
Productive and Paid with Jamila Payne
by Jamila Payne: Small Business Consultant and Productivity Expert
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On the show
From 10 epsHost
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Recent episodes
How to Get Over the Fear of Selling for Women Business Owners
Jun 25, 2026
Unknown duration
How Scope Creep and Unbilled Work Are Costing Your Service Business
Jun 11, 2026
Unknown duration
How to Schedule Your Week for More Revenue as a Service Business Owner
May 21, 2026
Unknown duration
How to Get Consistent Clients in Your Service Business
May 8, 2026
Unknown duration
Overcoming Fear in Business: How to Read What Your Resistance Is Telling You
Apr 30, 2026
Unknown duration
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| Date | Episode | Topics | Guests | Brands | Places | Keywords | Sponsor | Length | |
|---|---|---|---|---|---|---|---|---|---|
| 6/25/26 | ![]() How to Get Over the Fear of Selling for Women Business Owners | This is the conversation I want every woman in business to hear. The belief that selling is sleazy, pushy, and something to apologize for is quietly costing you more money than any pricing mistake ever could. I walk through where the fear of asking for money actually begins, why so many of us are running an old money story we never agreed to, and the proof that people genuinely want to be sold to when the invitation is done with skill. I share stories from my own life that changed how I see selling for good, and I give you the exact questions to ask yourself the next time you feel that pull to shrink. If you have been playing small with your offers and calling it being polite, this is the episode that changes your mind. You are going to walk away hearing sales completely differently, and you are going to feel ready to make the ask. IN THIS EPISODE The exact picture you have in your head of a salesperson, and why holding onto it is keeping you from earning more The real reason asking for money feels so heavy, and the old story running underneath it that you never agreed to The proof that people are not just tolerating being sold to, they are choosing it on purpose, every single day The four questions that stop the spiral the next time you feel yourself about to shrink The words I need you to delete from your vocabulary starting today, because they are costing you money DO THIS NEXT Study one person who sells well this week, on purpose. Turn on a live shopping show or watch someone sell on social, and notice the exact second you start wanting the thing. You are taking notes on a skill you are building. Catch yourself the next time you enjoy being sold to, and notice that you did not feel robbed. You felt taken care of. Let that rewire what you believe selling is. Make one invitation you would normally talk yourself out of. Follow up with the warm lead. Tell the happy client about the next step. Say your price out loud without flinching. Just one ask this week, that your old story would have stopped. RESOURCES MENTIONED → Get on the list for the Paid CEO at dailysuccessroutine.com/list Come tell me what resonated. Find me on Instagram at @JamilaPayneMBA and slide into my DMs. I read every one. | — | ||||||
| 6/11/26 | ![]() How Scope Creep and Unbilled Work Are Costing Your Service Business | There is a number sitting inside your business right now that you have never calculated. It is the total of every hour you worked this year that you never sent an invoice for. The follow-up calls. The quick questions. The over-delivery. The free consults that turned into coaching sessions. In this episode, I am walking you through six places this is showing up in your business, doing the actual math on what it is costing you every year, and giving you a sharper way to think about pricing your packages so the work you deliver and the money you earn finally line up. If you have ever closed out a strong month and wondered why your bank account did not reflect the effort, press play. This is the episode that changes how you price your next offer. Key Topics Discussed The six places service providers are quietly working for free, and how to spot each one in your own business What scope creep actually is, why it shows up on more than half of all projects, and the structural reason it keeps happening to you The compounding math behind unbilled work and what your generosity is really costing you over five and ten years Why over-delivering is not building the client loyalty you think it is, and what it is doing instead The mindset shift that separates a service provider from a business owner, and why one runs the company while the other gets run by it My contrarian