Mailbag: Social Security Fears, 401(k) Changes, and Dream Retirement

Mailbag: Social Security Fears, 401(k) Changes, and Dream Retirement

From Saving With Silverman by Mark Silverman

February 19, 2026 · 11 min · Episode 216

About this episode

Mark addresses listener concerns about Social Security, 401(k) changes, and retirement planning in this mailbag episode.

Want to get in touch with Mark? 👉 https://silverman-associates.com/home In this mailbag episode, Mark responds to listener concerns that highlight the uncertainty many people feel as retirement gets closer. These are the kinds of moments where hesitation, assumptions, or bad timing can have lasting consequences. Before making a move, it’s worth slowing down, because big decisions deserve more than guesswork. Here’s what we discuss in today’s show: 💸 Social Security & Taxes: Why benefits can be taxable 🧾 401(k) Plan Changes: What happens after a merger or transition ⏳ Timing Social Security: Weighing early vs delayed decisions 😟 Social Security Anxiety: Fears about the system’s future Want to get in touch with Mark? Web: https://silverman-associates.com/home Email: mark@silverman-associates.com Phone: 520.512.8832 520.618.5323

People in this episode

Host: Mark

Topics covered

  • Social Security
  • 401(k) Changes
  • Retirement Planning
  • Taxes

Keywords

  • retirement
  • financial planning
  • listener questions

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