MMS #71 | What's the right KiwiSaver contribution rate in 2026?

About this episode

The episode discusses the importance of reviewing KiwiSaver contribution rates ahead of changes in 2026.

In this episode of Money Made Simple, Jennie and Liv revisit one of the most important - and most overlooked - parts of your KiwiSaver: your contribution rate. With changes coming into effect in 2026, including a lift to the default minimum, now's the perfect time to check in and ask whether you're actually contributing enough. From what's changed and what it means for your take-home pay, to how to think about contributions based on your income, life stage and goals, this ep...

People in this episode

Hosts: Jennie, Liv

Topics covered

• KiwiSaver
• contribution rate
• financial planning
• retirement savings
• income
• life stage
• goals

Keywords

• KiwiSaver
• contribution rate
• 2026 changes
• financial planning
• retirement
• take-home pay
• income

Mentioned in this episode

Places: New Zealand

More episodes of Money Made Simple

• MMS #73 | The Self-Employed Guide to KiwiSaver, tax, and not getting caught out · June 1, 2026 · 18 min
• Economy Made Simple #16 | Can we still trust the news? Bernard Hickey weighs in · May 24, 2026 · 26 min
• MMS #72 | Does ethical investing compromise your returns? · May 17, 2026 · 18 min
• Economy Made Simple #15 | Migration in NZ: Who will the next generation of Kiwis really be? · April 27, 2026 · 27 min
• MMS #70 | What are asset classes? (and how they help you diversify) · April 19, 2026 · 19 min
• MMS #69 | The spending traps hurting your budget · April 6, 2026 · 20 min