The Follio Property Podcast

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/?utm_source=YouTube&utm_medium=video&utm_id=Ep+77📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Ep+77🚨 Attention Aussie Property Investors: The 2026 Budget may create the biggest property opportunities in years. Grab your FREE report from Australia's leading property experts and discover what's coming next.Sydney house prices are falling at the fastest rate since 2018 and the government isn't trying to stop it. In this episode, Reece Beddall and Lachlan Delahunty along with Redom Syed expose why the Australian government is betting on a Sydney property market correction before 2026 and why the next 6–12 months could be the best buying window Sydney has seen in 15 years.The Sydney property market in 2026 is shifting faster than most buyers and investors realise. House prices now sit at $1.6 million, down 4% in the last quarter alone, with auction clearance rates falling below 50% for the first time in years. This isn't just another cycle. Three rate rises, a government clampdown on investor lending, and post-budget uncertainty have combined to trigger what could become an 8%-plus aggregate price decline for Sydney. Borrowing power has fallen 30–40% over five years, and consumer confidence sits at historic lows. For Australian property investors and first-home buyers sitting on the sidelines, the question isn't whether Sydney will fall further, it's whether you'll recognise the window when it's open. The underlying housing shortage hasn't disappeared. Migration rates remain high. And the affordability index, which peaked at 61.5% in mid-2024 and now sits in the low 50s, is approaching levels that historically precede market rebounds. In this episode, we will cover:✅ The budget created "a bigger impact than the policy measures" ✅ The $2M–$5M trap✅ Auction clearance rates ✅ The affordability index✅ Borrowing power: how a decline changes things✅ The tale of 2–3 cities inside Sydney✅ Why Sydney's 2018 15% decline is the template for what happens next Timestamps:00:00 - Sydney Enters Buyer's Territory02:25 - Budget Fallout: Uncertainty Is the Real Weapon05:24 - 85% of Sellers At A Loss 10:21 - Affordability Index: The Metric That Predicts the Bottom16:58 - The 2018 15% Decline 18:09 - The $1 Trillion Wealth Wipeout 21:18 - Consumer Confidence, RBA Policy & Rate Cuts29:21 - Auction Clearance Rates33:04 - Spring 26: The Best Buying Window in 15 Years41:41 - Where Smart Money MovesAbout The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/📲 Follow Us on Social:Instagram: / folliopropertypod TikTok: / folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N5...Lachlan Delahunty: / lachlandelahunty Reece Beddall: / reece-beddall-294557b3 Follow Redom Syed:YouTube: ⁨@AusPropertyRedom⁩ Business: https://flintgroup.au/ If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.🔔 Subscribe for weekly Australian property investing insights, market analysis, and high-profile guests that cut through the noise.

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/?utm_source=youtube&utm_medium=video&utm_campaign=ep75📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Ep+75Over 50,000 first-home buyers are now at risk as the Australian property market splits in two. Sydney house prices are falling at the fastest rate in 40 years while Perth continues its 26% annual boom. In this episode, property experts break down exactly what the 2026 Federal Budget means for investors, homeowners, and anyone looking to buy Australian property right now.The Australian property market is experiencing what experts are calling a two-speed economy. Sydney recorded a 0.9% decline in May alone, with auction clearance rates dropping below 50% and investor lending down 6.3%. Melbourne followed with a 0.7% decline, though rental yields at 4.47% are now the highest of any capital city. Meanwhile, Brisbane, Adelaide, and Perth are still posting positive monthly growth, with Perth leading the nation at 1.5% for the month and 26% over the past twelve months. This episode examines where the real estate Australia market is heading for the rest of 2026, which cities present the greatest risk of negative equity, and where the smart property investment opportunities still exist for buyers and investors.Here is exactly what we have covered in the podcast:✅ Sydney's 0.9% monthly decline and why auction clearance rates have fallen below 50% ✅ Melbourne's surprising rental yield lead at 4.47% and what the November election means for investors ✅ Perth's 26% annual growth and whether the market has peaked ✅ Brisbane's affordability ceiling and the risk of a decade-long stagnation ✅ Adelaide's slowing growth trajectory and the forecast for zero or negative movement ✅ How the 2026 Budget impacts first home buyers and investor lending across every capital city ✅ The widening gap between Sydney and Melbourne median house prices and what it signalsTimestamps:0:00 — First Home Buyers at Risk 1:11 — Budget Impact discussion 2:08 — Two-Speed Economy 2:45 — Sydney Auction Clearance Rates3:43 — Investor Lending drop5:49 — Melbourne Market10:25 — Brisbane Affordability Ceiling 13:01 — Perth 26% GrowthAbout The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#realestateaustralia #propertyinvestmentaustralia #housingmarketaustralia #australianpropertymarket #sydneypropertymarket #firsthomebuyersaustralia

