The Future of Credit Underwriting On-Chain with Qiro Finance | Akshay Poshatwar & Nishikant Bahalkar

The Future of Credit Underwriting On-Chain with Qiro Finance | Akshay Poshatwar & Nishikant Bahalkar

From Proof of Coverage by Proof of Coverage

November 18, 2025 · 36 min

About this episode

The episode discusses the innovative credit risk underwriting protocol by Qiro Finance and its implications for decentralized finance.

Follow Proof of Coverage Media: https://x.com/Proof_Coverage In this episode Connor & Mahesh sit down with Akshay Poshatwar & Nishikant Bahalkar, founders of Qiro, to discuss their ground-breaking platform aimed at tackling adverse selection through a unique credit risk underwriting protocol. Akshay shares his journey from the FinTech industry in India, highlighting the potential for global capital access through decentralized finance. Nishikant adds his insights on the evolution of blockchain and DeFi, emphasizing the benefits and challenges in Real World Assets (RWA) lending. The discussion includes how Qiro aims to bridge TradFi and DeFi, offering solutions for different asset classes and the promising future of decentralized infrastructure networks (DePIN). The episode wraps up with a look towards the company's rapid growth and their search for strategic hires, particularly in business development within the U.S. and Europe. Timestamps: 00:00 - Introduction 00:46 - Meet the Qiro Team 01:53 - Founders' Backgrounds and Journey 09:35 - Understanding Qiro's Unique Platform 13:30 - Challenges and Innovations in RWA Lending 24:36 - DePIN Networks and Future Prospects 31:13…

People in this episode

Hosts: Connor, Mahesh

Guests: Akshay Poshatwar, Nishikant Bahalkar

Topics covered

  • credit underwriting
  • decentralized finance
  • blockchain
  • Real World Assets lending
  • TradFi and DeFi
  • business development
  • company growth

Keywords

  • credit risk
  • underwriting
  • decentralized finance
  • blockchain
  • Real World Assets
  • TradFi
  • DeFi
  • company growth
  • business development

Mentioned in this episode

Organizations: Qiro Finance, Proof of Coverage Media, Decentralized Finance, TradFi, DeFi, Real World Assets, DePIN

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