116 – Zac Constantinou – From the Site Shed to the Loan Desk

About this episode

Zac Constantinou discusses the challenges and insights in property development and financing in the current market.

Property development has always been a balancing act — but right now the scales feel especially heavy. Rising construction costs, messy feasibilities, shifting lender appetite, and a market still absorbing the post-COVID shock are making it harder than ever to get a project funded and delivered. If you’ve been feeling the squeeze, this episode will help you understand what’s really going on behind the scenes. In this episode of the Property Developer Podcast, we speak with Zac Constantinou, who started his career delivering medium and high-density projects in Sydney before moving into the finance world where he now works on construction funding and private capital at Shore Financial. Having worked both on site and on the lending side, Zac offers a rare perspective on what makes a project viable — and what sinks it. We cover a wide range of practical insights, including: Why “buying well” is still the most important part of development How private capital has stepped in as bank appetite has tightened The differences between traditional funding and private lenders What lenders now look for before backing a project Common red flags with builders and consultants The impact of cost…

People in this episode

Host: Justin Gehde

Guest: Zac Constantinou

Topics covered

• property development
• construction funding
• private capital
• lender appetite
• project viability
• market trends
• financial insights

Keywords

• construction costs
• feasibilities
• lender story
• private lenders
• cost blowouts
• planning reforms
• developer success

Mentioned in this episode

Organizations: Shore Financial

Places: Sydney, Australia

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