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+73Australia's property market is on the edge of its biggest correction in 40 years and most investors are still not prepared, as explained by the property expert Leith Van Onselen. He reveals exactly why falling borrowing capacity, poorly timed tax policy, and a looming recession are set to push property prices down by up to 10% across major capitals.The Australian real estate market has reached a dangerous inflection point. With the RBA at its highest cash rate in 15 years and investor borrowing capacity slashed by up to 30%, the widening gap between soaring property prices and the real capacity to pay cannot hold. The capital gains tax, property Australia reforms and negative gearing changes have landed at the worst possible moment, piling more downward pressure onto a market already at its cyclical peak.Australia is tracking dangerously close to New Zealand's trajectory, where identical policy changes triggered a sharp property crash before the incoming government reversed course. The 25-year supercycle of rising property values relative to incomes is likely over. Brisbane sits at its most overvalued level in 50 years relative to other capitals. The Melbourne property market is the cheapest major capital in 50 years. Consumer sentiment is near 50-year lows, construction costs are up 40% since the pandemic, and rental vacancy rates have hit their lowest point in recorded history.What you'll learn in this episode: ✅ Why Australia is heading for its biggest property correction in 40 years ✅ How capital gains tax and negative gearing changes have crushed investor borrowing capacity by up to 30%✅ The New Zealand precedent and what it signals for Australian property investment in 2025 ✅ Brisbane vs Melbourne: which capital is dangerously overvalued and which presents the hidden opportunity ✅ Why surging construction costs are deepening the rental crisis and stifling new supply ✅ What RBA rate cuts will and will not save for property investorsTimestamps:00:00 - Australia's Biggest Property Correction in 40 Years01:35 - Capital Gains Tax & Negative Gearing: The Policy Shock04:25 - The New Zealand Precedent12:21 - What Actually Moves Property Prices17:07 - Credit Availability & Borrowing Capacity Collapse19:14 - RBA Rate Cuts & Recession Risk24:29 - Brisbane vs Melbourne: Which Market Wins?33:15 - Is This Worse Than 2018?45:48 - Rental Crisis & Construction Collapse50:04 - Wrap Up & Part 2 PreviewFollow Leith Van Onselen:YouTube: @Leithvo Business: https://www.macrobusiness.com.au/About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodSpotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/#AustralianPropertyMarket #RealEstateAustralia #AustralianHousingMarket #NegativeGearing #CapitalGainsTax #FollioPropertyPodcast

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+71&utm_id=podcastRegional property markets in Queensland are sitting on a structural time bomb, and most investors holding assets in Gladstone, Mackay, or the Sunshine Coast have no idea how close they are to serious losses. Property expert Josh Coleman joins the Follio Property Podcast to reveal exactly why the combination of budget policy changes, investor-heavy buyer pools, and the collapse of the "greater fool theory" is about to reset regional values across Australia.The Australian property market 2026 looks radically different for anyone holding regional assets compared to just 18 months ago. Josh Coleman maps out the risk profile of every major Queensland regional market using hard data. Markets like Gladstone and Mackay, where investor transactions dominate at over 70%, have been propped up by speculative buyer chains rather than genuine occupier demand.The housing market in Australia 2026 is not uniformly at risk. Townsville, with its defence spending and diversified economy, carries a different risk profile to Mackay. Toowoomba's metropolitan character provides another buffer. But for most pure regional markets across Queensland property market corridors, the expert warning is clear: reduce exposure before the Senate finalises the policy.What