How America Could Soon Be Oversupplied with Homes

How America Could Soon Be Oversupplied with Homes

From On The Market by BiggerPockets

April 21, 2026 · 37 min · Episode 418

About this episode

The episode discusses the potential for an oversupply of homes in America due to various market trends and the impact of Baby Boomers on housing inventory.

For years, we’ve been promised that a “tsunami” of homes would hit the market as Baby Boomers age, move into senior housing, and pass away. We’ve been waiting…and waiting, but we’re still millions of housing units short. Yet, even without a “silver tsunami,” another trend could push us toward a housing supply glut in the future—new builds. Builder sentiment has dropped to a seven-month low. Homes are sitting empty, huge concessions are being offered, but the buyers are few and far between. Longer absorption periods mean higher holding costs for builders, prompting larger incentives to sell these homes. But, with mortgage rates bouncing back up to the mid-six percent range, who wants to buy? Very few Americans, and that’s the problem. Between Baby Boomers slowly trickling inventory into the housing market and builders creating more supply than (financeable) demand, is this the tipping point where we go from an undersupplied to an oversupplied housing market? In this headline episode, we’re getting into it, plus a “ban” on one of America’s hottest real estate assets. In This Episode We Cover Is the silver tsunami ever going to hit? Why Baby Boomer homes aren’t reaching the market…

Topics covered

  • housing market
  • Baby Boomers
  • real estate investing
  • new builds
  • market trends
  • supply and demand

Keywords

  • housing supply
  • real estate
  • market glut
  • builder sentiment
  • mortgage rates
  • home prices
  • investment opportunities

Mentioned in this episode

Organizations: BiggerPockets

Products: new-build homes

Places: America, senior housing

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