The David Bach Show

What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago? In this very special crossover episode of HerMoney and The David Bach Show, David sits down with longtime friend and bestselling author Jean Chatzky to share candid stories, big career lessons, and one bold new idea that could change retirement in America. Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026. Resources: David's Flat Tax Proposal The Automatic Millionaire (20th Anniversary Edition) HerMoney's InvestingFixx Club

In this heartfelt episode, David Bach shares one of the most beloved parts of The Automatic Millionaire: the success stories. Recorded after three weeks in the studio – and kept in the audiobook thanks to one timely email from a reader – this chapter celebrates the everyday people who transformed their financial lives using simple, automatic steps. These are not Wall Street insiders or high-income earners. They're teachers, soldiers, young couples, single parents, musicians, caregivers, and college students – all proving the same truth: If they can do it, you can do it. Inside this episode, you'll hear: How a 24-year-old preschool teacher became a millionaire – and went on to inspire millions more A trumpet player who went from broke to building a real estate empire A family who automated their way to a $2.4M net worth A deployed soldier who shared The Automatic Millionaire across his entire unit Couples who paid off debt, maxed out retirement savings, and bought homes – all by making their finances automatic A high school student whose required summer reading completely reframed her future These intimate letters and emails span more than two decades and thousands of readers – all proof that the principles of The Automatic Millionaire work in any economy, any career, and any stage of life. If you've ever wondered whether you can truly change your financial future, let these voices remind you: Start small. Make it automatic. And watch your life transform. Share your story: success@davidbach.com Join the VIP Insider Team: https://davidbach.com/insider-launch-team Visit: www.davidbach.com

Welcome back to the podcast. Today, I'm interviewing my dear friend, Michele Capecchi! Known as the Italian Legal Whisperer, Michele is an international lawyer who helps ex-pats (like myself) navigate the challenges of moving to Italy from other parts of the world. He's also recognized for his work securing dual citizenship for Americans with Italian heritage and has been doing this for 20+ years. Today, you'll learn the process for making an Italian move possible while avoiding the mistakes that hold so many people back from making their dreams of relocating to this beautiful country a reality. In this session, here's what we cover: What options are available for people who want to live in Italy for longer than 90 days? The downside to buying Italian property as a tourist Why it's essential to hire an attorney when moving abroad. How long does a visa application take? What you must do in the first 8 days of moving to Italy to make your stay legal. How my one-year sabbatical turned into 4 years in Italy! The process for investing in Italian real estate. Why Italian banks aren't willing to give a mortgage to a foreigner—and the process for financing a property. The process for operating your online business from Italy. How Americans with Italian heritage can recover their citizenship. The many advantages of having dual citizenship and a second passport. Interview Resources Capecchi Legal Michele Capecchi on LinkedIn, Twitter, Instagram, Legal Advice for Expats in Italy: Everything you ever needed to know about moving to Italy—and staying here The Italian Legal Whisperer Podcast CBS NEWS Special on "Italian Citizenship Get Access to More Great Content! To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit DavidBach.com Connect with David Bach Instagram Facebook Twitter YouTube

It's been a while, but I'm back on the podcast to share an amazing interview with my longtime friend, Joe Polish. Joe is recognized as the most connected person on the planet, and today you're going to find out why! In case you're unfamiliar, Joe Polish is an author, speaker, podcaster, entrepreneur, and Founder of Genius Network®, which is considered one of the most exclusive entrepreneurial masterminds in the world. While Joe has seen wild success throughout his career and is known for his ability to connect deeply with others, that wasn't always his story. In fact, before he ever crushed it in business, he was a dead broke carpet cleaner, and his struggles with trauma and addiction led to a very disconnected life. Only after getting sober did he take the time to learn how to form genuine relationships with others. For 30+ years, Joe has been putting his approach to building rapport into practice, allowing him to surround himself with the most successful people imaginable—and now he's ready to teach YOU how to do the same. In our conversation, we dive into his new book, What's in It for Them?: 9 Genius Networking Principles to Get What You Want by Helping Others Get What They Want. You'll learn about the power of reciprocity, the importance of treating yourself like a million-dollar racehorse, how to cut out toxic relationships, why being a giver (instead of a taker) is more important than ever, and much more! In this session, here's what we cover: Why Joe wrote his new book, What's in It for Them? How to win the right friends and influence the right people (an update to Dale Carnegie's legendary teaching). How to set your life up to be a lot more E.L.F (easy, lucrative, fun) and a lot less H.A.L.F (hard, annoying, lame, frustrating). The secret to why Joe Polish is the most connected human being on the planet. How to act like a "pain detective" and make more money by transforming other people's bad news into good news. How do you know if you're investing your time and energy in the wrong relationships? Learn to deepen rapport and connect with others by identifying and reducing their suffering. The story of when Joe used the What's In It For Them framework to win over Sir Richard Branson. The power of the 6-week sabbatical and how to use it to destroy anything in your life that isn't excellent. How can you connect with yourself, so you can better connect with others? Why life gives to the giver and takes from the taker. Interview Resources Joe Polish Website Joe Polish on Instagram, Twitter, YouTube, LinkedIn, Facebook What's in It for Them?: 9 Genius Networking Principles to Get What You Want by Helping Others Get What They Want by Joe Polish Genius Network Genius Recovery Joe Polish Interviews, Articles, and Podcasts The 6 Week Sabbatical with David Bach and Joe Polish Joe Polish Sabbatical Life Gives to the Giver by Joe Polish Zig Ziglar How to Win Friends and Influence People: Updated For the Next Generation of Leaders Never Split the Difference: Negotiating As If Your Life Depended On It The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich Dean Jackson Dan Sullivan Chris Voss Gabor Maté Strategic Coach Jay Abraham Bob Roth Richard Branson Andre Norman Ambassador of Hope: Turning Poverty and Prison into Purpose-Driven Life Breath: The New Science of a Lost Art Wim Hof The Oxygen Advantage with Patrick McKeown Get Access to More Great Content! To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com Connect with David Bach Instagram Facebook Twitter YouTube

