Mr Money TV Podcast

Are you in credit card debt and don't know where to start? You are not alone. The average Malaysian owes almost 12,000 ringgit in credit card debt. And the scary truth is, most of us don't even realise how deep we are in it until it's too late. In this episode, Peter sits down with Rajen, one of Malaysia's most experienced licensed financial planners, to have the honest conversation about credit card debt that most people are too embarrassed to start. Rajen has trained debt counsellors at AKPK, written about personal finance for over 11 years in the New Straits Times, and has worked with Malaysians across every income level. And what he has found is this, earning more does not automatically get you out of debt.💰 Build A Real Savings HabitThe easiest way to save money is to put it away and forget about it. Start growing your savings safely with BSN SSP today.i. Start with just RM10, save minimum RM3,000 for a chance to win RM1 million every month!ii. Earn up to 2.5% profit every year to grow your moneyiii. Stand a chance to win luxury cars, gold vouchers and up to RM1 Million BSN SSP every single month👉 Click here to start saving your money: https://finlit.my/bsnChapter Marker: 00:00 - Teaser 00:38 - The Hidden Truth Behind Malaysia's Debt Problem 01:12 - Low Salaries and the Global Market 02:33 - Bad Spending Habits vs. Low Income 03:42 - Using Money Ratios to Save First 05:51 - Rising Costs and Inflation Since the 1980s 07:09 - First Steps to Clear RM20,000 in Debt 09:02 - Handling Debt Across Multiple Credit Cards 17:12 - Why Small Wins and Emergency Savings Matter 18:50 - Saving and Forgetting Your Money with BSN SSP 21:24 - Common Expenses You Should Cut First 23:28 - The Simple Meaning of "Utility" 26:50 - Using Personal Loans for Credit Card Debt 30:54 - The Growing Problem with Money Discipline 32:00 - How to Stay Out of Debt for Good 35:33 - Why Credit Cards Offer Better Protection 36:28 - The Right Number of Credit Cards to Own 39:28 - Why "Buy Now, Pay Later" Can Be Dangerous#CreditCardDebt #DebtFreeMalaysia #PersonalFinanceMalaysia #HutangKadKredit #SnowballMethod #MrMoneyTV #KewanganMalaysia #DebtFree #CreditCard #FinancialPlanningMalaysia #BuyNowPayLater #BNPLMalaysia #HowToGetOutOfDebt #MinimumPayment #DebtPayoffCome say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: / mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKY...For business & job enquiries, do contact us at,✉️ collabs@finlitmedia.coDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

Colin is the guy everyone knows for that nasi lemak shop with the never-ending queue. But before the “confirm full house” days, there was a failed student, a towel-washing hustler, and a business owner who almost broke under the pressure of his own comeback.In this episode of From Zero to CEO, Collin shares what really happens behind the shutters—before the crowd, after the crowd, and in the moments when he thought everything might actually fall apart. He talks about the mistake that could’ve finished him, the customer that made him draw the line, and his raw take on why most people will always miss the boat when opportunity shows up.Watch till the end to find out:1. What made him return to F&B after exiting on a high2. How he bets on businesses he doesn’t fully understand3. And the turning point that forced him to finally ask for helpIf you drink, don't drive. For non-Muslims, aged 21+ only.#connorsmy #connorsstoutporter #madetobedifferent #fromzerotoceo #success #business #entrepreneur #money #celebrateresponsibly #mrmoneytv #communitybuilding #nasilemakshop #startupmalaysia #f&bbusiness--Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ mrmoney@mrmoneytv.comDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

Every market crash looks different on the surface: Tulips, Housing, Crypto, but underneath, they all follow the same script. In this video, I break down 6 of the biggest crashes in history to show you the repeating pattern that most investors miss… until it’s too late.Then we bring that pattern to today’s AI-driven market and ask the uncomfortable question: Are we setting up for another painful correction around 2026? I’ll walk through the bear case, the bull case, and what’s actually different this time, without hype, fear, or clickbait.Most importantly, this video gives you a clear, practical framework for what to do before a crash and during a crash, so you’re not panicking, not frozen, and not wiped out. The goal isn’t to predict the next Black Tuesday. It’s to help you stay calm, prepared, and unafraid when volatility inevitably shows up.Stay updated on money, markets & big shifts like this, straight to your inbox daily.👉 https://TheCoffeeBreak.co/?ref=MMTV Chapter marker:0.00 Introduction01.54 Tulip Mania03.05 The Great Crash of 192904.28 Black Monday, 198706.03 Asian Financial Crisis, 199708.02 Dot-Com Bubble, 200009.02 Global Financial Crisis, 200810.58 AI Market: Bear Case11.28 AI Market: Bull Case12.24 What to Do Before & After The Crash15.07 Final TakeawayCome say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ mrmoney@mrmoneytv.com#marketcrash #stockmarket2026 #AIbubble #financialcrisis #investsmartDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

