Mortgage Affordability, CMHC Findings, and Renewal Strategies
From Ontario Mortgage & Real Estate Insights Podcast by Sandy MacKay, Steve Hamoen
November 20, 2025 · 16 min · Episode 497
About this episode
The episode discusses mortgage affordability, insights from the Canadian Mortgage and Housing Corporation, and strategies for mortgage renewal amidst current market challenges.
The episode opens with an introduction and welcome, followed by a sponsor message from Real Approved Inc. The discussion focuses on mortgage affordability and income disparity, highlighting concerns in the current market. Insights from the Canadian Mortgage and Housing Corporation reveal findings on housing supply, while housing gaps and mortgage delinquency rates are explored. New mortgage originations and the Bank of Canada's interest rate decisions are examined, along with the economic impact of tariffs, trade disruptions, and consumer debt. A mortgage renewal wave and interest rate trends are discussed, emphasizing proactive renewal strategies and market resilience. The episode concludes with closing remarks and a sponsorship mention.
People in this episode
Hosts: Sandy MacKay, Steve Hamoen
Topics covered
- mortgage affordability
- income disparity
- housing supply
- mortgage delinquency
- interest rates
- renewal strategies
Keywords
- mortgage affordability
- CMHC
- housing supply
- interest rates
- renewal strategies
- consumer debt
- trade disruptions
Sponsors
Real Approved Inc.
Mentioned in this episode
Organizations: Canadian Mortgage and Housing Corporation, Bank of Canada
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