I'm beyond thrilled to welcome today's guest, Jennifer Aaker. Jennifer is a life-long friend and an inspirational human being loved by many. Our friendship goes all the way back to age 15. How crazy is that? When you crunch the numbers, we have known each other for 39 years! Jennifer Aaker has been a rock-star professor at Stanford for over 20 years and was voted the MBA Professor of the Year in 2019. She is the leading expert on how purpose and meaning shape individual choices and how technology can positively impact both human well-being and company growth. Her work has been widely published in leading scientific journals and featured in The Economist, The New York Times, The Wall Street Journal, The Atlantic, and Science. Today, we're talking about her new book Humor, Seriously: Why Humor Is a Secret Weapon in Business and Life. Jennifer, and her co-author Naomi Bagdonas, bring actionable steps on how to master humor, even if you're not naturally funny. That's right. You can learn humor. And those who do, usually live longer, have joyful careers, and enjoy better relationships with their friends and family. If you want to learn how to master the power of humor and live a happy, healthy, and wealthy life, don't miss my conversation with Jennifer Aaker! In this session, here's what we cover: Why is humor such a powerful skill? How everyone can learn comedy and harness its powers in social, private, and business life. Why teaching your kids about humor is just as important as teaching them about personal finance. How Jennifer mastered humor and wrote a book on being funny, even though she was rated as the least funny one in her home. The importance of genuine laughter from a neurological, social, psychological relationship, business, and career perspective. The Power of humor audits, and how to raise awareness of self. The humor cliff in mid-life, and why adults don't laugh as much as kids and elderly. The four types of humor and how to use them in personal and business life. What are the benefits and risks of each comedy style? How to bond with teams in a remote-work environment and build a culture of inclusivity. The power of "call back" in a workplace. Humor during the COVID-19 pandemic. Real-life examples of how to use humor in a virtual workplace. Interview Resources HumorSeriously.com Connect with Jennifer Aaker on Twitter, LinkedIn, Instagram Connect with Naomi Bagdonas on Twitter, LinkedIn Humor, Seriously: Why Humor Is a Secret Weapon in Business and Life The Dragonfly Effect: Quick, Effective, and Powerful Ways to Use Social Media to Drive Social Change The Dragonfly Effect: The Power of Stories The Humor Quiz The Bootcamp Free Humor Workbook Jennifer Aaker's research at Stanford The Latte Factor: Why You Don't Have to Be Rich to Live Rich Get Access to More Great Content! To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com Connect with David Bach Instagram Facebook Twitter YouTube

