Simplifying Investing

🎧 Quick favour?We’re tweaking and improving Simplifying Investing and want to make sure we’re hitting the mark.Got 2 minutes to tell us what you think?👉 https://surveymars.com/q/7Uogu2bpKNo emails, no follow‑ups — just better podcast episodes.In this episode of Simplifying Investing, My Bui and Diana Mousina unpack what Australia’s inflation numbers really mean, from headline CPI to the trimmed mean, and why it matters for households and the RBA. They discuss the impact of high oil prices and Middle East tensions on inflation, the outlook for further interest rate hikes, and whether government policy—particularly fuel excise cuts and the upcoming federal budget—can actually help ease cost-of-living pressures. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 30 April 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

In this bonus episode, Dr Shane Oliver and My Bui examine how escalating geopolitical risks are influencing global markets, energy prices and inflation following the Israel and US strikes on Iran. They explore what it means for the Australian economy, why investors should avoid trying to time market shocks, and what periods of uncertainty can mean for long‑term returns. The episode also covers Australia’s latest GDP data, government spending, productivity trends and the implications for interest rates and the RBA. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 5 March 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

Tech stocks are wobbling as AI disruption dominates earnings calls 🤖, sparking a rotation into broader markets 🌍. Shane and Diana unpack what this means for global shares, Australia’s improving earnings outlook 🇦🇺📊, the surprising strength of commodities like copper and gold ⛏️, and why wages, productivity and inflation remain the key challenge for the RBA🏦. Plus, what a rising Aussie dollar could mean for markets ahead 💱. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 February 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

In this episode, Shane and My unpack the whirlwind start to the year in global markets 🌍 — from US policy tensions, tariff threats and currency moves 💱 to the surge in gold and silver 🪙 and why investors are shifting toward safe haven assets. They also break down Australia’s hotter‑than‑expected economic data 🇦🇺, the prospect of an upcoming RBA rate hike 📈, and what all of this means for shares, inflation and investor sentiment. The duo wrap with reasons to stay positive for markets in the year ahead 🌤️. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 30 January 2026. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

📉 Bitcoin plunges, 🌍 Trump’s tariff rollercoaster, 🏛 Fed rate cuts & politics, 📈 Market volatility & Santa rally, 🏠 Housing affordability crisis — Dr Shane Oliver and My Bui unpack global economics, U.S. policy shifts, and what it all means for investors. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 28 November 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

From global tensions to glittering trends, Diana and My break down the latest market movers 🌍📉. Tune in for insights on the US–China tariff drama 🇺🇸🇨🇳, gold’s meteoric rise 🪙, and the unexpected craze for Labubu dolls 🎁. Plus, they unpack Australia’s super tax shake-up 💼, housing supply struggles 🏘️, and migration pressures. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 16 October 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group

This episode of Simplify Investing dives deep into Bitcoin’s role in the modern financial system. Shane sits down with Jonas, a quantitative analyst, to unpack the history of money—from seashells and gold to today’s fiat currencies—and how Bitcoin might fill the gap as a new store of value. They tackle Bitcoin’s volatility, its reputation as “digital gold,” the rise of stable coins, energy concerns around mining, and how a small allocation could fit into a diversified investment portfolio. The discussion balances scepticism with opportunity, offering clarity on whether Bitcoin is truly the future of money or just another speculative fad.Top Topics Covered:⚖️ History of money & gold standard💵 Fiat currency vs. Bitcoin📈 Bitcoin as “digital gold” & store of value⚡ Mining, energy use & renewables🔒 Security, crime & blockchain transparencyImportant information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 17 September 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

Shane and Diana break down what’s really driving markets right now — from tariffs and tech wobbles to interest rate cuts and investor nerves around AI. With Wall Street corrections and Australia’s own shifts in consumer confidence, they unpack what all this means for everyday savers and investors.The chat also dives into Australia’s bigger picture: falling company profits, cost-of-living pressures, and long-overdue reforms on tax, regulation, and spending. Plus, a few eyebrow-raising stories on billion-dollar blowouts and economic curveballs that show why policy decisions matter for everyone.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 21 August 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

