167 - Why You're Struggling Financially Despite Your High Income - Adam Link

About this episode

Emma Powell interviews Dr. Adam Link about financial management strategies for high-income families, focusing on active vs passive investing and the importance of fiduciary advisors.

Active vs. Passive Investing, Public vs. Private Markets, and Choosing a Fiduciary Advisor (with Dr. Adam Link, CFP)Emma Powell welcomes Dr. Adam Link, a CFP and former software developer with a doctorate in computer science, to discuss how high-income families can better manage wealth through a “micro family office” mindset—delegating wisely without overtrusting. Link explains why he believes markets aren’t fully efficient, outlines an active-management approach focused on capturing less downside and more upside versus a benchmark, and emphasizes that many investors are “competing against themselves” due to panic-selling. They compare public and private markets, noting how speed of information and disclosure affect inefficiencies and private-market yields, and discuss the time/ROI tradeoff between investing effort and increasing active income. They also cover real estate professional tax concepts, cash flow vs. depreciation, the importance of working with a fiduciary, and Link’s perspective on crypto and tokenization, including reported NYSE interest in 24/7 blockchain-based trading.Bio:After three company exits, an IPO, and years as Sr. Engineering Manager at Coinbase, I…

People in this episode

Host: Emma Powell

Guest: Dr. Adam Link

Topics covered

• financial management
• active vs passive investing
• high-income families
• fiduciary advisors
• public vs private markets
• real estate tax concepts
• crypto and tokenization

Keywords

• financial planning
• wealth management
• market efficiency
• panic selling
• investment strategies
• real estate
• blockchain trading

Mentioned in this episode

Organizations: Coinbase

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