Learning the AZEO method
From The Griffin Generational Wealth Series by Derrick D. Griffin
October 22, 2025 · 12 min · Season 1 · Episode 1
About this episode
This episode explains the AZEO method, a credit-building strategy that helps improve credit scores by managing credit card utilization.
In this short episode, we break down the AZEO method — a powerful credit-building strategy that stands for “All Zeros Except One.” This technique involves paying down all but one of your credit cards to a $0 balance, while leaving one card with a very small utilization (ideally under 10%). By doing this strategically before your statement closing date, your credit report reflects low credit usage — one of the most important factors in boosting your credit score. We explain how this method: Helps lower your credit utilization ratio, Raises your credit score faster without adding new accounts, And creates a stronger credit profile for future loans or investments. This is a smart and proven approach for anyone looking to build or improve their credit responsibly. 💬 Sponsored Segment Let’s be honest — nobody likes waking up feeling like last night won. That’s why I want to put you on to something that works: LiQure Gummies. These aren’t your average gummies. LiQure combines DHM — that’s Dihydromyricetin — with Milk Thistle, B-Vitamins, electrolytes, and Ginger Root to help your body recover after a night of drinking. This patent-pending blend works to break down toxins, fight…
People in this episode
Host: Derrick D. Griffin
Topics covered
- credit building
- AZEO method
- credit score improvement
- financial strategy
- personal finance
Keywords
- AZEO method
- credit utilization
- credit score
- financial strategy
- LiQure Gummies
Sponsors
LiQure
Mentioned in this episode
Products: LiQure Gummies
More episodes of The Griffin Generational Wealth Series
- Separate personal from business credit · December 20, 2025 · 25 min
- 🚫Why Your Credit Scores Don’t Match — Understanding Equifax, Experian & TransUnion · December 8, 2025 · 7 min
- 🚫Why Your Credit Scores Don’t Match — Understanding Equifax, Experian & TransUnion · December 4, 2025 · 28 min
- Debunking Credit Myths · November 13, 2025 · 39 min
- How many credit cards are enough? · November 5, 2025 · 49 min
- Stop Sabotaging Your Credit Score · October 28, 2025 · 40 min
Explore listener stats, chart rankings, contacts and more on the The Griffin Generational Wealth Series podcast page.