Money Tips Podcast

The long-debated Renters’ Rights Bill has finally become law in the UK, marking one of the most significant shake-ups in the private rental sector for decades. The new Renters Rights Act 2025, which received the Royal Assent on 27 October 2025, gives tenants stronger protections, abolishes Section 21 ‘no-fault’ evictions, and introduces stricter rules on property standards and rent increases. Local authorities will have new powers to demand documentary evidence of compliance and enter a landlords rented residential accommodation (without a warrant in some cases) within two months of the new Act say the NRLA. Watch full video - https://youtu.be/L6j4EXV1_Cs Other new rules coming in because of the Act include: Introduction of 15 new offences that can see landlords issued with civil penalties. Increase in the maximum civil penalty fine that can be imposed of up to £40,000. Six new offences that can result in landlords facing a rent repayment order. Increase in the maximum claim period for such orders, with tenants now able to claim back up to two years of rent payments for breaches. Key Implementation Dates: Investigatory rights for local authorities From 27th December 2025 Part 1 – changes include, end of fixed terms and Section 21, new possession grounds From 1st May 2026 PRS Database and Ombudsman Late 2026 estimated Decent Homes Standard Date to be confirmed Here are 5 things landlords can do to survive the Renters Rights Act: Review Your Tenant Agreements – Ensure all tenancy contracts comply with the new legal framework. Outdated clauses could make you non-compliant and exposed to penalties. Focus on Quality Tenants – With longer tenancies likely, good tenant relationships are vital. Screen tenants carefully and maintain communication. Incorporate Your Property Business – Many landlords are now using limited companies for tax efficiency, expense flexibility, and better mortgage options. Diversify Your Portfolio – Consider shifting into HMOs, serviced accommodation, leasing to a company or local authority or commercial units for stronger returns and lower regulatory impact. Seek Professional Advice – For instance by joining the NRLA. Stay informed. Property tax planning and compliance advice can save thousands each year under the new regime. Is the buy-to-let rental property sector dead? Wounded by successive ‘landlord bashing’ governments, but NOT dead! The Renters Rights Act may be challenging, but proactive, informed landlords can still prosper by adjusting early and managing smarter. Although successive governments seem to be doing their best to encourage the big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they still need the estimated 2.8 million private buy-to-let property landlords. See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s See also: Brace Yourself: 5 Tax Hikes Coming in the UK Budget 2025 These tax changes could reshape property investing, retirement planning, and asset strategies. If you're a landlord, investor, or homeowner, now is the time to review your capital gains exposure, inheritance planning, and use of ISAs before the 26 November Budget drops. Watch full video - https://youtu.be/jITL4nOmBEo If you are stuck in the Section 24 trap and need professional advice, email Charles@CharlesKelly.net #RentersRightsBill #RentersReformAct #UKLandlords #BuyToLet #PropertyInvesting #LandlordTips #PropertyTax #Section21 #UKHousingMarket #CharlesKellyPodcast #MoneyTips #rentersrightsact2025

Matteo Turi is a finance leader, investor, and board advisor who has spent nearly two decades working with businesses at pivotal moments of growth. A former CFO across biotech, SaaS, and renewable energy, he now brings the perspective of an M&A investor, currently overseeing $480M in acquisitions. Having sat on both sides of the table — scaling ventures as an operator and evaluating deals as a buyer — Matteo helps founders understand what makes a business truly attractive to investors. Watch video - https://youtu.be/YLg51IeHLvI In 2017, he created the Global Growth Blueprint to address a gap in entrepreneurial education: wealth creation. While much financial training focuses on managing capital, Matteo emphasizes building it — through monetizing intellectual property, succession and leadership planning, and global expansion. This approach has since evolved into The High Valuation Triangle, a model he applies to the five stages of business: startup, scale-up, stagnation, crisis, and exit. He shares these insights through The Exponential Blueprint newsletter, followed by over 22,000 founders, investors, and executives. In September 2025, he will launch its premium counterpart, The High Valuation Code, alongside his forthcoming book, Fail. Pivot. Scale.: Your High Valuation Code Revealed. Drawing on 21 case studies from household names like Amazon, Netflix, Tesla, and Airbnb, the book shows how the most iconic companies turned failure into fuel, pivots into turning points, and scaling into unstoppable momentum. With lessons on recognizing the right kind of failure, pivoting without losing investors, and pulling the levers that accelerate valuation, Matteo equips entrepreneurs with a practical playbook for breaking through growth barriers. See also: Labour’s Coming for Your House? Rachel Reeves’ Shocking CGT ON PRIVATE HOMES Tax Plan! https://youtu.be/h8zYPlicIAU Is this the right time to buy? Watch full video: https://youtu.be/72J6Bo0sG2Q See also: Property or Stocks – Which Is The Best Investment For You? “Should I invest in property or the stock market?” Watch video - https://youtu.be/M6kWFPs8HPw Learn more about property investing in this free webinar: https://events.progressiveproperty.co.uk/pre-msopi/?utm_medium=In%20House&utm_leadSource=Ambassador&utm_leadSubSource=AMB0427&utm_firstLeadSource=Ambassador&utm_firstSubSource=AMB0427&utm_referrer=JH See also: Property or Stocks – Which Is The Best Investment For You? “Should I invest in property or the stock market?” Watch video - https://youtu.be/M6kWFPs8HPw If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact: Charles@charleskelly.net #tax #section24 #landlordtax #higherratetax #millionairesleaveuk #propertyinvestment #buytoletproperty #moneytips #rentersrightsbill #angelarayner #stampduty #taxavoidance