take on add-ons versus right-sized packages, and why pricing for what your clients actually need beats nickel-and-diming every time Action Steps for the Week Pull up your last completed client project. Add up the unbilled hours. Multiply by your hourly rate. Look at the number. Let it land. Rewrite one of your packages. Just one. Pick the offer you sell the most often and rebuild it to include what you already know your clients are going to need. Write down what is not included in that package, and prepare the language you will use when a client asks for something outside of it. Connect With Jamila Send me a DM on Instagram @JamilaPayneMBA and tell me your unbilled hours number. I want to know what you found. If this episode hit, leave a five-star rating and a written review. It is the single best way to help more business owners find the show. Share this episode with one entrepreneur friend who needs to hear it. | — | ||||||
| 5/21/26 | ![]() How to Schedule Your Week for More Revenue as a Service Business Owner | Your calendar is telling on you. It is telling on your priorities. It is telling on your revenue. And it is telling on whether you are actually running a business or whether you have built yourself a job. In this episode, I am pulling back the curtain on the calendar patterns I see over and over again with my clients. The missing sales blocks. The generic marketing time. The client meetings that should never have ended up on your schedule. The complete absence of white space. If any of that sounds familiar, you are not alone, and you are not broken. You have a structure problem. And we can fix it. I am also sharing stories from my own business that prove why being fully booked is the wrong goal. There was a stretch where I was running thirty hours of client work every week and burning out. There was another season where I cut my client hours down to ten and made more money than I did when I was packed. The difference was not effort. The difference was the calendar. By the end of this episode, you will have a clear picture of what a real CEO calendar looks like, the five profit centers you need on your schedule every week, the 3x3 framework that will change your business in thirty days if you commit to it, and the plan the week ahead process I do every Sunday evening to make sure my week actually produces revenue instead of just exhaustion. Key Topics Discussed Why being fully booked is BS and what you should be aiming for instead The six calendar confessions that quietly tell on you and your business The five profit centers every CEO calendar must include The 3x3 rule that will change your outreach game in thirty days The Sunday night ritual that determines what your next seven days actually produce Key Takeaways Your calendar is the most honest mirror in your business. It tells you what you are really building, whether you meant to build it or not. Fully booked does not mean more money. In some seasons, it means the opposite. The space on your calendar is what creates the room for revenue to grow. Generic blocks do not produce results. They produce guilt. If your block does not name a specific deliverable, you will skip it every single time. Marketing and sales are not the same thing. One creates awareness. The other makes the invitation. Your calendar needs blocks for both. The highest performers are not the ones doing the most. They are the ones thinking the most about what they should be doing and then protecting time to do it. Mentioned in This Episode Last week's episode: How to Get Consistent Clients in Your Service Business Priority Blocking Training to Manage Your Calendar Connect with Jamila Come find me on Instagram at @JamilaPayneMBA and send me a DM. Tell me which calendar confession hit hardest for you. I read every single message. Join the Waitlist If this episode made you realize that your calendar is the problem and not your work ethic, then you already know what the next move is. Get on the waitlist for the new six-month group program for established female service providers. The doors open soon. The waitlist gets first access. Head to DailySuccessRoutine.com/list to get on the list. Enjoyed This Episode? Please leave a five-star rating and a written review wherever you listen. Reviews are how new entrepreneurs find this show. And share this episode with a business owner in your life who is stuck on the fully booked treadmill. She needs to hear this. | — | ||||||
