New Money with Nathan Kennedy

Back with my partners at Harvest ETFs and in this episode, we sit down with James Learmonth of Harvest ETFs for a great conversation about the recent development of markets, what the market seems to be absorbing right now and his perspective on earning season. This video presentation is sponsored by Harvest ETFs. Nathan Kennedy is compensated under this arrangement by Harvest ETFs. Please watch the video for the full disclaimer.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... Why do Gen Z and Millennials seem to use BNPL (buy now, pay later) so much? This video explores the buy now pay later model, breaking down the hidden economic pressures that seem to be emerging due to buy now, pay later and long term decisions shaping this trend of usage by Gen Z and Millennials for BNPL. This is a data driven look at what’s really going on with the trap of BNPL and how young adults can be more wise with it. Check out this page for more on gen z, gen z trends, BNPL analysis, why gen z uses buy now pay later, cost of living, personal finance, lifestyle inflation, housing crisis, student debt, financial pressure, economy and wealth building. For partnership inquiries, please reach out to info@newmoneynate.com This video is not legal, financial or any other type of "advice". I am not a lawyer nor a licensed advisor. This entire video is purely for educational purposes only and should not be understood as advice in any way, shape or form.

Why are fewer people having kids today? This video explores one of the biggest shifts happening among Gen Z and young adults right now, breaking down the hidden economic pressures, lifestyle tradeoffs, and long term decisions shaping this trend of no kids for Gen Z. From rising costs to changing priorities, this is a data driven look at what’s really going on beneath the surface. Check out this page for more on gen z, gen z trends, declining birth rate, why gen z is not having kids, cost of living, personal finance, young adults, millennials, lifestyle inflation, housing crisis, student debt, financial pressure, economy and wealth building. Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com This video is not legal, financial or any other type of "advice". I am not a lawyer nor a licensed advisor. This entire video is purely for educational purposes only and should not be understood as advice in any way, shape or form.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com Luxury poverty is becoming a defining financial trend for many Gen Z and millennials. From financed lifestyles to rising consumer debt, more young adults appear successful on the surface while struggling to build real financial security underneath. This video explores the growing gap between looking wealthy and actually becoming wealthy, why many of the richest young people deliberately choose to look modest or even “poor,” and how status signals and lifestyle pressure shape financial decisions in your 20s and 30s. If you’ve ever wondered why some high earners dress simply, drive older cars, and avoid flashy displays of wealth, this breakdown of luxury poverty, Gen Z money habits, and the psychology of looking poor will change how you think about success and wealth building. The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto. Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com How much net worth does Gen Z actually have, and how does your net worth compare? In this video, we break down Gen Z net worth using Federal Reserve data to show how wealth is truly distributed across Gen Z in their 20s. We compare the bottom 10%, median net worth, and top 10% of Gen Z to reveal the real net worth gap between struggling, average, and high-asset young adults. From negative net worth and student loan debt to six-figure portfolios and top percentile wealth, this Gen Z net worth comparison shows how dramatically different financial outcomes can be within the same generation. If you’re part of Gen Z and want to understand how your net worth stacks up, where you fall in the Gen Z net worth percentiles, and what the data actually says about wealth in your 20s, this breakdown gives you a clear, numbers-based perspective. The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto. Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com Why do so many Gen Z and young millennials feel broke even when they finally start making good money? This video breaks down the number one financial decision quietly holding Gen Z and people in their 20s back, and it has nothing to do with investing, budgeting apps, or skipping coffee. It’s about cars, car payments, and the long-term impact of locking yourself into expensive monthly obligations early in your career. We look at why Gen Z car payments are higher than ever, why luxury cars are more common, and how auto loans, leases, and lifestyle inflation quietly destroy flexibility, opportunity, and wealth-building potential. By the end of this video, you’ll understand how car debt, depreciation, insurance costs, and long-term monthly payments affect your ability to invest, change jobs, move cities, and take risks when it matters most. If you’re Gen Z, in your 20s, or early in your career and wondering why you feel stuck, stressed, or broke despite earning more than you ever have, this video explains the hidden math behind car ownership, car financing, and why so many young people regret their first big purchase. Topics covered include Gen Z finance, car payments, car loans, luxury cars, car loan payments, lifestyle inflation, wealth building in your 20s, financial mistakes Gen Z makes, being broke in your 20s, personal finance for young adults, auto loans, car depreciation, monthly expenses, opportunity cost, and how expensive cars impact long-term net worth. This video is for Gen Z, young professionals, and anyone trying to build wealth, avoid financial traps, and make smarter decisions with money early in life. The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto. Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com Gen Z is getting fired at higher rates, and few people are talking honestly about why. This video explores what’s happening between Gen Z employees and employers as workplace expectations shift, communication breaks down, and the job market becomes less forgiving. We look at Gen Z in the workplace, employer expectations, early career mistakes, performance standards, Gen Z work culture, and why companies are moving faster to terminate employees than in the past. If you’re Gen Z starting your career, a manager hiring young talent, or someone trying to understand today’s workplace dynamics, this video breaks down what’s really driving terminations in today’s job market. The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto. Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com Why does Gen Z feel so poor…even when they’re working harder, earning more on paper, and investing earlier than past generations? In this video, we break down why Gen Z feels broke, comparing Gen Z net worth vs Boomers, Gen X, and Millennials, and explaining how housing costs, wage stagnation, student debt, and the rising cost of living have reshaped early adulthood. We look at how Gen Z’s financial reality compares to previous generations and why Gen Z is entering the workforce under fairly tough conditions. We also explore why Gen Z may feel poorer than they actually are, covering investing participation, financial literacy, social comparison, and how constant access to financial data changes perception. Finally, we walk through how Gen Z can still build wealth, with practical strategies around investing, career growth, income diversification, and navigating a world where homeownership has become a luxury. If you’re wondering: – Why Gen Z feels broke – Gen Z vs Boomers wealth – Average net worth by generation – Why housing is unaffordable for young people – Whether Gen Z is actually poorer or just feels poorer – How Gen Z can still achieve financial stability This video breaks it all down with data, history, and a realistic path forward. The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto. Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com Why does Gen Z get labeled as lazy when the data shows they’re working harder than ever? This video breaks down the real economic forces shaping Gen Z’s work ethic and why younger workers are grinding harder than Boomers realize. From rising housing costs and student debt to job instability, automation, and constant reskilling, Gen Z entered the workforce in a fundamentally different economy. Using real labor market data, economic history, and a story-driven lens, this video explains why Gen Z has no choice but to work relentlessly just to achieve basic stability. We explore how inflation, wage stagnation, disappearing entry-level jobs, and declining employer loyalty reshaped what “hard work” looks like today — and why older generations often misinterpret modern work behaviors like job hopping, remote work, and side hustles. This is a deep dive into generational economics, work ethic myths, and how the modern labor market rewards adaptability over tenure. If you’re interested in Gen Z vs Boomers, work ethic debates, the future of work, labor economics, generational wealth gaps, or why young workers feel burned out despite working nonstop, this video connects the dots. Follow for more on careers, economics, generational trends, and how money actually works in today’s economy. The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto. Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com Earning $250,000 a year raises a key question: is it better to make that money through a high-paying job or by running your own business? In today’s market, more people than ever are comparing a salary to self-employed income … and the difference between the two paths is bigger than most expect. This video breaks down the real factors people look for when comparing a six-figure job to six-figure self-employment: take-home pay, income stability, lifestyle, flexibility, job security, workload, career growth, and long-term earning potential. We explore how $250K feels for a corporate employee versus a solo consultant or small business owner … and why the same income can lead to completely different day-to-day lives. If you’re choosing between a high-paying career and building your own business … or comparing a $250K job to a $250K consulting, freelance, or self-employed path - this video gives you a clear breakdown of what each route actually looks like. Follow this channel for more videos on salary growth, high-income jobs, self-employment, business income, career tips, money breakdowns, and choosing the best path for your goals. The content and information contained on this website/social media page and any resources/material available for download through this website/page is not intended as, and shall not be understood or construed as, financial, investment, tax, legal or professional advice whatsoever. I am not a financial advisor, attorney, accountant, nor am I claiming to be, and the content and information contained on this website/page is not a substitute for financial, investment, tax or legal advice from a professional who is aware of all the facts and circumstances of your specific individual situation. Nothing on this website/page constitutes a comprehensive or complete statement of the matters that may be discussed or the law(s) relating thereto. Nathan Kennedy / New Money Nate Inc is not liable for any direct, indirect, incidental, consequential, special or punitive damages, under any theory of liability, including without limitation, damages for loss of profits, use, data, or loss of other intangibles. Nathan Kennedy / New Money Nate Inc will not be liable for damages of any kind resulting from your use of the website/page and content or material contained therein.