Most people fail to pursue their dreams because they don't know how to plan for them. Maybe you want to buy a car, take a vacation, re-decorate your home or start a business. Whatever it may be, you're going to need to fund your dreams, and the best way to do that is by opening a separate investment account for that specific reason. Ever since I was a financial advisor, I'd ask my clients what dreams they had. Many people would say "I want a new kitchen." So, we'd open the kitchen account and start funding the dream. Guess what? Most clients would stop asking about their "investments" and would only ask about that "kitchen account" or whatever dream account they were funding. Nothing gives energy to a person's life about their future, like a dream account. It's the fastest way to make your dream a reality. Your future becomes exciting, your dreams suddenly feel real, and you're chasing something that's meaningful to you. If you want to find out exactly how to set up your dream account, which services to use, and how to balance your fundings, then this episode is for you! In this session, here's what we cover: The three basket approach to thinking about your money. What a dream account is and why will it completely change the way you think about your future. Why a dream account is the fastest way to turn your dreams into reality. What to do if you don't know what dreams you want to pursue. A step-by-step formula for setting up and funding a dream account. Learn my favorite mutual fund to invest in, which has generated a 10% annual return since inception. What type of investment account should you open up to fund your dreams? The key to a successful dream account and making your dreams come true. Your Invite to GrowthDay Coaching David Bach now offers his monthly coaching on GrowthDay, where you get David and a dozen other world-class personal growth teachers LIVE every month, all year long. CLICK HERE to get LIVE coaching from David and other experts for less than $1/day! Interview Resources Growthday Coaching with David Bach What are robo-advisors and how do they work? The best robo-advisor companies. Smart Women Finish Rich Smart Couples Finish Rich The 3 Minute Sunday Newsletter The Latte Factor: Why You Don't Have to Be Rich to Live Rich Betterment Acorns Get Access to More Great Content! To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com Connect with David Bach Instagram Facebook Twitter YouTube

I'm very excited for today's episode, as I'm speaking with my long-time friend and mentor of 20 years, Dan Sullivan. So much of what I've accomplished in my career, I owe to him. Dan is the world's foremost expert on entrepreneurship and has coached more successful entrepreneurs than anyone on the planet. He is the co-founder of Strategic Coach®, the leading entrepreneurial coaching program in the world, and author of more than 50 publications on entrepreneurial success. Over the past 30+ years, Strategic Coach has provided teaching and training to more than 20,000 entrepreneurs. In today's episode, we're talking all about Dan's new book, Who Not How: The Formula to Achieve Bigger Goals Through Accelerating Teamwork. If you want to learn the secret to how billionaires and successful entrepreneurs like Dan build incredible businesses and personal freedom, you won't want to miss this conversation! In this session, here's what we cover: A simple tool to uncover your unique ability and become the most productive, stress-free version of yourself. The truth about procrastination and how to kill it. The concept of Who Not How — your secret weapon to achieving your biggest goals and dreams in any area of life. Why you need to stop asking "How can I do this?" and start asking "Who can do this for me?" How Dan leveraged the knowledge and expertise of others to write a bestselling book, which only took up 45 hours of Dan's time and earned $75,000 in the first four weeks! How exactly do you find a WHO to help you achieve your HOW? The Impact Filter — a transformational tool to improve your teamwork, communication, and results. The power of creating "free-zones"— collaborations that 10x your results and are free of competition. The lifetime extender — Dan's plan for living to 156. Interview Resources Strategic Coach Dan Sullivan on Twitter WhoNotHow.com Who Not How: The Formula to Achieve Bigger Goals Through Accelerating Teamwork The Impact Filter - Dan Sullivan's #1 Thinking Tool My Plan For Living To 156 by Dan Sullivan Creating The Strategy Circle with Dan Sullivan & Shannon Waller Dean Jackson Kolbe A™ Index Ben Hardy Joe Polish The Latte Factor: Why You Don't Have to Be Rich to Live Rich Genius Network Tucker Max Reid Tracy - Hay House AE Wealth Management Get Access to More Great Content! To get access to the best financial tools, resources, and advice to help you LIVE RICH NOW, visit www.FinishRich.com Connect with David Bach Instagram Facebook Twitter YouTube

We have 78 days left in the year as I record this. Don't give up on 2020. This year is not yet over. Let's have one "amazing end to your year." After talking with a friend who had a tough year & wasn't feeling super positive, I knew that I needed to record this episode. In today's episode, I provide my unique positive framework on how to crush the end of your year and live your richest life now. Take a listen and learn how to: Shift your mindset Do a positive inventory of what has gone right this year Set goals to end this year strong A process on how to record and appreciate what you are grateful for And much much more Plus learn about the brand new website we've launched this week at www.finishrich.com to help you live and finish rich now! This brand new site has over 50 new articles for you - all free to help you make smarter decisions with you money. And you can ask me questions now on the website.

