Mortgage Rates Today | Housing Market & Fed News – The Rate Update with Dan Frio
by Dan Frio
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Recent episodes
Oil Crashed Below $70 — Here’s What It Means for Mortgage Rates
Jun 24, 2026
9m 49s
Mortgage Rates to 5.99%? Homebuyers Need to Get Ready Now
Jun 24, 2026
11m 05s
The Fed Doesn’t Control Your Mortgage Rate — This Does
Jun 23, 2026
9m 33s
Why Mortgage Rates Jumped — And Why I Still Think They’re Going Lower
Jun 23, 2026
14m 09s
Mortgage Rates Spiked Today — And It Wasn’t Iran or Oil
Jun 22, 2026
8m 43s
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| Date | Episode | Topics | Guests | Brands | Places | Keywords | Sponsor | Length | |
|---|---|---|---|---|---|---|---|---|---|
| 6/24/26 |  Oil Crashed Below $70 — Here’s What It Means for Mortgage Rates | No description provided. | 9m 49s | ||||||
| 6/24/26 |  Mortgage Rates to 5.99%? Homebuyers Need to Get Ready Now | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 11m 05s | ||||||
| 6/23/26 |  The Fed Doesn’t Control Your Mortgage Rate — This Does | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 9m 33s | ||||||
| 6/23/26 |  Why Mortgage Rates Jumped — And Why I Still Think They’re Going Lower | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 14m 09s | ||||||
| 6/22/26 |  Mortgage Rates Spiked Today — And It Wasn’t Iran or Oil | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 8m 43s | ||||||
| 6/22/26 |  The Week After the Fed — Here's What I'm Watching That Nobody's Talking About | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 11m 00s | ||||||
| 6/19/26 |  Everyone’s Watching the Fed — I’m Watching This Instead | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 13m 03s | ||||||
| 6/18/26 |  The Fed Says Rates Go Higher… I’m Saying Mortgage Rates Fall | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 8m 36s | ||||||
| 6/18/26 |  I Told You the Fed Wouldn’t Cut — Now I Say Mortgage Rates Hit 5.99 | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 13m 26s | ||||||
| 6/17/26 |  Fed Won’t Cut Today — So Why Am I Calling 5.99 Mortgage Rates? | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 11m 04s | ||||||
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| 6/16/26 |  Waiting for Lower Mortgage Rates? Watch What Oil Just Did | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 11m 25s | ||||||
| 6/15/26 |  Mortgage Rates Plunge After U.S.–Iran Ceasefire? | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 5m 07s | ||||||
| 6/15/26 |  Mortgage Rates Plunge as Oil Crashes — I Told You This Was Coming | 🏠 Ready to Buy or Refinance? Get Pre-Approvedhttps://257781.my1003app.com/246527/register📅 Want to Talk Through Your Options? Schedule a Consultationhttps://calendly.com/d/cq29-7xd-x3v/the-frio-team?month=2025-05✉️ Have Questions? Contact / Ask Danhttps://www.therateupdate.com/contactWelcome to The Rate Update with Dan Frio.This channel helps homebuyers, homeowners, real estate professionals, and anyone watching the housing market understand what is really happening with mortgage rates, housing, inflation, the bond market, the Federal Reserve, and the economy.My goal is simple:No hype. Just real data, clear explanations, and practical next steps.Here, we break down the stories that impact your mortgage payment, your buying power, your refinance options, and your financial decisions.WHAT YOU’LL FIND ON THIS CHANNEL🏠 Mortgage rate updates📉 Housing market news📊 Inflation and Federal Reserve analysis📈 10-Year Treasury and bond market movement💰 Refinance opportunities🏡 Homebuyer education🔁 RateWatch and mortgage monitoring tools🧮 Mortgage calculators and payment tools🎥 Live market updates and housing commentaryWhether you are buying your first home, refinancing your current mortgage, comparing loan options, or just trying to understand why rates