we have covered in this episode:✅ Why regional Queensland is the highest-risk asset class in Australia right now ✅ The policy double-hit: losing both negative gearing AND capital gains benefits simultaneously ✅ How Gladstone and Mackay rely on speculative investor chains with no owner-occupier floor ✅ Why Townsville is more resilient than Mackay despite both being regional markets TIMESTAMPS:00:00 Intro01:38 Post-Budget Sentiment: How Clients, Agents and Media Are Reacting07:51 The Biggest Risks for Investors Under the New Conditions08:21 Why Regional Markets Are the Most Dangerous Play Right Now15:09 House and Land Packages and the Greenfield Estate Trap17:35 Gold Coast: Boom, Bust and the Off-the-Plan Danger20:42 Sunshine Coast vs Gold Coast: Which Market Has a Floor23:42 Brisbane Post-Budget: Olympics Hype vs Structural Reality24:03 Brisbane Eastern Suburbs: Why the Smart Money Is Here27:19 Brisbane Market Segmentation: Which Tier to Target in 202633:38 Where to Invest in Brisbane Right Now34:20 The Next Buyer Framework: How to Think About Your Exit StrategyFollow Josh Coleman:BuyWise: https://www.buywiseproperty.com.au/LinkedIn: https://www.linkedin.com/in/joshua-coleman-3334ba27/About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/#AustralianPropertyMarket #RegionalPropertyInvestment #PropertyInvestmentAustralia #NegativeGearingAustralia #QueenslandPropertyMarket #FollioPropertyPodcast #brisbaneproperty #goldcoastproperty #propertyinvestment #propertyinvestor #propertymarketupdateDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+69Perth property keeps growing. The noise doesn't.In this special collab episode, a simulcast between The Follio Property Podcast and The Perth Property Show — Reece and Lachlan sit down with Trent Fleskens, host of The Perth Property Show and founder of Strategic Property Group, for an unfiltered conversation on what the federal budget actually means for Perth investors, why the city's fundamentals remain in a class of their own, and exactly where this market has left to run.While Sydney falls and Melbourne flatlines, Perth is still north of 1% monthly growth. But with budget changes, rate hikes, and media noise hitting simultaneously, the question isn't whether Perth is strong, it's how to read it clearly.VALUE BREAKDOWN✅ Why property's slow-moving nature is its biggest advantage right now✅ What 5,000 listings actually means — and why 13,000 is the number to watch✅ The real impact of scrapping negative gearing on established investor properties✅ Is the mum-and-dad investor dead? Trent's direct answer✅ First-home buyer risk, negative equity, and what Perth learned from Keystart✅ Infill development as the most defensive strategy in any market — how Strategic ran 104 projects profitably during Perth's worst downturn✅ Perth's theoretical price cap: why Trent puts the ceiling at Sydney's median✅ Perth vs Brisbane and Adelaide: who's peaked and who still has runway🕐 TIMESTAMPS00:00 Perth vs other capital cities01:40 Where is the Perth market right now? Noise vs fundamentals08:30 Interest rates, serviceability and the real story for investors in 202611:30 Is the mum-and-dad investor dead? What the budget actually changes17:00 Spruikers, SMSFs and how to protect yourself post-budget20:00 First-home buyers, negative equity and the Keystart warning28:18 The budget's housing supply reality: 25 new Perth homes a month33:03 Does Perth still have legs? The property clock and affordability ceiling36:55 Infill development: 104 projects, the defensive strategy that works in any market46:19 The accidental landlord strategy and how to reach your dream home49:23 Perth vs Sydney, Adelaide and Brisbane: where does this market end?Follow Trent Fleskens: LinkedIn: https://www.linkedin.com/in/trent-fleskens-bbbb3846/Business: https://www.strategicpropertygroup.com.au/Podcast: https://perthpropertyshow.com.au/ About The Follio Property PodcastEach week, Reece Beddall and Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights — we make property simple, honest, and practical.