“I Wish I Knew This at 25” — Young Adult Money Mistakes

“I Wish I Knew This at 25” — Young Adult Money Mistakes

From My Retirement Clarity with Lee Perkins by Lee Perkins

May 21, 2026 · 21 min · Episode 187

About this episode

Lee discusses common financial regrets among young adults and the importance of early financial decisions.

Meet with us: http://talkwithjlp.com 📚 Looking for more financial education? Check out 👉 http://myretirementclarity.com If you want unfiltered financial advice, don’t just read a book, scroll the comments. Spend five minutes on Reddit or YouTube, and you’ll find people being brutally honest about what they wish they had done differently with money. Today, Lee breaks down some of the biggest financial regrets younger adults face and why small decisions early in life can quietly shape your future. The earlier you recognize these habits, the easier it becomes to build confidence, flexibility, and long-term financial stability. Here’s what we discuss in today’s show: 💸 Start Early: Compounding rewards consistency💳 Credit Card Trap: Minimum payments create long-term debt🏦 Too Much “Safety”: Inflation quietly erodes cash🎁 401(k) Match: Free money gets ignored🧭 No Real Plan: Lifestyle creep steals opportunity Want to set up a meeting with us? Visit us here: http://talkwithjp.com Get more financial education at http://myretirementclarity.com

People in this episode

Host: Lee Perkins

Topics covered

  • financial regrets
  • young adult money mistakes
  • compounding
  • credit card debt
  • inflation
  • financial planning

Keywords

  • financial education
  • money mistakes
  • compounding rewards
  • credit card trap
  • 401(k) match
  • financial stability

Mentioned in this episode

Organizations: Reddit, YouTube, 401(k)

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