Talk Property To Me Podcast

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the Top 5 property sales of 2025 — including Sydney's record $82.5M waterfront deal in Rose Bay, an $81M Barangaroo penthouse, and more jaw-dropping prestige sales across Vaucluse, Bellevue Hill, and Mosman. If you follow Sydney luxury real estate, waterfront homes, and high-end property investing, this episode is packed with insights on scarcity, record pricing, buyers' agents, and how "manufacturing equity" through renovations applies from $50M homes all the way down to everyday investors. 🔍 Key Topics Covered: ✔️ Australia's biggest property sales of 2025 (Top 5) ✔️ Rose Bay's $82.5M waterfront record sale ✔️ Barangaroo's $81M penthouse — why it's worth it ✔️ Why scarcity drives Sydney's prestige prices ✔️ Buyers' agents at the ultra-luxury end of the market ✔️ "Manufacturing equity" with renovations (and how investors can copy it)

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down what banks really look at when approving a home loan in Australia — and why having a big deposit alone is no longer enough. If you're planning to buy a home in 2025 or 2026, this episode is essential viewing. We explain how lenders assess your spending habits, credit score, borrowing power, and financial behaviour, and why so many buyers are shocked when their loan is rejected. In this episode, we cover: Why banks rely on the Household Expenditure Measure (HEM) How your spending habits impact borrowing capacity Why credit behaviour matters more than your deposit The hidden impact of credit cards & Buy Now Pay Later How loan enquiries can damage your credit score Why speaking to a mortgage broker can dramatically improve approval odds Whether you're a first home buyer, upgrading, or planning your next investment, this episode will help you avoid costly mistakes and understand how lenders really think. 🔍 Key Topics Covered ✔️ Mortgage approval process in Australia ✔️ Credit score requirements explained ✔️ Borrowing power & household expenses ✔️ Why banks reject home loans ✔️ How to improve your loan approval chances

In this episode of Talk Property To Me, Brad East and Aaron Downie break down Australia's 2026 Property Market Forecast using the latest SQM Research Boom & Bust Report. We analyse population growth, supply shortages, dwelling completions, and city-by-city price predictions to explain what buyers and investors should expect in 2026. Australia is heading into another major year for real estate, with 390,000 new migrants, tight vacancy rates, and a national housing shortage continuing to shape prices. In this episode, we unpack why Perth, Brisbane, Darwin, Adelaide and the Sunshine Coast are forecast to lead the country — and why Sydney and Melbourne may lag behind. Whether you're a first-home buyer, investor, or simply watching the market, this breakdown gives you clear, data-driven explanations behind the expected 4%–14% price growth for 2026. 🔍 Key Topics Covered ✔️ Australia Property Market Forecast 2026 ✔️ Population growth impact on housing prices ✔️ Housing supply shortage & dwelling completions ✔️ City-by-city predictions: Perth, Brisbane, Adelaide, Melbourne, Sydney ✔️ Vacancy rates, rental demand & investor activity ✔️ Supply vs demand imbalance explained ✔️ Why units may outperform houses in major cities ✔️ Inflation, interest rates & possible RBA cuts ✔️ Worst-case, base-case & best-case growth scenarios ✔️ What buyers and investors should watch in 2026 🏙️ City Forecast Highlights 🏆 Perth: 12–16% growth expected — strongest market in Australia 🔥 Brisbane: 10–15% growth, record-low listings 📈 Adelaide: Strong demand with limited supply Darwin: Major rebound driven by infrastructure projects 🏖️ Gold Coast & Sunny Coast: 7–15% growth 🏚️ Sydney & Melbourne: Slower growth due to affordability pressures

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie unpack one of Australia's biggest issues right now: building approvals are rising, but construction output is falling — all while the country faces the largest population boom on record. Australia approved more homes than ever in 2024–2025, yet fewer houses are actually being built. In this episode, we break down the real reasons behind the housing supply crunch — from labour shortages, skyrocketing material costs and developer feasibility, to the impact of surging investor lending and record migration. We also analyse how government planning reforms, council delays, CDC pathways and the Housing Future Fund are affecting supply, rental prices, and long-term affordability for first-home buyers and investors. 🔍 Key Topics Covered in This Episode ✔️ Why building approvals are rising but construction is falling ✔️ Labour shortages, high materials costs & builder insolvencies ✔️ Investor lending at record highs — how it affects first-home buyers ✔️ Australia's population surge (380K → 470K) and pressure on housing ✔️ NSW planning reforms: CDC fast-track, dual occupancies & DA changes ✔️ How government policies are shaping supply, rent, and house prices ✔️ Why developers are building less despite huge demand ✔️ What needs to change to fix Australia's housing shortage ✔️ The outlook for construction, rental markets & property prices in 2025 Australia is heading into a critical phase: approvals are up, supply is down, migration is booming, and investors are flooding the market. Understanding these factors is essential for buyers, sellers, renters and investors.