| 5/8/26 | ![]() How to Get Consistent Clients in Your Service Business | If you have ever sat down at the start of the month, looked at your revenue goal, and realized you have no idea where those clients are actually coming from, this episode is for you. I am pulling back the curtain on the one thing most established service providers are missing in their business and it is not a new offer, a new funnel, or another marketing course. In this episode, I am breaking down the system that takes you off the client rollercoaster for good. I am sharing stories from my early days as the Director of Marketing for a social media agency, the giant Post-it note that lived on my office wall, and the real estate client who used this exact practice to do twenty million in volume and double her business. I am also introducing a framework I use with every one of my clients called the Pipeline Promise. If you have been making good money but it does not always feel like it, if you finish a client engagement and immediately wonder where the next one is coming from, this episode will give you the missing piece. Key Topics Discussed The five signs your business is missing the system that drives consistent revenue Why following up is not optional and what most business owners get wrong about it The Pipeline Promise framework that changes everything The exact math behind a healthy client pipeline (and why your revenue goal might not be realistic right now) The real estate client story that proves this is not theory Key Takeaways The difference between a stressful month and a profitable month is not your strategy. It is your system. You probably do not have a lead generation problem. You have a lead management problem. Or both. You have to know the difference. There is a number that tells you whether you are going to hit your revenue goal before the month is even over. Eighty percent of sales require five follow ups. Only eight percent of business owners actually do it. That gap is where your money is hiding. Following up is not the part where you bother people. It is the part where you actually run a business. Resources Mentioned Pipedrive is my recommended CRM for managing your client pipeline. Get it at https://aff.trypipedrive.com/2lnlodd1kdow Full disclosure, I am an affiliate. My new six month group program for established female coaches, consultants, and service providers is opening soon. The name reveal is coming, and the waitlist gets first access. Get on the list at DailySuccessRoutine.com/LIST. Connect With Me DM me on Instagram @JamilaPayneMBA and tell me one thing you took away from this episode. I read every single message. If this episode helped you, please leave a five star rating and a written review wherever you listen. And share it with the business owner in your life who needs to hear it. Stay productive and get paid. | — | ||||||
| 4/30/26 | ![]() Overcoming Fear in Business: How to Read What Your Resistance Is Telling You | What is actually holding your business back? For most experienced entrepreneurs, the honest answer is not strategy, not marketing, and not the algorithm. It is fear, and more specifically, the quiet, sneaky kind that disguises itself as procrastination, over-researching, and endless tweaking instead of taking action. In this episode, I am breaking down one of the most important reframes I teach: fear is not a stop sign. It is data. The entrepreneurs who break through to their next level of business growth are not fearless. They have simply learned to read what their resistance is actually communicating and move forward anyway. If you have been hitting the same ceiling in your business and wondering why you cannot seem to break through, this episode will give you the clarity, the framework, and the permission slip you need to stop letting fear make your business decisions for you. TOPICS DISCUSSED Why fear is not a problem to eliminate, it is information to interpret The difference between productive fear and avoidance disguised as strategy How to identify what your resistance is actually pointing to The sneaky ways fear shows up in your business without looking like fear What overcoming entrepreneurial fear actually looks like in practice KEY TAKEAWAYS Fear at a new level is a signal, not a warning. I share the reframe that changes how successful entrepreneurs respond when resistance shows up. Tune in to hear how to use it. Procrastination has a different root cause than you think. I uncover what is really behind the delay and distraction patterns that are stalling your business growth. Your resistance is pointing somewhere specific. I break down how to read what your fear is actually telling you and why that information is more valuable than any strategy. CEO-level decision making requires a different relationship with fear. I share the mindset shift that separates entrepreneurs who break through from those who stay stuck. There is a