My Mortgage Podcast

In this episode of the My Mortgage Podcast, Claire introduces another valued member of the wider My Mortgage community, Lynelle Mills from Pinnacle Property Law.Lynelle shares her role as a conveyancing practitioner, what her day-to-day work looks like, and how she supports clients through the legal side of buying, selling, and refinancing property. She also breaks down the importance of getting the legal process right early, and how strong communication between lawyers, mortgage advisers, and clients helps everything run more smoothly.Tune in to get to know Lynelle and hear more about the legal side of property from one of our trusted partners at Pinnacle Property Law.

In this episode of the My Mortgage Podcast, Claire and Greg discuss different ways to earn rental income. They cover Long-term rentals, Airbnb, and renting by the room, explaining how each option affects your property's value and bank considerations. They also share tips for involving others in property investments, covering the pros, cons, and important things to consider. Tune in for practical insights on making the most of rental strategies and joint property ventures. Click here to read the full show notes for this episode.

In this episode of the My Mortgage Podcast, Claire and Greg explore the nuances between new builds and existing properties, offering insights into the financial considerations, tax implications, and deposit requirements for each. From strategies to add value through renovations to navigating the allure and challenges of cheaper locations, this episode provides a comprehensive guide for homeowners looking to invest in the property market. Click here to read the full show notes for this episode.

In this episode of the My Mortgage Podcast, Claire and Greg delve into the ins and outs ofserviceability in property investment. Learn what truly makes a property purchase affordable and learn about strategies to optimize your borrowing capacity.Click here to read the full show notes for this episode.

This episode is all about making offer on properties. We discuss:What is making an offer?Conditions (finance, LIM & Building reports)Deposits & TimeframesAuctionsHow much should you offer?Click here to read the full show notes for this episode.

This episode we talk about townhouses and turnkey builds - what they are, how they’re different from other builds, and how to fund them! We discuss:The definition of a townhouseThe difference to other propertiesPayment structuresBuild overrunsDeposits & new build exemptionsTimeframes and sunset clausesClick here to read the full show notes for this episode.

This episode we talk about all the bits and pieces you need to know once you have a loan approval.What a mortgage actually isTips & tricksDifferent types of propertiesHow to solve problemsHow to pay your depositClick here to read the full show notes for this episode.

In this episode, we outline the different people that make up your home buying team! We break down who you need, and what they do!Mortgage AdvisorsA Solicitor or lawyerAn AccountantReal Estate AgentsA Registered ValuerA Building inspectorAn Insurance ExpertClick here to read the full show notes for this episode.

This episode is all about how family can help you with your first home purchase. We discuss:Parental guarantees The Springboard LoanJoint ownershipA loan for depositGiftingFamily salesClick here to read the full show notes for this episode.

The Team at My Mortgage are all about making it easy to buy your first home, so we’ve put together some conversations where Claire & Greg talk about the process and share some of our top tips to help you on your journeyWherever you’re at, you can get in touch with our friendly, easygoing Team and get some advice tailored just for you. At My Mortgage, we never say “no”, only “here’s the plan” and we’re happy to take the time to take you through the process and make it easy.My Mortgage – making home loans more fun and less boring since 2012.