📍 Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/Executive Producer: Jonathan Fernandeshttps://www.linkedin.com/in/jonathan-fernandes-a75a991b2/#PerthPropertyMarket #PerthRealEstate #AustralianPropertyMarket #NegativeGearing #PropertyInvestment #Budget2026 #RealEstateAustralia #PerthProperty #CapitalGainsTax #PerthPropertyInvestment #InfillDevelopment #PropertyPodcast #PropertyInvestor #FolioPropertyPodcast #WesternAustraliaProperty #PerthHousingMarket #AustralianHousingMarket2026 #RentCrisisAustralia #FirstHomeBuyer #PropertyClock #PerthVsSydneyDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+67&utm_id=podcast While mum and dad investors freeze in fear, experienced property buyers are quietly loading up on Australian properties right now. In this episode, Reece Beddall and Lachlan Delahunty reveal exactly where smart money is flowing, which cities are at the bottom of the cycle, and why the current panic is the biggest opportunity in property investing Australia has seen in years.Australia's property market in 2025 is not one market. It is a story of two completely different economies playing out at the same time, and the investors who understand the data are already positioning themselves ahead of the curve.From the tightest vacancy rates in Perth's property history to Melbourne's record-breaking rental growth setting up a major price resurgence, the data tells a story that the headlines are getting completely wrong. For anyone serious about real estate Australia-wide, this is the intelligence you need before making your next move.Whether you are exploring property investment strategies Australia-wide, looking for your first investment property in Australia, or trying to understand how to invest in property in the current climate, this episode gives you the full picture. VALUE BREAKDOWN✅ Why experienced investors with multiple properties say this is one of the best buying windows in a decade ✅ Perth property market: 12% annual growth, 0.5% vacancy rate, and why the supply imbalance is not going away ✅ Melbourne at the bottom of the property cycle with the highest rental yields in Australia ✅ Brisbane and Adelaide are approaching peak signals and what that means for investors buying now ✅ Why yield and cash flow have overtaken capital growth as the top priority for Australian property investors ✅ How the Federal Budget shifted investor confidence in every state except one ✅ The 6 to 12-month rental-to-price correlation that predicts which markets are about to move ✅ Why Sydney auction clearance rates in the low 40s are a warning signal buyers must not ignore TIMESTAMPS: 00:00 Prices Are Falling, How Bad Will It Get?03:22 The Sentiment Data Nobody's Talking About05:12 Smart Money vs. First-Time Investors06:56 The Two-Speed Economy: Winners & Losers09:26 Adelaide Has Peaked, What Comes Next10:45 Melbourne's Surprise: Best Rental Market in Australia13:47 Why Yield Is Now King (And Sydney Is in Trouble)15:23 The 4% Yield Threshold Every Investor Needs to Know16:06 Investor Lending Up 40% And The Policy CrackdownAbout the Follio Property Podcast Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property investing. From market cycles to debt, strategy, and data, we make property simple.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianPropertyMarket #NegativeGearing #RealEstateAustralia #PropertyInvestment #Budget2026 #RentCrisisAustralia #HousingAffordabilityAustralia #CapitalGainsTax #RealEstateInvesting #AustralianHousingMarket2026 #FirstHomeBuyer #PropertyPodcast #PropertyInvestor #FollioPropertyPodcast #InvestmentPropertyDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

📥 FREE DOWNLOAD: 2026 Budget Property Investor Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+65&utm_id=podcastThe 2026 Federal Budget just changed the rules for every property investor in Australia and most people have NO idea what it actually means for their borrowing power, their capital gains, or their next move in the investment property Australia game.The Federal Budget has delivered some of the most significant shifts to property taxes Australia has seen in decades, and if you own, plan to buy, or are currently building a Property portfolio, you need to understand what has changed and what it costs you.Negative gearing in Australia just got gutted for established properties. Capital gains tax on property in Australia now comes with a mandatory 30% minimum rate, replacing the old 50% discount with inflation-adjusted indexation. And for investors on a $150,000 salary? Your borrowing capacity just took a $350,000 hit.But here's what the headlines won't tell you: this budget doesn't kill Australian real estate investment, it reshapes it. Smart investors are already pivoting to units, infill developments, and the "accidental landlord" strategy that the budget accidentally made MORE powerful. Reece and Lachlan expose exactly where the opportunities are hiding, which markets are about to get smashed, and why the property market in Australia is about to split into two very different worlds, one for those who adapt, and one for those who don't.If you're a first-home buyer in Australia, a seasoned investor, or sitting on an existing portfolio, wondering what to do next, this is the most important 40 minutes you'll spend this year.In this episode, we’ll cover:✅ Why Labor's budget could slash your borrowing capacity by $200K-$700K✅ The END of negative gearing on established properties, what it really means✅ How