
Are You Structuring Sub-To Deals Safely, Legally, and Ethically?
From REI Freedom by Jeremy & Shelly Beland
February 11, 2026 · 30 min · Episode 119
About this episode
The episode discusses the safe, legal, and ethical structuring of subject-to real estate deals.
Are you truly protecting yourself when you take over someone’s mortgage? Are your disclosures clear? Is your paperwork defensible? And if a lender enforced the due-on-sale clause tomorrow, would your deal survive? In this fan-favorite replay of the REI Freedom Podcast, host Jeremy Beland sits down with creative finance expert Caleb Christopher to break down what most investors misunderstand about subject-to transactions. Sub-to deals can be powerful wealth-building tools. But when structured ...
People in this episode
Hosts: Jeremy Beland, Shelly Beland
Guest: Caleb Christopher
Topics covered
- subject-to transactions
- real estate investing
- creative finance
- mortgage takeover
- wealth-building strategies
Keywords
- sub-to deals
- mortgage
- due-on-sale clause
- real estate
- investing
- disclosures
- paperwork
More episodes of REI Freedom
- How Did Ian Lobas Build a 60+ Unit Caribbean Airbnb Business From the U.S.? · February 4, 2026 · 37 min
- Can Self-Storage Help You Build Real Financial Freedom Without Burnout? · January 28, 2026 · 31 min
- What Does It Really Take to Scale to 120 Units Without Syndicating? · January 21, 2026 · 25 min
- How Michael Ketchen Built a $100M Real Estate Portfolio Without Playing the Guru Game · January 14, 2026 · 33 min
- Is Note Investing the Smarter Path to Long-Term Real Estate Wealth? · January 7, 2026 · 25 min
- How Can Self-Directed IRAs Unlock Real Estate Wealth? · December 31, 2025 · 28 min
Explore listener stats, chart rankings, contacts and more on the REI Freedom podcast page.