Diana and My dive into the US job market shake-up, with payroll numbers slashed and markets reacting. They unpack why these revisions happen, the politics swirling around the Fed, and how new tariffs are hitting countries differently-some harder than others. Closer to home, Australia’s inflation is easing, retail spending is perking up, and the RBA looks set for a rate cut in August. Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 08 August July 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.https://www.amp.com.au/https://www.amp.com.au/resources/insightshub#shaneoliver #dianamousina #mybui #amp

Share markets have delivered a second consecutive year of double-digit returns, generating some great outcomes for super fund members and investors alike, despite climbing a wall of worry. But what’s driving this sustained strength, and what does it mean for the future? Join Shane and My as they break down the factors behind the share market rally over the last financial year, look at Trump's recent posturing over the reciprocally high tariff rates, and explore what members should keep in mind as market conditions evolveImportant information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 11 July 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.#shaneoliver #dianamousina #mybui #amp https://www.amp.com.au/https://www.amp.com.au/resources/insights-hub

🎙️ On the pod this week: Shane's back! Joining Diana behind the mic, they dive into:✅ Geopolitical risks in the Middle East✅ Market reactions✅ Ongoing US tariffs✅ Australian GDP data✅ A dovish-sounding RBA✅ And... does the Australian Government finally have a plan to boost productivity? Plus, a Friday dilemma:☕ Are we all spending too much time at the café and down at the beach?🌊 Or is this what a “new normal,” productive workforce looks like?📲 Tune in now for insights, and a fresh take on the week’s biggest economic stories.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 19 June 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.

Housing prices in Australia have continued to rise rapidly over the last two decades, with housing unaffordability and the cost of living affecting both first home buyers and older Australians retiring with greater levels of mortgage debt. On the pod this week, Diana is joined by buyer's agent Ravi Sharma and AMP Bank's Sean O'Malley to talk about the pressures faced by Australians in the housing market today and what options and choices they can make when it comes to freeing up cashflow in retirement.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 21 May 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.More on Ravi: Ravi Sharma is the founder of Search Property Buyer's Agency, one of the fastest growing buyers agencies in Australia. Search Property has also been named as a finalist in the REB Awards as the Best Buyer's Agency in Australia 2023 & 2024. By the age of 32, Ravi successfully acquired a property portfolio of $15M, showcasing his expertise and commitment to property investment. He is also the host of Australia's #1 property channel on YouTube, Personal Finance with Ravi Sharma, with subscribers eager to learn about real estate, investing,and building a foundation for retirement. Ravi also hosts the ‘More Than Money’ podcast on Spotify and YouTube, exploring conversations with influential figures across the Australian landscape. Ravi holds a Bachelor’s in Business, an Advanced Diploma in Conveyancing, a Certificate IV in Finance & Mortgage Broking, and a Class 1 Real Estate Licence. His blend of knowledge & experience helps clients achieve financial freedom through property.

The latest inflation data is in and we're finally back on target. Markets are up by over 10% now that the reciprocal tariffs have been pushed out by 90 days, but there's still a long way to go. On the pod this week, Shane and Diana unpack the latest March quarter headline inflation data, look at the election promises made ahead of the Federal Election in Australia, as well as how a Trump administration is acting under pressure, and the consequences for consumer confidence, GDP figures and the labour market.Important information: This podcast is general in nature and hasn’t taken your circumstances into account. It’s important you consider your personal circumstances and speak to a financial adviser before deciding what’s right for you. Any general tax information provided is intended as a guide only. Remember the value of investments may go up or down and you may not get back the amount you invested. The opinions and views featured in this podcast reflect the individual’s own. Date of publication 3 May 2025. AWM Services Pty Ltd ABN 15 139 353 496, AFSL No. 366121, part of the AMP Group.