Money Strategies With The Dollar Diva Debbie Bloyd

The loan process can get tricky at times, and it helps to have a professional by your side to help you deal with mortgage issues. In this episode, Debbie Bloyd answers some more interesting mortgage FAQs: Do pool loans go into mortgages? When do you lock your loan? How do you keep your credit scores from going further down? Where can you get money for down payments? Listen in as she discusses each one of these issues at length.

Money and retirement are two important talking points that tend to go hand-in-hand, especially as you begin to advance in life. Whether it’s mortgage or life insurance, so much of your retirement is dependent on the way you plan your financial future. Debbie Bloyd discusses some crucial financial subjects as they relate to retirement, and shares some encounters she has had with clients from various financial backgrounds. She also demonstrates how finding the right advisor is tantamount to having a secure financial future. Debbie can teach you how to financially equip yourself for the retirement you deserve, so don’t miss this vital discussion.

Every day, we face a multitude of scary realities that we don’t talk about nearly enough. For example, we don’t often talk about preparing for retirement, or even how we define success. Nobody really wants to talk about retirement, but the reality is that we’re always heading in that direction. Debbie Bloyd opens your eyes to the realities of planning retirement and how the decisions we make—or in many cases, do not make—can have a profound effect on our financial security as we live off our life’s earnings. Debbie enumerates the scary retirement statistics that nobody really wants to think about but are nevertheless painfully real. It pays to plan early and take necessary action, fix money mistakes and put up a comprehensive retirement plan before it hits us in the face.

Most people believe that finding success means finding happiness, but tend to miss that finding happiness first means finding success in everything. Whether that’s financial success, or success in any other aspect of your life, happiness has to come first. “Dollar Diva” Debbie Bloyd covers why being happy should come first before looking for success. Emotional intelligence plays a big role in finding success and understanding yourself and everyone around you. All-in-all, has bundles of knowledge and stories to share that can help you attain the future you want for yourself.

Most people think that insurance is just something that gives you money in return if something happens. Looking deeper into its technicalities, you can understand how it can be a protection for you and your family by taking advantage of its different types along with its different policies. Debbie Bloyd then talks about the information you should be getting from reputable financial advisers. She discusses the four financial quadrants that can help you segregate your finances for a better understanding. Furthermore, know what to watch out for if you have seniors in your family. Debbie explains why you need life insurance, not for yourself, but for your family and what it can do for them in case something unfortunate happens.

Dive into a jam-packed episode on financial planning as Debbie Bloyd discusses four different topics that will have you prepare for a brighter and worry-free future. First on the agenda is budgeting, where she dives into some of the best ways to plan and stick to your budget. Second, Debbie explains what makes a millionaire, going further to tell you how they make, keep, and save their money. Tapping on current events, she then talks about what is happening in the stock market as well as retirement planning and the ways annuities can help you out. Lastly, Debbie gets to the importance of talking about money, especially before settling down for marriage.

Everyone has taken a hit financially, one way or another. In this episode, Debbie Bloyd is joined by Brandon Shultz of Transamerica Financial Advisors, Inc. to talk about these trying times for people and the importance of always having a plan B to prepare for the hard and usually unforeseen situations. Brandon and Debbie dive into the current need for multiple streams of income and why you should look to start your own business in the finance industry. Learn about the growing need for financial literacy and the different types of insurance and other options you need to protect not only yourself and your assets but also your family.

When the news channels are on a 24-hour cycle, it’s hard to keep our emotions in check. In this episode, Debbie Bloyd talks about how headlines are going to lead you down the wrong path and affect your finances. When the market goes down, you should not get your money out. Learn why you should put money in instead of out and the importance of maintaining discipline in your finances. Debbie also tackles long-term care, how long term care insurance has changed throughout the years, and the need for consumers to be knowledgeable about their options. Lastly, Brad Williams, Founding President and CEO of Brad Williams Financial Services, joins Debbie to talk about retirement and estate planning. 

Trusting yourself, whether it comes to your personal life or even your finances, is a process that takes a while to come completely into fruition. But training yourself to trust your instincts is something that you can achieve if your goals are clear-cut and you’re decisive. “The Dollar Diva” Debbie Bloyd discusses why trusting yourself is the most important foundational skill for securing your financial future. The trust you put into yourself and the things you do, the things you create, can ultimately decide your success in the future. Train yourself to trust yourself.

The up and down of the economy is as normal as the change of weather. Today’s market may sound like it’s in trouble, but a similar thing has happened before, and all we have to do is have faith. In this episode, Debbie Bloyd talks about the investment that you’ve made, whether it’s your 401k or your IRA, and what’s going on with the market. She brings ideas on how to save money in the middle of this crisis and discusses the right time to talk to someone in terms of financial planning, literacy, and clarity. In these highly vulnerable times, she also notes the importance of helping seniors protect their investments from being scammed by swindlers. Moreover, Debbie shares some ways to simplify your life, starting with decluttering.

When planning for retirement, it’s important to consider your plans from every single possible angle because all your plans can go sideways in a second with one misstep. Whether it’s taking out insurance policies or making sure you safeguard yourself against some of the most common financial mistakes that could derail your retirement, you need to be ready for anything. “Dollar Diva” Debbie Bloyd dives into a hefty list of things you have to take note of when planning for retirement. Not everyone can just go easily and smoothly into retirement with the financial stability that they want and deserve. Make sure you have all your bases covered, and every single possibility considered.