episodes·Last published 6d ago - Monthly Reach
Unique listeners across all episodes (30 days)
5K to 30K🇦🇺100% - Active Followers
Loyal subscribers who consistently listen
2K to 12K
Market Insights
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Reach across major podcast platforms, updated hourly
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* Data sourced directly from platform APIs and aggregated hourly across all major podcast directories.
On the show
Recent episodes
Why Your Business Makes Money… But You Still Feel Broke
May 14, 2026
20m 33s
If I Had to Start Again from $0… This Is Exactly What I’d Do
May 4, 2026
18m 54s
The $100K Mistake: Hiring Before You’re Financially Ready
Apr 26, 2026
17m 43s
The Owner Trap – When Your Business Depends on You
Apr 19, 2026
14m 56s
Tax Without Panic – How to Always Be Ready
Apr 12, 2026
16m 15s
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| Date | Episode | Description | Length | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 5/14/26 | Why Your Business Makes Money… But You Still Feel Broke | In this episode of Money First CEO, Harman Johnston breaks down one of the biggest frustrations service-based business owners face: “Why does my business look successful… but I still feel broke?” If your revenue is growing but your bank account tells a different story, this episode explains exactly why. Harman shares: Why revenue growth alone does not create financial clarity The real reason business owners constantly feel cash flow pressure Why BAS time keeps beco... | 20m 33s | ||||||
| 5/4/26 | If I Had to Start Again from $0… This Is Exactly What I’d Do | Most business owners think growth comes first. More clients. More revenue. More momentum. But that is not what creates a stable business. In this 50th episode of Money First CEO, Harman Johnston breaks down exactly what she would do if she had to start again from zero. No audience. No clients. No reputation. Just a clean slate. This is not theory. This is hindsight from real experience. If your business is growing but still feels harder than it should, this episode will reset how you think ab... | 18m 54s | ||||||
| 4/26/26 | The $100K Mistake: Hiring Before You’re Financially Ready | Hiring feels like growth. More people. More support. More capacity. But for most service-based business owners, hiring too early is not growth. It is a profit leak. In this episode of Money First CEO, Harman Johnston breaks down the real cost of hiring before your numbers are ready and why this common decision quietly drains cash, increases pressure, and stalls momentum. If your business is growing but your bank balance does not reflect it, this is the missing piece. You will learn: Why hirin... | 17m 43s | ||||||
| 4/19/26 | The Owner Trap – When Your Business Depends on You | Most business owners think being across everything is a strength. It is not. It is the reason they feel stuck. In this episode of Money First CEO, Harman Johnston breaks down the owner trap. The hidden pattern where your business depends on you for everything. If you cannot step away without things slowing down, breaking, or stopping, this is for you. You will learn why control is not the goal, why perfection is costing you growth, and how systems create real freedom. This is not about doing ... | 14m 56s | ||||||
| 4/12/26 | Tax Without Panic – How to Always Be Ready | Most business owners think tax is the problem. It is not. The real problem is how you manage your money before tax shows up. In this episode of Money First CEO, Harman Johnston breaks down why tax feels like an emergency for so many growing businesses. If you have ever opened a BAS or tax bill and felt instant stress, this episode will hit home. You will learn why strong revenue does not protect you from cash flow pressure, how your bank account is misleading you, and why the lack of a simple... | 16m 15s | ||||||
| 4/5/26 | Your Numbers Are Talking. You’re Just Not Listening. | Harman Johnston breaks down the three biggest financial illusions that keep business owners stuck in stress and confusion. Revenue is not clarity. Your bank balance is not profit. And growth is not stability. She explains why these misconceptions create anxiety, poor decisions, and cash flow pressure even in high revenue businesses. Through simple examples, she shows how two businesses with the same revenue can have completely different stress levels depending on structure and visibility. The... | 8m 01s | ||||||
| 3/29/26 | The 15-Minute Money Health Check Every CEO Should Do This Week | Harman Johnston outlines a 15 minute money health check built around five questions to help business owners regain financial control: know your current profit percentage, know how many months of operating expenses you have saved, pay yourself a consistent owner’s wage, separate tax money so it is not spent from the operating account, and track what has changed in expenses over the last 90 days. She explains that revenue without profit and visibility creates stress, that a cash runway reduces ... | 6m 33s | ||||||