the new 30% minimum capital gains tax rate targets retirees and self-funded investors00:00 The 3 Budget Changes That Hit Property Investors Hardest02:20 Grandfathering Rules Explained: Is Your Existing Property Safe?05:16 Who Are the Real Losers? The Serviceability Problem07:24 The New 30% Minimum Capital Gains Tax Rate08:06 How Retirees Just Got Blindsided by This Budget13:38 Existing Investors Grandfathered Indefinitely, Here's What to Do15:59 New Builds: Still Viable or a Construction Cost Trap?22:07 The Duplex & Infill Development Opportunity Nobody's Talking About32:23 Regional Markets Are Getting Smashed. Here's Why32:27 Why Units & Apartments Are Set to Outperform Houses34:40 The SMSF Loophole the Budget Left Wide Open35:18 Why You Need a Property Valuation Before July 2027About the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #InvestmentPropertyAustralia #FederalBudget2026 #NegativeGearingAustralia #CapitalGainsTax #AustralianRealEstate #PropertyInvestorAustralia #AustralianHousingMarket #PropertyTaxAustralia #FirstHomeBuyerAustralia #AustralianRealEstateInvestment #PropertyMarketAustralia #LabourBudget2026 #PropertyStrategyAustralia #WealthCreationAustraliaDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Access our national Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+63&utm_id=podcastJoin the portfolio management waitlist: https://follio.com.au/portfolio-management/Stop guessing and start localizing your strategy before the 2026 rental crisis tightens its grip.Are you one of the millions of Australians quietly drowning in mortgage debt and nobody is telling you the real reason why? In this episode of the Follio Property Podcast, leading mortgage broker Chris Bates exposes the single lending mistake that locks Australian homeowners into financial traps for over a decade and what the government's tightening rules are quietly doing to your property investment future.If you own property in Australia, or plan to, this is the most important conversation you'll watch this year. The Australian property market is shifting fast, and the rules of real estate investing have changed dramatically. Borrowing capacity has collapsed from 14x income to just 5x, vacancy rates sit at a brutal 1%, and thousands of homeowners are now mortgage prisoners, trapped with lenders like Pepper Money and Liberty Financial, unable to refinance, unable to sell without losing everything.Chris Bates has spent his career advising homeowners, first home buyers, and seasoned investors on how to navigate one of the most complex home loan environments in Australian history. His core warning: "Property is as much a debt game as it is a property game." If you don't understand how to protect your borrowing capacity, your most valuable financial asset, the market will punish you.This isn't doom and gloom. It's the financial literacy blueprint that separates the investors who ride the wave from the ones who get wiped out by it.🎯 In This Episode You'll Discover:✅ The #1 mortgage mistake that creates "mortgage prisoners" and how to avoid it at all costs✅ Why overleveraging your home loan could set your property investment back a full decade✅ The hidden danger of non-bank lenders (Pepper, Liberty) and what happens when credit tightens✅ How to protect your borrowing capacity like "gunpowder" and when to use it strategically✅ Why first home buyers in Australia are making the same catastrophic mistake repeatedlyTimestamps:00:00 The Brutal Truth About Mortgage Debt02:00 Why Most Mortgage Advice Is Broken08:10 Property Is a Debt Game, Not a Property Game09:30 How Lending Collapsed From 14x to 5x Income15:25 Mortgage Prisoners: Trapped With No Way Out18:50 SMSF Warning: The Regional Asset Trap20:55 Social Media Gurus & The ASIC Crackdown24:50 The Rental Crisis Nobody Is Talking About27:55 Government Schemes & What They're Really Doing to Prices28:55 Final Thoughts & Wrap UpFollow Chris Bates:LinkedIn:https://www.linkedin.com/in/christopherbates/Business: https://www.alcove.com.au/Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypodLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #MortgageDebt #PropertyInvestmentAustralia #FirstHomeBuyer #RealEstateAustralia #MortgageBroker #HomeLoans #RentalCrisis #AustralianPropertyInvesting #RealEstateInvesting #BorrowingCapacity #MortgageStress #PropertyInvesting #CapitalGrowth #FolioPropertyPodcastDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Access our national Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+61&utm_id=podcastJoin the portfolio management waitlist: https://follio.com.au/portfolio-management/🚨 With $3 BILLION in Mortgage Fraud, 25.3% Surge in Non-Bank Lending, and "Reeks of 2007", Is the Australian Property Market About to Break?Reece and Lachlan