Are You Structuring Sub-To Deals Safely, Legally, and Ethically?

Are You Structuring Sub-To Deals Safely, Legally, and Ethically?

From REI Freedom by Jeremy & Shelly Beland

February 11, 2026 · 30 min · Episode 119

About this episode

The episode discusses the safe, legal, and ethical structuring of subject-to real estate deals.

Are you truly protecting yourself when you take over someone’s mortgage? Are your disclosures clear? Is your paperwork defensible? And if a lender enforced the due-on-sale clause tomorrow, would your deal survive? In this fan-favorite replay of the REI Freedom Podcast, host Jeremy Beland sits down with creative finance expert Caleb Christopher to break down what most investors misunderstand about subject-to transactions. Sub-to deals can be powerful wealth-building tools. But when structured ...

People in this episode

Hosts: Jeremy Beland, Shelly Beland

Guest: Caleb Christopher

Topics covered

  • subject-to transactions
  • real estate investing
  • creative finance
  • mortgage takeover
  • wealth-building strategies

Keywords

  • sub-to deals
  • mortgage
  • due-on-sale clause
  • real estate
  • investing
  • disclosures
  • paperwork

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