| 3/22/26 | Why You Still Feel Broke After Your Best Month | Harman Johnston explains why business owners can hit a record revenue month and still feel broke, focusing on four causes: measuring success by revenue instead of what you keep, spending with false confidence after a high month, failing to retain cash due to a lack of structure, and letting expenses expand as revenue grows. She shows how money disappears when everything sits in one account and gets used, even after a $120,000 month. The key shift is moving from “how do I make more” to “how do... | 5m 41s | ||||||
| 3/15/26 | The Expense Trap Smart CEOs Keep Falling For | Harman Johnston flips the Buy Now Pay Later debate to focus on business spending, warning that it creates an illusion of affordability while undermining cash discipline. She explains how BNPL commits future revenue before it arrives, hides true expense levels by dulling the upfront pain, creates fixed obligations during fluctuating months, and disrupts Profit First allocations by fragmenting costs and blurring visibility. She notes business owners often justify BNPL as investment driven by ur... | 8m 12s | ||||||
| 3/8/26 | The $10K Decision You’re Avoiding | Harman Johnston urges business owners to face the “$10K decision” they keep avoiding, arguing it is already costing them money each month through delay. She outlines four common versions: hiring operational support to remove the CEO bottleneck, saying no to low margin draining clients, raising minimum standards through repositioning and pricing, and installing real financial structure using Profit First principles instead of reactive banking and spreadsheets. Harman explains these decisions a... | 8m 12s | ||||||
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| 3/1/26 | The Truth About Hiring a Professional Bookkeeper | Harman Johnston explains what working with a professional bookkeeper should actually feel like for Australian business owners, challenging the belief that bookkeeping is just data entry, reconciliations, and BAS compliance. She describes how clients often arrive overwhelmed, avoidant, or growing fast but financially messy, and how the right support creates visibility, clean and reliable numbers, and reduced stress. Harman highlights the emotional relief and accountability that come from a mon... | 8m 17s | ||||||
| 2/22/26 | How to Pay Yourself More Without Increasing Revenue | In this episode, Harman Johnston explains how established business owners can increase consistent owner’s pay without increasing revenue by changing from an operator mindset to a CEO mindset and using Profit First style allocations. She challenges the formula of revenue minus expenses equals profit and shows how expenses often rise with revenue unless pay is protected. Using a $120,000 per month example, she outlines allocating percentages to profit, tax, owner’s pay, and operating expenses t... | 8m 41s | ||||||
| 2/15/26 | What CEOs Get Wrong When They Do Their Own Bookkeeping | In this episode of 'Money First, CEO,' host Harman Johnston discusses the significant shift in a CEO's role as their business grows, specifically why continuing to handle your own bookkeeping can hinder growth. Harman outlines the mental and practical strains of DIY bookkeeping and explains why delegating this task is crucial for making high-level decisions. She provides a clear, actionable takeaway: scheduling a monthly money review meeting to ensure clean, current, and accurate financial in... | 7m 56s | ||||||
| 2/5/26 | “Where’s My Profit?!” - Why Your Bank Balance Doesn’t Match Your P&L | In this episode of Money First, CEO, Harman Johnston delves into the common issue business owners face when their profit and loss statements don't align with their bank account balances. Harman explains the crucial distinctions between profit and cash flow, and outlines five key reasons for these discrepancies, including timing differences, large purchases, loan repayments, taxes, and how owners pay themselves. She provides actionable steps like reviewing accounts receivable, planning for big... | 6m 53s | ||||||
| 2/1/26 | How to Financially Prepare for Hiring, Without Stressing Your Bottom Line | In this episode of Money First, CEO, host Harman Johnston shares practical advice on financially preparing for hiring staff. Harman emphasises the importance of proactive planning and introduces a strategic approach to ensure new hires do not become a financial burden. Key tips include opening a dedicated bank account for future hires, building a 90-day payroll buffer, treating hiring as a fixed expense, and other actionable steps to integrate hiring into your cash flow projections smoothly. ... | 7m 16s | ||||||
| 1/25/26 | Annual Price Reviews – A CEO’s Non-Negotiable | In this episode of Money First, CEO, Harman Johnston discusses the importance of conducting annual price reviews. Harman guides service-based businesses, retail operators, and manufacturers on strategies to ensure their pricing reflects increased work, costs, and market conditions over the past year. The episode highlights the impact of scope creep, client growth, rising expenses, and new tools on pricing for service-based businesses. Retailers are advised to factor in supplier price hikes, i... | 7m 31s | ||||||
