
The Future of Credit Underwriting On-Chain with Qiro Finance | Akshay Poshatwar & Nishikant Bahalkar
From Proof of Coverage by Proof of Coverage
November 18, 2025 · 36 min
About this episode
The episode discusses the innovative credit risk underwriting protocol by Qiro Finance and its implications for decentralized finance.
Follow Proof of Coverage Media: https://x.com/Proof_Coverage In this episode Connor & Mahesh sit down with Akshay Poshatwar & Nishikant Bahalkar, founders of Qiro, to discuss their ground-breaking platform aimed at tackling adverse selection through a unique credit risk underwriting protocol. Akshay shares his journey from the FinTech industry in India, highlighting the potential for global capital access through decentralized finance. Nishikant adds his insights on the evolution of blockchain and DeFi, emphasizing the benefits and challenges in Real World Assets (RWA) lending. The discussion includes how Qiro aims to bridge TradFi and DeFi, offering solutions for different asset classes and the promising future of decentralized infrastructure networks (DePIN). The episode wraps up with a look towards the company's rapid growth and their search for strategic hires, particularly in business development within the U.S. and Europe. Timestamps: 00:00 - Introduction 00:46 - Meet the Qiro Team 01:53 - Founders' Backgrounds and Journey 09:35 - Understanding Qiro's Unique Platform 13:30 - Challenges and Innovations in RWA Lending 24:36 - DePIN Networks and Future Prospects 31:13…
People in this episode
Hosts: Connor, Mahesh
Guests: Akshay Poshatwar, Nishikant Bahalkar
Topics covered
- credit underwriting
- decentralized finance
- blockchain
- Real World Assets lending
- TradFi and DeFi
- business development
- company growth
Keywords
- credit risk
- underwriting
- decentralized finance
- blockchain
- Real World Assets
- TradFi
- DeFi
- company growth
- business development
Mentioned in this episode
Organizations: Qiro Finance, Proof of Coverage Media, Decentralized Finance, TradFi, DeFi, Real World Assets, DePIN
More episodes of Proof of Coverage
- This NASDAQ Company Pays You 3.5% to Hold Gold | Henry McPhie · March 2, 2026 · 31 min
- From Crypto Legal Advocate to US Senate Candidate | John Deaton · February 3, 2026 · 29 min
- Leading Investor Relations for the Solana Ecosystem | Meteora · January 28, 2026 · 49 min
- DePIN’s Biggest New Deal: Valeo x NATIX | Alireza Ghods · January 22, 2026 · 25 min
- Providing Token holders with Real Economic Rights with SOAR | Thomas Curry · January 13, 2026 · 42 min
- Behind DePIN’s Next Big TGE with Fuse Energy | Sean Murray · December 19, 2025 · 44 min
Explore listener stats, chart rankings, contacts and more on the Proof of Coverage podcast page.