Now they want your main residence and wealth – what Rachel Reeves’ latest tax proposals mean for YOU… Labour’s Chancellor, Rachel Reeves, has sparked controversy with proposals that could hit UK homeowners and investors hard. She’s considering a new wealth tax and extending Capital Gains Tax (CGT) to residential homes, something that has never been done before for main residences. On top of that, she’s looking to reform Stamp Duty and replace it with wealth and CGT on main residences. Having f@cked the economy, the government’s finances are in a mess, with the national debt standing at £2.7 trillion and rising by £5,000 every second, so Reeves is desperately scratching around to find ways to tax us even more without raising the basic income tax rate. What does this mean for property owners, landlords, and anyone planning to buy or sell? Could your family home now be seen as a taxable asset? And what impact will this have on house prices and the property market as a whole? In this episode of the Money Tips Podcast, I break down: What these tax changes could look like Who will be affected the most How you can prepare and protect your wealth before it’s too late Watch now to stay ahead and avoid nasty surprises https://youtu.be/h8zYPlicIAU Subscribe and like for more UK-focused financial insights. What is your biggest money goal? We are living in challenging economic times. I want to show you how can you: Not only survive, but thrive in a recession or depression? Get control of your finances and spending? Save and invest for your future? Learn about money and finance? To help you, I am running a free training webinar. 3 Steps To Success Money Management! I want to take you to the next level, help you get control of your money, learn how to invest and become financially free. Join me online on my free live money management training Wednesday at 8.00PM. Places are limited, so register now below to avoid disappointment. https://bit.ly/3QPp8IH If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact: Charles@charleskelly.net #UKProperty #RachelReeves #CapitalGainsTax #WealthTaxUK #StampDuty #UKHousingMarket #MoneyTipsPodcast #FinancialFreedomUK #CharlesKelly #PropertyInvestmentUK

You couldn’t make it up! Former homelessness Minister Rushanara Ali, MP, had to resign from her government job last week after it was revealed that she had evicted her tenants claiming that she was selling the property, but later listed it for rent at £700 per month more, a rental hike of 20%! In other words, she did the very thing her own Labour government will ban under the Tenant’s Rights Bill. She has not apologised, only stated that she had not broken any laws. Whilst she is factually correct under the current rules, what she did will be outlawed next year. She is part of the government that has drafted the new rules which will end Section 21 eviction notices and ban landlords from re-listing their properties for rent if they have previously stated they were selling it for up to 12 months. Rank hypocrisy of government ministers who tell us to do as I say as I do. The Bank of England have cut interest rates from 4.25% to 4%, the lowest level for two years. Watch full video… https://youtu.be/8Z6-x99Wu9Y If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact: Charles@charleskelly.net #tax #section24 #landlordtax #higherratetax #millionairesleaveuk #propertyinvestment #buytoletproperty #moneytips #rentersrightsbill #section21

London sees the biggest drop as average property prices suffer highest July fall in 20 years. UK economy slides Unemployment rises Inflation rises Watch full video: https://youtu.be/UjzOv8cOf1M See also: Should You Buy Property In The UK Right Now? Property has long been the go-to for British investors and residential home owners. With strong demand, rising rents, and the power of leverage, buy-to-let can deliver solid long-term returns. But rising interest rates, tougher mortgage rules, and new landlord regulations are changing the game. Is this the right time to buy? Watch full video: https://youtu.be/72J6Bo0sG2Q Property or Stocks – Which Is The Best Investment For You? “Should I invest in property or the stock market?” Watch video - https://youtu.be/M6kWFPs8HPw Learn more about property investing in this free webinar: https://events.progressiveproperty.co.uk/pre-msopi/?utm_medium=In%20House&utm_leadSource=Ambassador&utm_leadSubSource=AMB0427&utm_firstLeadSource=Ambassador&utm_firstSubSource=AMB0427&utm_referrer=JH If you are a buy-to-let property landlord and help with Section 24, or would like to attend a free property course on 'No Money Down' Property Investing, contact: Charles@charleskelly.net #tax #section24 #landlordtax #higherratetax #millionairesleaveuk #propertyinvestment #buytoletproperty #moneytips #rentersrightsbill