Can Annuity Income Continue After Depletion?

About this episode

Shawn Plummer discusses how certain annuities can provide income even after account depletion.

One of the biggest fears retirees have is outliving their savings. What happens if you live longer than expected and your retirement account drops down to exactly $0? If you have the right type of annuity, the answer might surprise you! In this quick video, Shawn Plummer from The Annuity Expert answers whether your annuity income can continue after your account value is completely depleted. Shawn explains that as long as you have added a Lifetime Income Rider to your fixed, fixed index, or variable annuity, your paychecks will never stop. That contractually guaranteed income for life—even when the cash balance is gone—is exactly the type of "longevity insurance" you are paying for! 📊 Run your own math! Calculate your guaranteed lifetime income in real-time here: https://www.annuityexpertadvice.com/annuity-calculator-2/ 📞 Want a free review to make sure you never outlive your money? Call us at: 770-755-1565

People in this episode

Host: Shawn Plummer

Topics covered

• annuity income
• retirement savings
• longevity insurance
• Lifetime Income Rider
• financial planning

Keywords

• annuity
• retirement
• income
• savings
• financial security
• Lifetime Income Rider
• longevity insurance

Mentioned in this episode

Organizations: The Annuity Expert

More episodes of Retire For Less With The Annuity Expert

• Can a MYGA Be Used If I Fear Bank Failures? · June 8, 2026 · 7 min
• Why Performance Based Income Riders on Annuities Fail? · June 2, 2026 · 8 min
• Can Online Annuity Calculators Be Trusted? · May 29, 2026 · 8 min
• Can I Use a MYGA if I Want Annual Liquidity? · May 26, 2026 · 6 min
• Is a GLWB Better Than Advisor-Managed Retirement Income? · May 26, 2026 · 5 min
• Should I Buy an Annuity If I Do Not Expect to Live Long? · May 26, 2026 · 7 min