practical framework for moving through fear. I walk through a decision filter you can use immediately the next time resistance is running the show. CALL TO ACTION If this episode gave you a new way to look at the fear that has been slowing you down, share it with an entrepreneur who needs to hear it. Leave a 5-star rating and a written review. It helps more business owners find the show and get access to content that actually moves the needle. DM me on Instagram @JamilaPayneMBA and let me know what landed for you. Book a call if you're interested in learning more about coaching with me. This is the Productive & Paid podcast, real conversations about entrepreneurship and money. Until next week, stay productive and get paid. | — | ||||||
| 4/15/26 | ![]() How to Pay Yourself as a Business Owner S-Corp vs LLC✨ | paying yourself as a business ownerS-Corp vs LLC+3 | Chika Obih | IRSS-Corp+4 | — | entrepreneurshipfinancial management+1 | — | 53m 45s | |
| 4/1/26 | ![]() Stop Quoting and Start Closing: What's Actually Happening in Your Sales Process✨ | sales processproposals+3 | — | VAProductive & Paid+1 | — | coachesconsultants+3 | — | 28m 49s | |
| 3/13/26 | ![]() How Business Owners Get Organized to Save Time and Make More Money✨ | organizationbusiness efficiency+2 | Tracy Hoth | Organized Coach PodcastConnect with Tracy Hoth | — | disorganized businessconfidence+3 | — | 36m 02s | |
| 3/5/26 | ![]() How to Build a Lifestyle Business vs a Scalable Business✨ | lifestyle businessscalable business+3 | — | — | — | business mindsetbusiness offers+2 | — | 37m 41s | |
| 2/26/26 | ![]() How to Transition from Owner Operator to CEO✨ | business transitionleadership+3 | Lacy Newman | the Productive & Paid PodcastApple Podcasts+1 | — | CEO mindsetscaling business+2 | — | 47m 20s | |
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| 2/18/26 | ![]() LinkedIn Strategy for Business Growth(Turn Connections Into Clients)✨ | LinkedIn strategybusiness growth+3 | Brooke Miles | LinkedInProductive & Paid+1 | — | profile shiftsengagement+2 | — | 55m 06s | |
| 2/12/26 | ![]() How to Host a Virtual Summit That Makes Money (Real Numbers + Pricing Strategy)✨ | Virtual summit pricing strategyEarly bird pricing vs live event pricing+4 | Gemma Bonham Carter | Productive & PaidThe Course Creator Show | Paris | virtual summitrevenue generation+3 | — | 52m 17s | |
| 2/3/26 | ![]() Building a Business That Supports the Life You Want✨ | businessentrepreneurship+2 | — | Apple PodcastsSpotify+1 | — | boundariesfreedom+3 | — | 16m 39s | |
| 1/29/26 | ![]() What It Really Means to Be Productive and Paid as an Entrepreneur✨ | productivityentrepreneurship+2 | — | Productive & Paid ManifestoProductive & Paid+2 | — | identity shiftself-concept+2 | — | 17m 03s | |
| 1/23/26 | ![]() The Conversations Entrepreneurs Aren't Having About Money✨ | moneyentrepreneurship+2 | — | Productive & PaidThe Productivity Edit | — | income-generating activitiesvaluing your time+1 | — | 29m 42s | |
| 1/7/26 | ![]() Productive and Paid Trailer | Productive & Paid is a podcast for entrepreneurs who want real conversations about money, time, and what actually drives results in business. Hosted by Jamila Payne, productivity expert and small business consultant, the show goes behind the scenes of how business owners generate income, structure their work, and decide what's truly worth their energy. In this trailer, you'll get a preview of the conversations ahead—weekly episodes featuring candid discussions with founders and experts, plus solo episodes focused on helping you work smarter, get paid properly, and run your business with intention. If you're building a business and questioning whether you're focusing on the right things to grow your income and still have a life, this show is for you. Follow and subscribe to Productive & Paid wherever you listen to podcasts. Let us know if you're excited for the new show @JamilaPayneMBA on Instagram. Music by Jeff Kaale | — | ||||||
| 12/23/25 | ![]() [BEST of 2025] Overcoming Overplanning: Take Action and Achieve Your Goals | This is one of our best Episodes of 2025. A few years ago,I had a brilliant idea for a new offer. I mapped it out in detail, brainstormed all the possibilities, and spent weeks refining it. Guess what? I never launched it. I got stuck in the overplanning cycle – tweaking, refining, and second-guessing. Sound familiar? The truth is, overplanning can feel productive, but it's really just a sneaky form of procrastination. And it's keeping you from the success (and revenue) you deserve. That's why in this week's episode of the Breadwinning Business Women podcast, we're tackling: Overcoming Overplanning: Take Action and Achieve