💳 Amex Just Gutted Its Best Business Card Feature (And What To Do Now)

About this episode

The episode discusses the removal of the monthly bonus on the Business Platinum card by American Express and its implications for business owners.

American Express is removing the valuable monthly bonus on the Business Platinum card after March 31, 2026, replacing it with travel credits and other restricted benefits that don't match the lost value. Business owners who were earning 240,000 Membership Rewards points annually will now face a net loss of around £260 compared to the previous structure. We break down the math on these changes, evaluate whether the £650 annual fee is still justified, and discuss your options—from downgrading to Business Gold to switching to alternative cards like Capital on Tap. If you hold this card or were considering it, this devaluation significantly changes the value proposition. Subscribe to Smart With Points 👉🏼 https://smartwithpoints.com/ . Check out our sponsor Award Travel Finder to help with your award flight searches. Thanks to Hotel Redemptions and Award Travel Finder for sponsoring this episode! Support us - American Express American Express Business Capital on Tap

People in this episode

Host: Smart With Points

Topics covered

• American Express changes
• Business credit cards
• Membership Rewards
• Travel credits
• Card devaluation
• Business owners
• Alternative credit cards

Keywords

• American Express
• Business Platinum card
• Membership Rewards
• travel credits
• card devaluation
• Business Gold
• Capital on Tap
• annual fee
• business owners

Sponsors

Award Travel Finder, Hotel Redemptions

Mentioned in this episode

Organizations: American Express, Business Gold, Capital on Tap

Products: Business Platinum card, Membership Rewards points

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