Delahunty pull back the curtain on what the major banks DON'T want investors to see in 2026. With NAB, CBA, ANZ and Macquarie now exposed to an estimated $3 billion in AI-driven mortgage fraud, non-bank lending exploding 25.3% in 12 months, and investor credit hitting levels not seen since June 2007, the parallels to the pre-GFC era are impossible to ignore. But here's the twist most commentators are missing: while the majors clamp down, a shadow lending market is quietly writing the next chapter of Australia's debt story. Is this the calm before the collapse… or the smartest buying window of the decade? Watch to the end, Lachlan's call on what APRA does next in the May budget will reframe how you read every property headline for the rest of 2026.🎯 What's Covered In This Episode✅ Why the "two-speed economy" is about to become more exaggerated and which markets get crushed first ✅ The $3 BILLION mortgage fraud scandal hiding inside NAB, CBA, ANZ & Macquarie loan books ✅ How "everyday mum and dad investors" are falsifying payslips and bank statements with AI tools✅ NAB's bad debt forecast blowout and why Westpac and CBA are quietly mirroring the move ✅ The 25.3% explosion in non-bank lending vs just 3.9% growth from the Big Four ✅ Why Lachlan says today's lending data "reeks of 2007", the year before the GFC ✅ Investor credit growth at 1% in December, the highest since June 2007 ✅ APRA's likely next move: will interest-only investor loans get axed again like 2017? ✅ The May Budget threat: capital gains tax & negative gearing as the government's emergency levers ✅ How LVRs crept from 70% post-GFC to 95% with no LMI and why this is "debt out of control." ✅ The rise of second-tier, third-tier and private lenders now writing 18% of commercial debt ✅ What experienced investors are doing RIGHT NOW while everyone else freezes in fearTimestamps:04:21 The $3 Billion Mortgage Fraud Scandal06:21 Major Banks Brace for Impact08:15 The "2007" Warning Signal11:10 A Ghost of June 200712:30 The May Budget & Policy "Handbrake"13:23 The Perfect Storm (LVR Creep)Key Themes:🔸 The 2007 Parallel🔸 AI-Powered Mortgage Fraud🔸 Shadow Lending Boom🔸 Regulatory Whiplash Ahead🔸 Investor Psychology🔸 The Perfect Storm ThesisEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #PropertyInvestmentAustralia #AustralianHousingCrash #APRA #MortgageFraud #NonBankLending #NegativeGearing #FollioPropertyPodcast #PropertyInvestmentPodcast #InterestRatesAustralia #HousingBubble #FirstHomeBuyer #RealEstateInvesting #AustralianEconomy #PropertyMarket2026Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ ?utm_source=YouTube&utm_medium=contact+us&utm_campaign=Episode+59&utm_id=podcast2026 won't look like 2025. Secure your 2026 property strategy here. Click the link below to access it FREE: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+59&utm_id=podcastMost people never build real wealth, not because they're lazy, but because they've been lied to about how money actually works. Glen James breaks down the truth about wealth creation that the finance industry doesn't want you to know.Glen James is one of Australia's most trusted voices in personal finance and the host of the Money Money Money podcast. In this episode, he joins us on the Follio Property Podcast to cut through the noise around how to make money, property investment in Australia, and what it actually takes to achieve financial freedom in 2026.Whether you're trying to figure out how to get rich the right way, whether to invest in superannuation, ETFs, or property, or whether you've been paralyzed by information overload, this is the conversation that cuts straight to the fundamentals.In this episode, we cover:✅ The #1 rule of wealth creation that nobody talks about (and it's brutally simple)✅ The real truth about property investment in Australia, is it still worth it in 2026?✅ Superannuation explained: why Australians are massively underutilizing their biggest tax-free wealth vehicle✅ When a Self-Managed Super Fund (SMSF) makes sense, and when it's a trap✅ Why investing in shares is NOT as risky as you think (and the psychology behind fear)✅ The one thing wealth-building strategies always get wrong: tactics vs. strategy✅ Why Glen believes "it's not a cost of living crisis, it's a cost of spending crisis"Timestamps:00:00 Introduction00:30 Psychology of money: Real life vs. spreadsheets02:40 Your biggest asset is NOT your house (It's you)04:15 Investing in yourself: How to increase your income08:50 Australian property market 2026: Is it actually "cooked"?11:30 Managing mortgage stress and housing affordability14:10 Regional property alternatives vs. capital cities18:25 Superannuation Australia: The ultimate tax haven21:00 The truth about SMSF traps and over-complication23:45 ETF