What if being broke at 20 could still lead you to RM10 million? 🧠💰 In this unfiltered conversation, Joel Neoh shares how his failed student business, near-collapse moments at SAYS, and tough co-founder talks shaped his journey to multiple exits, a RM10 million “enough” number, and a simple “Do more, Read more, Share more” framework you can use to grow your career or startup. If you’re an ambitious Malaysian deciding between climbing the corporate ladder or building your own thing, this is a must-watch before your next move!Big thanks to our sponsor, Atome, helping you use BNPL the smart way without falling into debt traps. Click the link below and use our promo code at checkout for exclusive deals!✨ RM50 off with a minimum spend of RM125👉 https://finlit.my/atomefinlit50 👉 Promo code: FINLIT50Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ mrmoney@mrmoneytv.comDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

Most Malaysians don’t feel broke because of low salary, but because their money has no system. In this video, I break down the 3M System, a simple framework to help you stop leaking money, protect your income, and finally grow your savings. If you want to stop living paycheck to paycheck, this is the most important video you’ll watch.Check out @@fwd.malaysia FWD CI Intense Shield that gives a high Payout of up to 200% of your sum assured:👉 fwd.com.my/ci-intense-shieldFrom now till 31 December 2025, customers who purchase FWD CI Intense Shield will be entered into a lucky draw to win one of ten 0.1g yellow gold wafer from FWD Insurance.Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️ Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ mrmoney@mrmoneytv.com#finance #money #salary #investing #budgeting #mrmoneytv #insurance #malaysia Disclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

I saved RM1 million in 7 years, and here’s the thing: hitting RM1M by 40 isn’t about being rich… it’s about buying freedom. In this video, I’ll show you the exact formula and system you can use to get there too.What you’ll learn: • Why RM1M by 40 gives you options, safety, and freedom • How RM600/month can grow into RM1M • The T.A.S.K system to keep your money under control • How Effort & Leverage helped me accelerate the journeyIf you want financial freedom before mid-life hits, you should start today.--Learn more about Proton e.MAS 5:👉 https://finlit.my/emas5 The RM1 Million Calculator👉 See how long it’ll take you to hit RM1M: https://finlit.my/mama1m Start your financial journey today with MoneyMama👉 https://link.finlitmedia.co/moneymama Webull 👉 https://www.webull.com.my/k/MMTV Get FREE RM500 in NVDA Share today!T&Cs apply. All views expressed in the content are the independent opinions of Mr Money TV, which are not shared by Webull Securities (Malaysia) Sdn Bhd. No content shall be considered financial advice or recommendation. Webull Securities (Malaysia) Sdn Bhd. links are included in this post, through which referrals are made and I may receive certain commissions. Please contact Webull Securities (Malaysia) Sdn Bhd. for more information.Moomoo 👉 https://finlit.my/mmtv40 Code: MMTV40Get RM140* worth of rewards when you deposit RM1,000 and enjoy 0% commission on all trades!*In the app, before placing your first deposit, search for "Exclusive Deposit" , Join Now , Deposit RM1,000 and fill in the code MMTV40T&Cs apply. All views expressed in the content are the independent opinions of Mr Money TV, which are not shared by Moomoo Securities Malaysia Sdn. Bhd. ("Moomoo MY"). No content shall be considered financial advice or recommendation. Moomoo MY links are included in this post, through which referrals are made and I may receive certain commissions. Please contact Moomoo MY for more information.Luno 👉 https://tinyurl.com/mmluno1Code: MMTVLN24Buy RM250 worth of any crypto on Luno and get an additional RM75 in BTC.Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ mrmoney@mrmoneytv.com#buildyour1million #financialfreedom #personalfinance #wealthbuilding #moneytips #savingtips #buildwealthDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

BYD beat Tesla, dominated China, and became the world’s #1 EV brand… but now the cracks are showing. Slowing sales, rising debt, policy changes, global pushback, and even Buffett has fully exited. In this video, I break down what’s really happening behind the sudden shift, without the hype and without the noise.And this isn’t just about BYD, it’s about the EV industry hitting its first real reality check. What does this mean for your money, for the future of EVs, and for anyone thinking of buying one? Stick with me till the end, because the full story might surprise you.Start your financial journey today with MoneyMama👉 https://link.finlitmedia.co/moneymama Stay updated on money, markets & big shifts like this, straight to your inbox daily.👉 https://TheCoffeeBreak.co/?ref=MMTV --Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️ Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ mrmoney@mrmoneytv.com#BYD #Tesla #EVIndustry #ChinaEV #BYDCrisis #EVBubble #EVFuture #AutomotiveNewsDisclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

Everyone says EVs are cheaper, but is that true for Malaysian drivers right now? In this episode I put an electric car against a petrol car using real local numbers. I compare electricity rates, petrol prices, maintenance, charging habits, and the hidden cost of time. I also break down the upfront setup for home charging, how TNB off-peak hours can lower your bill, and why entry level models like the Proton e.Mas5 are changing the math. By the end, you will see the real monthly and yearly costs side by side, how much you can save on fuel and maintenance, and whether switching actually makes financial sense for you. This is a practical, no hype look at EV ownership in Malaysia so you can decide with confidence.Learn more about Proton e.MAS 5:➡️ https://finlit.my/emas5 --Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️ Podcast:https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K?si=NDZmt_i-RiWSS8wHIFOdnQFor business & job enquiries, do contact us at,✉️ mrmoney@mrmoneytv.com#Proton #EV #Petrol #Malaysia #Car #Comparison # ProtoneMas5 Disclaimer:This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.