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the latest updates on Australia's inflation, interest rates, and property market trends for 2025. Australia's inflation remains stubbornly high, with electricity and housing costs driving prices up. Despite this, the RBA has held rates steady, and now experts are questioning when the next rate cuts might actually happen. Brad and Aaron unpack what's really going on behind the scenes — from government policy to construction slowdowns, and how it's shaping home prices in Sydney, Melbourne, Brisbane, and Perth. 📊 Key Topics Covered: ⚡ Why electricity and housing costs are keeping inflation high 🏗️ How labour shortages are slowing new housing supply 💰 What rising rates mean for homeowners and first-home buyers 🏠 October price surge: Perth and Brisbane leading the market 📉 Why holding rates might actually help the economy 🔮 When the Big 4 banks predict the next rate cuts 💬 Will the First Home Guarantee Scheme push prices higher? As 2025 unfolds, Australia's housing market faces a complex mix of tight stock, high demand, and stubborn inflation. If you're a buyer, investor, or simply following the economy, this episode gives you a clear, data-driven look at where things stand — and where they're heading next.

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie unpack Australia's biggest housing challenges right now — rising unemployment, a slowing construction industry, and a record number of luxury homes for sale in Sydney. As unemployment hits a four-year high, the RBA faces a tough decision: when will the next interest rate cut come, and what will it mean for homeowners, builders, and first-home buyers? They also explore why building completion rates are falling, how labour shortages and high construction costs are creating pressure, and what the government's 1.2 million homes target by 2029 really means for the market. 🔍 Key Topics Covered 🏠 Australia's unemployment hits 4-year high 📉 What it means for RBA rate cuts and mortgages 💰 Luxury homes surge: 150+ listings over $15M in Sydney 🏗️ Building approvals collapse and completions slow ⚠️ Construction costs still 30–40% above pre-2021 levels 🏡 Housing target: 1.2 million homes by 2029 — can it happen? 💬 How these factors could shape property prices in 2025 💡 Why Watch If you're a homeowner, investor, or first-home buyer, this episode helps you understand how unemployment, rate cuts, and supply shortages are shaping Australia's property market for the year ahead. Stay informed and make smarter property decisions.

Mill Park Property: Australia's Next Growth Hotspot or Risky Buy? In this episode of Talk Property To Me, hosts Brad East and Aaron Downie unpack one of Melbourne's most talked-about suburbs — Mill Park. They reveal whether it's truly a smart buy in 2025 or if investors should look elsewhere. Located just 20 km northeast of Melbourne's CBD, Mill Park offers family lifestyle appeal, strong infrastructure, and limited housing supply — but how does it really perform for investors? Brad and Aaron analyse property prices, yields, vacancy rates, and long-term ROI forecasts to uncover whether Mill Park can still deliver strong growth in the next decade. Key Topics Covered: ✔️ Mill Park Overview – Location, Lifestyle & Demographics 🌳 ✔️ Current Property Prices & Rental Yields (2025 Data) 💰 ✔️ Why Mill Park's Growth Has Slowed Since COVID-19 📉 ✔️ Supply, Demand & Inventory Pressure Explained ✔️ Unit vs House Performance – Yield vs Growth Trade-off ✔️ 10-Year ROI Forecast: Is It Still Worth It? 📊 ✔️ Vacancy Rates, Hold Periods & Buyer Behaviour ✔️ Brad & Aaron's Final Verdict on Mill Park in 2025 🏡 If you're considering buying property in Melbourne's northeast or looking for the next growth suburb in Victoria, this episode is packed with valuable data-driven insights for investors and homebuyers alike. 👤 About the Hosts Brad East Managing Director of Wisebuy Home Loans. Award-winning mortgage broker who has helped thousands of Australians secure finance. 👉 Website → https://wisebuygroup.com.au 👉 LinkedIn → https://www.linkedin.com/in/newcastlemortgagebroker/ 👉 Instagram → https://www.instagram.com/bradeast_mortgagebroker/ Aaron Downie Director of Mackenzie Buyers Agency & experienced property investor. Provides practical strategies for building wealth through Australian real estate. 👉 Website: https://www.mackenziepropertygroup.com.au/ 👉 Linkedin: https://www.linkedin.com/in/aaron-downie-1b2749134/

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the South East Melbourne property market in 2025 — one of Victoria's fastest-growing regions. From population forecasts to affordable housing under $800K, and long-term investment opportunities, this episode is a must-watch for both first home buyers and investors. We analyse growth suburbs like Clyde North, Officer, Pakenham, and Cranbourne, explore Melbourne's first home buyer price caps, and reveal the best vs worst performing suburbs in the past decade. Plus, we discuss rental yields, vacancy rates, and the massive impact of upcoming infrastructure like the Suburban Rail Loop and Metro Tunnel. 🔍 Key Topics Covered: ✔️ South East Melbourne population growth forecast to 2046 📈 ✔️ Affordable housing markets under $800K for first home buyers 🏡 ✔️ Top performing growth suburbs: Clyde North, Officer & Pakenham 📊 ✔️ Worst performing areas & risks to avoid 🚫 ✔️ Prestige suburbs over $1.5M – Glen Waverley, Monash & Ashwood 💎 ✔️ Rental yields, vacancy rates & public housing impact 💰 ✔️ Infrastructure drivers – Metro Tunnel & Suburban Rail Loop 🚆 ✔️ Long-term investment outlook for South East Melbourne 🔮