Today in this mini-episode, David has some exciting news to share! There is a company called Acorns that helps people to invest small amounts of money, the change you have lying around that you are looking to put to good purpose – and it all happens automatically. But it gets better: Acorns has grown so rapidly over the last few years that they have now partnered with one of the biggest names in Hollywood: Dwayne Johnson aka The Rock, and together, they are launching a campaign to help parents invest small amounts of money for their kids, thereby tapping into the benefit of compound interest while they are still young. If you have not yet opened an IRA account, go to acorns.com and set it up right now – it will take you 10 minutes. For more on David's involvement with Acorns and all the incredible advantages of investing with the company that is changing the rules of investing, stay tuned! Key Points From This Episode: Hear about Acorns, the company that helps you invest small amounts automatically. Find out how the Hollywood A-lister has partnered up with Acorns for a special campaign. The Rock's story of starting over with $7 and how they're helping kids start small. What you should do to start investing in Acorns automatically – right now. Why you no longer need tons of money and experience to invest and can do so at any age! Tweetables: "There's no barrier to entry anymore. You can't say I don't have enough money because you do. If you have change, Acorns will help you invest your change." — @AuthorDavidBach [0:07:18] "Sounds like an infomercial? But it's not a paid one. It is me passionately wanting to push you here in the fall to get going investing automatically. If you have not opened an IRA account, go to Acorns and open up an IRA account – invest automatically." — @AuthorDavidBach [0:09:13] Links From Today's Episode: David Bach David Bach Email David Bach on Instagram David Bach's Guide to Financial Recovery Interview on Money Magazine David Bach's First Time Home Buyer Challenge David Bach's Newsletter The Latte Factor Acorns The Automatic Millionaire

This is the one podcast of mine you don't want to miss. Bottomline my friends - recessions make millionaires. You don't want to miss the unprecedented opportunities that exist right now to invest. In this podcast we're jumping into: My brand new program called "The First Time Home Buyer Challenge" Why now is the time to buy a home - and how to do it. The 11 reasons real estate builds financial freedom and "generational wealth". Why now is the time to refinance (and your risk in waiting). My Financial Recover Guide - with Money Magazine KEY LINKS: FREE - The First-Time Homebuyer Class: askdavidbach.com Your Financial Recovery Guide: https://money.com/david-bach-interview-homebuyer-mortgage-challenge/

When you have your health you have the ultimate wealth. In this podcast I get personal. You'll learn how to recover when things go wrong. My bounce back and through strategy - called DAAAC DAAAC stands for: Denial, Anger, Acceptance, Action > Change! Come learn how to use this emotional map to push through - when times get tough. And a whole lot more... Including thoughts on the market, and where things are headed with the economy. And why this podcast launch has been delayed. Life, Money, Business... let's rock them all. This is the all-new David Bach Show.

A quick update from David Bach, live from - Italy. Come learn quickly what's working in Italy - that the media is NOT reporting (enough). The Corona Virus numbers are trending down - and we're leveling out. And there's hopeful news about the economy and GDP in the second half of the year. Come learn more and be inspired by David - as he shows the light at the end of the tunnel. You need to find the good news! You need to lean in vs. lean out to life now. AND its time to focus on "PURPOSE NOT PERFECTION". Together we've got this! Let's GO! And please make sure to subscribe, post a review and rating. ***its David - and I wrote this, and I want you to know I read your comments. It's why I am still doing these podcasts. I love to hear they are helping. So please continue to let me know if these are helping!*** And with that, sending you a virtual hug (which is safe) from Florence, Italy. Let's go! ------------ Join us... As David Bach, 10X New York Times bestselling author and America's favorite financial expert, talks about his unique experience living in Italy during the Cornavirus quarantine. While these are scary times, David's goal with this podcast is to give you clarity, confidence and an action plan to help you be safer and better prepared for what is coming. Keep in touch with David by following him on Instagram (@DavidLBach) or signing up for his newsletter at DavidBach.com. Live Rich Now! Team Bach

This podcast is about how to get your "mindset right" during this global crisis of the Coronavirus: How to stay safe, healthy and sane during this time. What we've learned living in Italy during this quarantine that can help you. How to prepare for what could quickly become a global recession. Why what we're about to go through economically is unlike anything we have ever experienced. Why it's going to require a plan for you and your family to stay healthy, sane and financially protected. And why I think you should start to take action now – and how! I share exactly what I am doing here in Florence with my family to stay both sane and to, candidly, feel better emotionally through this – and get stronger! You are stronger than you think! Together we can get this through this. ------------ Join us... As David Bach, 10X New York Times bestselling author and America's favorite financial expert, talks about his unique experience living in Italy during the Cornavirus quarantine. While these are scary times, David's goal with this podcast is to give you clarity, confidence and an action plan to help you be safer and better prepared for what is coming. Live Rich Now! Team Bach Keep in touch with David by following him on Instagram (@DavidLBach) or signing up for his newsletter at DavidBach.com.