#90 Separating the Health Insurance Markets
From One Interesting Thing About Insurance by One Interesting Thing About Insurance
December 23, 2025 · 24 min · Episode 90
About this episode
The episode discusses the expiration of enhanced Obamacare subsidies and proposes separating health insurance markets for better coverage and pricing.
The enhanced Obamacare subsidies are scheduled to expire at the end of the year, and people are anxious about health insurance. Maybe the real solution isn’t more subsidies dumped into a broken system. Instead, maybe it’s separating the markets : one system built explicitly, transparently, and honestly to cover people who need guaranteed, comprehensive care—funded through taxes and direct subsidies—and another system that allows healthy individuals to buy true insurance that is priced based on risk, choice, and personal tradeoffs. BMFCE: Insurance producers and adjusters can earn insurance continuing education credit listening to Robert’s live webinars. No test required for credit! BMFCE.com .
People in this episode
Hosts: One Interesting Thing About Insurance, Robert
Topics covered
- health insurance
- Obamacare subsidies
- insurance markets
- comprehensive care
- risk-based pricing
Keywords
- health insurance
- Obamacare
- subsidies
- insurance markets
- comprehensive care
- risk pricing
Sponsors
BMFCE
Mentioned in this episode
Organizations: Obamacare, BMFCE
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