Your Goals In this episode, you'll learn: The real reason you keep tweaking and refining instead of taking action (hint: it's not about perfection) A simple decision-making strategy that will get you unstuck—fast Why "imperfect action" is the secret ingredient to scaling your business It's time to step out of your own way and start making moves. Ready? Listen now button And if you're serious about taking action and seeing real results, don't miss my upcoming workshop: How to Achieve More Revenue in 90 Days Than Most Do in a Year Here's what you'll learn: ✨ The Daily Success Routine that's helped thousands of entrepreneurs double their income without working nights and weekends. ✨ Where to focus so every day moves you closer to $20K+ months. ✨ Why traditional time management fails service-based businesses (and what to do instead). It's time to start focusing on the activities that will actually drive growth and revenue, not just the busy work. | — | ||||||
| 12/16/25 | ![]() [Best of 2025] Collaborate to Accelerate: How Peer Partnerships Can Boost Your Revenue | Over 300,000. That's how many business owners are in the communities that I did workshops for to in January alone. Sounds crazy, right? It's a visibility strategy that I like to call OPP, otherwise known as other people's people. Since I have yet to become Instagram famous, I had to figure out another way to grow my reach and impact more business owners. But then something clicked. I started thinking about how other people were growing their audiences—without all the hustle. And I realized they were doing something I wasn't: they were collaborating. That's when everything changed. Instead of working harder, I started using leverage. I began collaborating with amazing women who already had established audiences. And in return, they helped me grow mine. It has been a total game-changer for my business, and it will be for you too. You can grow your business, your visibility, and your revenue by tapping into other people's networks. And the best part? You don't have to deal with the overwhelm of constantly being on social media. In this episode, I'm sharing exactly how I started collaborating with others to catapult my visibility—and how you can do the same. Here's what you'll learn: ✨ How collaborating with peers can boost your visibility—and skyrocket your revenue. ✨ The exact strategy I use to leverage Other People's Audiences to get in front of ideal clients. ✨ How to start collaborating without feeling like you're pushing, selling yourself or need high profile connections... If you've ever felt like you're doing all the work and not seeing your community and clients grow at a study pace, this episode is for you. I want to show you how you can get more eyes on your business without the overwhelm. And if you're ready to take it a step further and uncover exactly where you can grow in the next 90 days, let's jump on a call. Click here to book your business audit, and we'll dive into your pricing, offers, and messaging to make sure you're not leaving money on the table. | — | ||||||
| 12/4/25 | ![]() Must Do Year End Ritual You Need (Part 2) | Before you rush into 2026, there is one move I want you to make: Pause and reflect. That pause will shape your next year more than any strategy, planner, or vision board ever could. Inside this episode, I walk you through a simple end-of-year reflection ritual you can use to close out 2025 with clarity — and step into 2026 feeling grounded, focused, and in control of your next level. You'll get the exact journal prompts to help you decide: What stays What goes What grows And yes, I created a free Google Doc with all the prompts so you can dive in right away. [JOURNAL PROMPTS ] | — | ||||||
| 11/27/25 | ![]() The Must Do Year End Ritual You Need (Part 1) | Before you rush into 2026, there is one move I want you to make: Pause and reflect. That pause will shape your next year more than any strategy, planner, or vision board ever could. Inside this episode, I walk you through a simple end-of-year reflection ritual you can use to close out 2025 with clarity — and step into 2026 feeling grounded, focused, and in control of your next level. You'll get the exact journal prompts to help you decide: What stays What goes What grows And yes, I created a free Google Doc with all the prompts so you can dive in right away. [JOURNAL PROMPTS ] | — | ||||||