are moving, this channel is built to help you make better decisions.TOP RESOURCES📉 Track Mortgage Rates Automaticallyhttps://rw2.therateupdate.com/🏠 TRU Mortgage Command Centerhttps://command.therateupdate.com/💳 TRU Debt Optimizerhttps://debtrelief.therateupdate.com/🧮 Mortgage Calculators & Toolshttps://stan.store/TRU-FoundationsFOLLOW THE RATE UPDATEYouTube: https://www.youtube.com/@TheRateUpdatewithDanFrioInstagram: https://instagram.com/therateupdateTikTok: https://tiktok.com/@therateupdateDISCLAIMERDan Frio is a licensed mortgage loan officer in all 50 states and Puerto Rico. NMLS #246527 | TRU Mortgage Team / PBT Bancorp NMLS #257781 | Equal Housing Lender.This channel is for education and commentary only. Topics may include mortgage rates, real estate, housing, stocks, bonds, cryptocurrency, inflation, the Federal Reserve, and financial markets.All opinions are my own and do not represent PBT Bancorp, TRU Mortgage Team, or any financial institution I may be employed by or affiliated with.Nothing on this channel is an offer to lend, a commitment to lend, financial, legal, tax, or investment advice. Mortgage rates, terms, approvals, and programs are subject to borrower qualifications, market conditions, underwriting approval, and change without notice. Not all borrowers will qualify. | 10m 06s | ||||||
| 6/11/26 |  Mortgage Rates About to Explode? Trump Strikes Iran✨ | mortgage rateshousing market+3 | — | — | Iran | mortgage rateshousing market+3 | — | 11m 25s | |
| 6/10/26 |  If you’ve been waiting for the right moment to buy a home or finally refinance that mortgage, I have some news today—and unfortunately, it’s a reality check. We just got the latest inflation numbers, and consumer prices have surged to 4.2%. That is more t✨ | mortgage rateshousing market+4 | — | The Rate UpdateFederal Reserve+2 | — | mortgagerefinance+5 | — | 17m 59s | |
| 6/8/26 |  Why Are Mortgage Rates So High? Watch These Numbers This Week✨ | mortgage rateshousing market+3 | — | The Rate UpdateFederal Reserve+2 | — | mortgage rateshousing market+3 | — | 21m 01s | |
| 6/5/26 |  Mortgage Rates SURGE After Blowout Jobs Report — Bad News for Homebuyers✨ | mortgage rateshousing market+3 | — | The Rate UpdateFederal Reserve+2 | — | mortgage ratesjobs report+3 | — | 18m 47s | |
| 6/4/26 |  My Homeownership Dream Just Blew Up… Or Did It?✨ | homeownershipmortgage rates+3 | — | — | — | mortgage rateshomeownership+3 | — | 35m 36s | |
| 6/3/26 |  Homebuyers Losing Hope for Lower Mortgage Rates After Today’s Jobs Report?✨ | mortgage rateshousing market+3 | — | The Rate UpdateFederal Reserve+2 | — | mortgage rateshousing market+3 | — | 29m 54s | |
| 6/2/26 |  Homebuyers Need Bad News… Here’s Why✨ | homebuyingmortgage rates+3 | — | — | — | mortgage rateshousing market+3 | — | 20m 28s | |
| 6/1/26 |  Home Sales Plunge, But Prices Keep Rising — What Should Buyers Do?✨ | home saleshousing market+3 | — | The Rate UpdateFederal Reserve+1 | — | home salesmortgage rates+3 | — | 30m 57s | |
| 5/28/26 |  Mortgage Rates Could Plunge If Oil Falls — Inflation Report Confirms the Setup✨ | mortgage rateshousing market+4 | — | CongressFederal Reserve+2 | — | mortgage rateshousing market+5 | — | 24m 14s | |
| 5/27/26 |  Mortgage Fees Explained: Don’t Get Tricked by a Low Rate✨ | mortgage feeshousing market+3 | — | The Rate UpdateFederal Reserve+1 | — | mortgage feeslow rates+3 | — | 12m 56s | |
| 5/27/26 |  Mortgage Rates Are Whiplashing — Lock Now or Keep Watching?✨ | mortgage rateshousing market+3 | — | The Rate UpdateFederal Reserve+1 | — | mortgage rateshousing market+3 | — | 32m 41s | |
| 5/26/26 |  Mortgage Rates, Home Prices & the New Housing Bill — What Happens Next?✨ | mortgage rateshousing market+4 | — | The Rate UpdateFederal Reserve+3 | — | mortgage rateshome prices+4 | — | 32m 50s | |
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