With under 40 pupfish left in the wild, these are possibly the rarest fish on the planet. The Devils Hole pupfish have existed in isolation for thousands of years in an extreme environment where few species could survive. How did they end up in such an inhospitable place? And what makes their survival so important? Untold Earth explores the seeming impossibilities behind our planet’s strangest, most unique natural wonders. From fragile, untouched ecosystems to familiar but unexplained occurrences in our own backyard, this series chases insight into natural phenomena through the voices that know them best. Untold Earth is produced in partnership with Atlas Obscura and Nature. ***** PBS Member Stations rely on viewers like you. To support your local station, go to: http://to.pbs.org/DonateTerra ***** Subscribe to PBS Terra so you never miss an episode! https://bit.ly/3mOfd77

Add $100k+ to your career earnings with tactics from my newsletter below! https://thecareerearner.beehiiv.com/s... For partnership inquiries, please reach out to info@newmoneynate.com Artificial intelligence (AI) is no longer experimental. It is already reshaping the professional world and having a clear impact on how people get hired, how teams are structured, and how white collar careers begin. In sectors like finance, consulting, law, and tech, companies are moving quickly to cut costs and increase efficiency by rethinking how work is done and by whom. In 2025, the job market is under pressure. Roles that were once common early in a career are disappearing. Others are being restructured or absorbed into fewer, more demanding positions. The effects are especially visible in office based, knowledge driven careers where AI tools are replacing entire categories of tasks. This video explores how white collar jobs and work are changing in real time. From the disappearance of entry level positions to the slow rewiring of how people progress in their careers, the labor market is shifting beneath our feet. Research, writing, analysis, and reporting - which used to form the foundation of many white collar career paths - are now being handled by machines. The career ladder that once defined modern work is becoming less reliable, and companies are rethinking what kinds of roles they even need. You will hear about the types of jobs most at risk, the industries leading the shift, and the generational divide in who is being affected. For younger professionals and Gen Z, the entry points are narrowing. For more experienced employees, expectations are evolving quickly. Fewer people are doing more work, and the tools they are using are changing what it means to be good at your job and your career. If you are trying to make sense of where the economy is going, how automation is changing the job market, how white collar work is changing, or what the future of white collar careers might look like, this video offers a grounded, data driven look at what is really happening. With research from Stanford, MIT, OpenAI, and the International Monetary Fund among others, we break down how AI is impacting hiring, the job market, career advancement, and the structure of modern careers, and what that means for anyone trying to navigate it.

The job market in 2025 is tougher than it has been in years. Why? For partnership inquiries, please reach out to info@newmoneynate.com Job seekers are discovering that job hopping, once seen as the fastest path to higher salaries and career advancement, no longer guarantees the same results. Companies are cutting back on hiring, salaries are under pressure, and the premium for switching jobs has shrunk dramatically. For anyone thinking about quitting their job, finding a new job, or negotiating a raise, understanding what’s really happening in today’s job market in 2025 is essential. For decades, job hopping was considered one of the best career growth strategies. Moving every few years allowed professionals to increase their income faster than staying with the same employer. Salary growth for job switchers consistently outpaced job stayers, promotions came faster, and external hires were often given higher pay bands than internal employees. In hot job markets, workers who switched jobs could see 7–10% raises compared to 3–5% for those who stayed put. This trend made job switching a core career strategy for ambitious professionals across industries, and it shaped how entire job markets operated for years. But in 2025, the job market has shifted. Wage growth is slowing, inflation has cooled, and AI / automation are changing how companies hire. Employers are cautious, budgets are tight, and the salary premium for switching jobs has nearly vanished. Professionals who once relied on job hopping for quick promotions and higher pay are now facing a new reality: the gap between job switchers and job stayers has collapsed to one of the smallest differences in a decade. For many, this raises the question of whether job hopping is still worth it in the 2025 job market, or if it’s better to stay put and focus on internal advancement. The conversation around job hopping, salary negotiation, career mobility, and promotions is more important than ever. The job market in 2025 is filled with challenges: fewer openings, smaller salary bumps, and slower promotion cycles. Job seekers are asking whether quitting their job is still a smart move, whether finding a new role in this economy will deliver the same salary growth it once did, and whether career advancement now depends more on staying than moving. Questions about job hopping, career growth, wage gaps, and long-term income potential are driving a new debate about how to navigate the 2025 job market. Whether you’re thinking about quitting your job, planning your next move, or trying to understand why job offers feel smaller in 2025, the big picture is clear: the job market is evolving, but career mobility still matters. Job hopping, salary negotiation, career advancement, and promotions are all connected to how companies value talent in a changing job market. Knowing when to stay, when to leave, and how to navigate the realities of the 2025 job market can make the difference between stagnation and long-term success.