| 10/30/25 | ![]() Money Mistakes that Women Owners Make (and How to Avoid Them) Part 2 | Last week, we cleaned up your money habits. This week, we build your financial empire. Because once you stop saying "I'm bad with money," the next question is— "How do I make my money work for me?" That's where this week's episode of Breadwinning Business Women comes in. We're going beyond cash flow and into CEO-level financial strategy—the kind that turns profit into wealth. Here's what I'll walk you through: 💸 Why "winging" your prices keeps you broke (and the formula that fixes it). 💸 How to make taxes a strategy, not a surprise. 💸 The reason you must review your financial statements monthly—no excuses. 💸 What it means to invest in assets that make your business money. Think of this episode as your MBA in money management—minus the student loans. And if you've ever told yourself "I'll figure the numbers out later," later is today. Productive CEO Community Pricing Calculator | — | ||||||
| 10/23/25 | ![]() 5 Money Mistakes that Women Owners Make (and How to Avoid Them) | You're not bad with money. You just haven't been taught how to own your numbers yet. In this week's episode of Breadwinning Business Women, I'm calling out the five money mistakes that quietly keep smart women broke — and how to fix them for good. And I know them all because I've been there. Think of it as a financial detox for your business. You'll learn: 💸 The #1 number you need to pay attention to in your business and it's NOT revenue. 💸 How to start paying yourself even if your cash inflow is inconsistent. 💸 Why hiding from the numbers in your business is costing you way more than you think. This episode isn't about spreadsheets. It's about stepping into your power as the businesswoman you already are. Because CEOs know their numbers. And after this episode, you will too. Let me know which mistake your letting go off over on Instagram @JamilaPayneMBA | — | ||||||
| 10/9/25 | ![]() Managing the "Messy Middle" of Emotions in Business | You sit at your laptop. The email draft to a potential client is open. The cursor blinks. But you freeze. You tell yourself you'll come back to it later. But "later" keeps turning into someday, maybe, never. That's not procrastination. That's success avoidance. In this week's episode of Breadwinning Business Women, I'm breaking down how fear, doubt, and discomfort quietly sabotage your next level and how to stop letting emotions block your income. You'll walk away knowing exactly how to build your emotional edge—the skill that separates stuck entrepreneurs from those who scale. Here's what we're getting into: 🎯The sneaky signs you're avoiding success (and don't even realize it). 🎯How childhood messages like "don't be too much" still shape your business. 🎯The 24-hour micro-move that gets you unstuck and paid faster. P.S. Send me a DM on Instagram with your biggest insights @JamilaPayneMBA Mentioned in this episode: Resistant Feelings Success Avoidance | — | ||||||
| 10/2/25 | ![]() 7 Must have skills that every business owner needs | Your calendar is full. Revenue feels stuck. You are doing more work, not getting better results. You need skills that convert effort into income. I'll share seven of them today. In this week's Breadwinning Business Women, I coach you through the skills that pay the bills. I show you how to practice each one without overwhelm. Clear steps. Real examples. What to do first, and what to stop doing now. Here is what you will take with you: The two-date method that makes projects ship on time. The sales shift that stops overtalking and starts closing. The 10-minute weekly marketing check that proves what is working. If you want steady revenue, clear plans, productive days, and cleaner money decisions, start here. Send me a DM on Instagram @JamilaPayneMBA with your biggest insights. | — | ||||||
| 9/26/25 | ![]() How to Stop Overthinking and Start Winning | Success doesn't sit around waiting while you "think it over." It moves. Fast. I learned that the hard way early in my career—watching mentors, colleagues, and even friends leapfrog to results while I was still making color-coded pros and cons lists. That's what this week's episode of Breadwinning Business Women is all about: why success loves speed and how you can finally stop waiting and start winning. Here's what I break down inside: The one sneaky habit that makes you feel productive but actually keeps you stuck. A two-minute practice that will kill your procrastination dead. The difference between people who talk about their next move and the ones who make it happen. This isn't about hustling harder—it's about moving faster on the things that matter, so you stop letting fear and indecision rob you of the results you want. And when you do, send me a quick DM on Instagram @jamilapayneMBA and tell me your biggest takeaway. I want to hear what action you're committing to this week. | — | ||||||
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