investing Australia: How to build a simple portfolio26:30 The "10% Spicy Rule" for high-risk investments28:15 How to handle stock market volatility without panic31:45 Avoiding high professional fees in financial services32:30 Financial strategy over emotion: The path to financial freedomGlen James' most powerful quote from this episode: "Investing works. People don't."Follow Glen James: Podcast: https://open.spotify.com/show/1XflIryhmXHszEXC3M6Az1?si=45c189bbb2eb49bdInstagram: https://www.instagram.com/moneypodcast.aus/About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#WealthCreation #HowToMakeMoney #PersonalFinance #GlenJames #FollioPropertyPodcast #FinancialFreedom #PropertyInvestment #Superannuation #HowToGetRich #MoneyTips2026 #WealthBuildingStrategies #InvestmentDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber ?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+57&utm_id=podcastFear is expensive. So is buying at the wrong time. Find out exactly where the Australian property market is headed before everyone else does.Something is deeply wrong with the Australian property market and the government has been banking on you not noticing.In this episode, we expose the mechanics behind what may be the most dangerous and deliberately engineered housing market crash setup in Australian history. How did real estate in Australia become a government-backed scheme designed to enrich insiders while locking out everyday Australians? Why are first-home buyers being handed false hope while the structural rot gets worse? And what does the Australia property market 2026 outlook actually look like once you strip away the political spin? The data is damning. The timeline is tightening. And what happens next will affect every renter, buyer, and investor in this country.Key Points discussed in this episode:✅ The "Govt Ponzi" explained, how Australian property investment policy has been engineered to inflate values indefinitely at the public's expense✅ The role of negative gearing Australia in fuelling the bubble, who it protects and who it destroys✅ Why the housing affordability crisis is not an accident, it's a feature, not a bug, of current policy design✅ Hard data on housing affordability in Australia: what the real numbers say vs. what the government reports✅ Why first home buyer Australia grants and schemes are accelerating the problem, not solving it✅ The warning signs pointing toward an Australian real estate crash and the institutions quietly positioning for it✅ Property investment Australia in 2026: who's still buying, who's exiting, and what that tells you✅ The Australian real estate 2026 forecast no mainstream outlet wants to publishTimestamps:00:00 The "Big Australia" Ponzi Scheme03:35 Why Immigration is Propping Up a "False Economy"07:46 Why New Zealand and Canada Markets Crashed08:52 Potential Policy Changes: CGT & Negative Gearing11:29 The Housing Target Trap: Why 1.2M Homes is "Fanciful"13:28 The Canadian Solution: Putting on the Migration Handbrake15:00 Why the Housing Shortage is Basic Math24:58 Norway vs. Australia: How to Manage National Wealth28:23 Final Thoughts: Navigating the 18-Month Horizon🔔 Subscribe for weekly Australian property investing insights, market analysis, and high-profile guests that cut through the noise.Follow Leith Van Onselen:YouTube: @Leithvo Business: https://www.macrobusiness.com.au/About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #HousingMarketCrash #RealEstateAustralia #AustraliaPropertyMarket2026 #HousingCrisis #NegativeGearing #FirstHomeBuyer #HousingAffordability #AustralianRealEstate2026 #PropertyInvestmentAustralia #HousingCollapse #AustraliaRealEstateCrash #GovtPonziScheme #HousingBubble #AustralianHousingCrisisDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+55Is Perth's median house price genuinely on track to hit $1,000,000 by December 2026? And what happens after Perth's median house price hits $1 million?In this episode of the Follio Property Podcast, Reece Beddall sits down with Shane Beaumont from Haiven Property Group to break down the exact forces driving Perth's unprecedented price surge in 2026. From shrinking home open crowds to Eastern States investors locking in $300,000 $400,000 gains, this episode maps out where the Perth Housing Market is heading and how fast. The panic buying of 2024 is gone, replaced by a calculated Seller's Market where inventory is rising but demand still dominates. Shane reveals why that distinction matters enormously for anyone buying, selling, or holding property in Perth this year and why the $2M+ bracket is already flashing Warning Signs while entry-level suburbs keep climbing. For the first time, Perth's prestige suburbs Dalkeith, Mosman Park, Cottesloe are being called the cheapest luxury