Crypto, Stablecoins, and the Future of Digital Money

Crypto, Stablecoins, and the Future of Digital Money

From The Citi Institute Podcast by Citi

July 10, 2025 · 37 min

About this episode

The episode discusses the future of digital money and the evolving regulatory landscape with insights from industry experts.

In this final episode of the Citi Institute podcast, host Alex Miller is joined by Hon. Caroline Pham, Acting Chairman, CFTC and Ronit Ghose, Global Head, Future of Finance, Citi Institute to discuss digital money, crypto assets, and blockchain-based financial services, addressing the rapidly evolving policy and regulatory landscape. Hon. Caroline Pham, Acting Chairman, CFTC highlights the crypto value propositions and the importance of regulatory clarity to enable crypto innovation. Ronit Ghose, Global Head, Future of Finance, Citi Institute shares insights on programmable money and smart contracts, and how digital money is evolving from account-based to token-based systems. Our guests reflect on a future where digital money, crypto assets, and blockchain-based financial services become more integrated into the broader financial ecosystem, enabled by regulatory clarity and institutional adoption. Citigroup (“Citi”), and Commodity Futures Trading Commission (“CFTC”) are not affiliated and are independent from each other. The speakers’ views are their own and may not necessarily reflect the views of Citi or any of its affiliates. All opinions are subject to change without notice…

People in this episode

Host: Alex Miller

Guests: Ronit Ghose, Hon Caroline Pham

Topics covered

  • crypto
  • stablecoins
  • digital money
  • blockchain
  • financial services
  • regulation

Keywords

  • crypto assets
  • programmable money
  • smart contracts
  • institutional adoption

Mentioned in this episode

Products: Citi Institute

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