About this episode
The episode discusses the transition from saving to spending in retirement, focusing on income planning and various strategies for financial stability.
What really happens after the 401(k) stops growing and has to start paying you back? The conversation looks at the shift from saving to spending in retirement, focusing on how income planning, taxes, Social Security, and tools like annuities fit together. Derrick Caldwell discusses common retiree concerns, why monthly income matters more than account balances, and how different strategies can support everyday living and long-term goals. The episode also touches on couple dynamics in retirement, lifestyle planning, and the importance of understanding how each income source works before retirement begins. Get Your Complimentary Retirement Analysis Social Media: Facebook | X See omnystudio.com/listener for privacy information.
People in this episode
Host: Steve Hoyl
Guest: Derrick Caldwell
Topics covered
- 401(k)
- retirement income
- income planning
- taxes
- annuities
- couple dynamics
- lifestyle planning
Keywords
- 401(k)
- retirement
- income planning
- annuities
- Social Security
- taxes
- financial strategies
Mentioned in this episode
Organizations: Social Security
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