real estate markets in the world. Meanwhile, undervalued pockets like Gosnells, Rockingham, and Cannington are quietly delivering the strongest returns for investors who know where to look.Whether you are a first home buyer trying to figure out if you've missed the window, or a seasoned investor recalibrating your Perth strategy for 2026, this episode gives you the complete picture, not the headline.In This Episode You'll Learn:Why Perth's median house price is mathematically on track to cross $1,000,000 by end of 2026The 10% Annual Growth Rate forecast and the three forces making it sustainableThe hidden undervalued suburbs still flying under the radar in 2026Timestamps:00:00 Introduction - Is $1 Million by December Real?02:30 The Market Shift: From Panic Buying to Seller's Market07:00 The 10% Growth Rate, What's Actually Driving It12:00 Undervalued Suburbs With the Most Runway in 202618:00 Eastern States Investors & The $300K–$400K Perth Gain Story24:00 The Prestige Market Slowdown - Warning Signs in the $2M+ Bracket30:00 First Home Buyers vs Investors - Who Should Act First?36:00 The $1 Million Median - What Happens After December?About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyMarket2026 #perthproperty #perthrealestate#RealEstateAustralia #SydneyRealEstate #InvestingAustralia #FolioPropertyPodcast #PropertyMarketUpdate #australianhousingmarket#australianproperty #propertymarketupdate #australiarealestate #PropertyNews #LandPrices #AustraliaEconomy #AustralianHousingCrisis #propertydownturn #propertyinvesting #perthnews #perthrealestateagent #propertymarket #investing #investmentproperty Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

Values-Add Strategy (VAS): https://follio.com.au/value-add-strategy/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=episode+53&utm_medium=newsletter&utm_id=podcastIs fear costing you the greatest property buying opportunity in the last 5 years, or is the worst yet to come for the Australian housing market in 2026?In this episode of The Follio Property Podcast, Reece and Lachlan break down the real impact of the US-Iran war, rising inflation, and the RBA's next move on Australian property and why the investors sitting on the fence right now could be making the same costly mistake they made during COVID. With record migration numbers (57,000 arrivals in January alone!) and the RBA forecasting 3-5 more rate rises, the "Confidence Gap" between seasoned investors and first-time buyers is widening. We reveal the exact "low-ball" auction strategy that is working right now in Melbourne and Sydney, and why Darwin’s recent sentiment collapse is a warning sign for real estate Australia as a whole.Whether you're a first-time buyer finally seeing negotiating power return to your hands, or a seasoned investor looking to capitalise on this window of fear-driven opportunity, this episode gives you the complete picture of where Australian property is heading and what to do about it.In This Episode You'll Learn: The Fear Trap: Why fearful investors will look back at 2026 and regret sitting on the fenceWar & Inflation: How the US-Iran conflict is driving fuel, food and mortgage costs for Australian householdsRBA's Next Move: Why 3-5 rate rises are now being forecast and what it means for your borrowing powerThe Migration Crisis: Why 57,000 arrivals in January 2026 is making the housing shortage dramatically worseTimestamps: 00:00 War, Inflation & Why The Worst Is Yet To Come02:30 Capital City Monthly Performance Breakdown03:45 Darwin's Shock Drop Explained05:30 Perth Deep Dive, Still The Market To Watch?08:00 COVID vs Now, The Graph That Changes Everything10:30 Stagflation, Recession Fears & When Rates Will Drop12:00 The Auction Low Ball Strategy That's Working Right Now15:00 30% Of Perth Stock Selling Weekly, Critical Undersupply18:00 Folio Sentiment Index, Live Data That Moves Before The Market20:00 First Time vs Seasoned Investor, The Confidence Gap22:00 Is It Actually A Good Time To Buy?24:00 Budget, Negative Gearing & What's Coming NextAbout the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation.#AustralianProperty #PropertyInvesting2026 #RBA #InterestRates #AustralianRealEstate #PropertyMarket #InvestmentProperty #FirstHomebuyer #PerthProperty #BrisbaneProperty #AdelaideProperty #MelbourneProperty #SydneyProperty #HousingCrisis #PropTech #BuyersAgent #AuctionStrategy #PropertyPodcast #WealthCreation #RealEstateAustralia #NegativeGearing #CapitalGrowth #InvestorMindset #FollioProperty #PropertyStrategy #AustralianEconomy #Inflation2026 #RBARateRise #HousingAffordability #PropertyNewsDisclaimer: This content is for informational purposes only and does not constitute financial advice. Always seek professional advice before making investment decisions.