| 1/18/26 | The Biggest Expense I Cut That Didn’t Hurt My Lifestyle | In this episode of Money First, CEO, Harman Johnston discusses a major expense she cut from her business: online courses that were never finished. Harman shares her struggle with 'course addiction' and the financial and mental toll it took. By implementing a strict rule to only buy courses that could be immediately acted upon and setting dedicated time for both learning and execution, she transformed her business. Listeners are encouraged to audit their education spending, commit to completin... | 6m 44s | ||||||
| 1/11/26 | 2026 Vision: What’s Next for Money First CEOs | In this episode of Money First, CEO, host Harman Johnston reflects on the lessons learned and milestones achieved in 2025, while outlining exciting plans for 2026. Harman shares the mission behind the podcast, emphasising the importance of prioritising financial control to build a business that serves its owner first. Key takeaways include actionable money lessons like building profit with small shifts, separating personal and business finances, and forecasting. The episode also highlights th... | 12m 18s | ||||||
| 12/14/25 | Rest, Reflect, Recharge: The CEO Reset You Can’t Afford to Skip | In this episode of Money First, CEO, host Harman Johnston discusses the critical importance of rest for business owners. Harman explains how intentional rest can be a powerful revenue strategy, leading to clear decisions, better boundaries, and higher profits. The episode includes practical steps for taking a real CEO break, such as creating a money wind-down checklist, setting boundaries, and planning a 'no money zone' period. Harman shares lessons from past episodes and emphasises that rest... | 7m 55s | ||||||
| 12/7/25 | Stop Doing It All: Skyrocket Profits with Smart Delegation | Welcome back to Money First, CEO, with your host Harman Johnston, who shares her journey from a one-person operation to a thriving business through smart money habits and systems. This episode focuses on the importance of delegation, highlighting the pitfalls of trying to do everything yourself and offering practical steps to effectively delegate tasks. Harman discusses how using platforms like Upwork and Fiverr, setting clear expectations, and starting small can free up valuable time for rev... | 10m 24s | ||||||
| 11/30/25 | Imagine One Fearless Quarter | Welcome to Money First, CEO, with Harman Johnston, an expert bookkeeper, profit-first professional, and business coach from Sydney, Australia. This episode focuses on envisioning a fearless business quarter, free from self-doubt and overwhelm. Harman emphasises the power of financial clarity and strategic bold moves based on real data. Listeners are guided through actionable steps such as reviewing bank account transactions and making informed decisions to raise prices, cut unprofitable offer... | 6m 42s | ||||||
| 11/23/25 | The 5 Types of Wealth – Redefining What It Means to Be Truly Wealthy | Unlocking the Five Types of Wealth: A Holistic Approach to Business Success In this episode of Money First, CEO, host Harman Johnston introduces listeners to the five types of wealth, inspired by Sahil Bloom's framework, which she encountered at Angela Henderson's Women in Business Conference. Harman underscores the significance of balancing time, social, mental, physical, and financial wealth to create a thriving business and fulfilling life. She explains how money is instrumental in buildin... | 6m 45s | ||||||
| 11/17/25 | How to Make Profit a Habit – Mike Michalowicz on the Profit First Formula | This is a special episode as we welcome our first guest, Mike Michalowicz. Mike is the author of Profit First and a global expert on small business finance. His mission is to end entrepreneurial poverty, and he's helped thousands of business owners take control of their money. We talk about the real mistakes that keep business owners stuck, the myth of growing your way to success, and why taking profit first is a game changer. If you're feeling the pressure of cash flow or struggling to pay y... | 17m 29s | ||||||
| 11/9/25 | Say No, Win Big: Boost Profits with Boundaries | In this episode of Money First, CEO, Harman Johnston discusses the critical importance of setting boundaries in business. Harman shares a personal story about the costly mistake of saying yes to a rush job, highlighting how it drained her resources and affected her profits. She explains why saying no to low-value clients and requests is essential for maintaining profitability and mental well-being. Harman offers a three-step plan for saying no effectively: knowing your priorities, using polit... | 6m 31s | ||||||
| 11/2/25 | Get Paid Faster: Transform Your Invoicing Process | In this episode, Harman discusses the challenges of dealing with late payments and how it affects cash flow and overall business health. She outlines practical steps to improve debtor follow-ups, including sending friendly reminders, automating notifications, and making payment processes easier for clients. Harman shares a three-step plan to ensure timely payments without alienating clients and offers tips for handling tough debtors. The episode emphasises the importance of disciplined financ... | 7m 17s | ||||||
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Chart Positions
1 placement across 1 market.
Chart Positions
1 placement across 1 market.