The Invest In You Podcast

Earning $200K+ should feel like you’re winning financially — but for many high-income Australians, it still feels hard to get ahead.In this episode, Frank and Anu unpack why a strong income alone doesn’t automatically create wealth, especially with rising living costs, bigger mortgages, lifestyle creep and a changing property market.They discuss why ambitious professionals can still feel stuck despite earning well, the money decisions that quietly hold people back, and how to think differently about building wealth in 2026.This episode is for high-income earners, professionals and families who want their income to work harder — and want a clearer strategy for getting ahead.General information only. Speak with a qualified professional before making financial or investment decisions.

Free Download: Get access to our internal migration map and see where Australians are moving over the last 12 months. Link below.https://docs.google.com/spreadsheets/d/1BClFiK-b-nqs6TAepgRyRFbjk6s-C5B5/edit?usp=sharing&ouid=116869042293965035929&rtpof=true&sd=trueMost Australians have been told the same property advice for decades: buy close to the CBD, look for “blue chip” suburbs, and stick to capital cities.But is that always the smartest move for property investors?In this episode, we challenge the idea that buying close to the city automatically means better growth. We break down why some expensive inner city and middle market properties can underperform, and why regional markets, lower price points, job growth, internal migration, vacancy rates and rental demand can sometimes create stronger opportunities for regular Australian investors.We also look at the difference between true blue chip property and what most people think blue chip means, plus why buying one expensive property may not always beat a more diversified portfolio strategy.This episode is for anyone researching where to buy an investment property in Australia and wanting to make smarter, data backed decisions instead of following the usual “location, location, location” advice.

Most Australians spend more time researching a holiday than they do researching a $700,000 property investment.In this episode, we break down the three key pillars we use to assess whether a property market is worth buying into before it booms: demand, supply and affordability.We cover how to look at internal migration, employment diversity, inventory levels, building approvals, vacancy rates, land constraints, market cycles, price to income ratios and rental yield, so you can better understand whether a market has real growth potential or whether you’re getting in too late.This is not about guessing hot suburbs or following barbecue advice. It’s about understanding the fundamentals that actually move property markets.Need a bit info on how we find the best properties in Australian: https://invest.freshstartadvisory.com.au/triple-safety-net-1If you’re trying to work out where to buy your next investment property, this episode will help you understand the data points worth checking before making a decision.Disclaimer:This content is for educational purposes only and should not be considered financial advice. We are not financial advisers, and nothing in this video takes into account your personal circumstances. Always do your own research and seek independent professional advice before making any investment decisions.

Most people assume they’ve left investing too late… but is that actually true?In this episode, Adrian sits down with his mum to unpack what happened when she started property investing at 58 — with no prior experience, no portfolio, and no clear retirement plan.Now, just a few years later, she’s on track to generate over $150,000 per year in passive income.This conversation dives into the realities of starting later in life, including the mindset barriers, financial pressures, and decisions that shaped her journey.We cover:Why many people delay investing and what holds them backWhat changed at 58 and why she decided to startThe strategy used to build a portfolio later in lifeThe risks, doubts, and lessons along the wayWhat she would do differently if she had her time againIf you’ve ever wondered whether it’s too late to invest, this episode gives you a grounded, real-world perspective.

Australia is in the middle of a rental crisis — and it’s only getting worse.In this episode, we break down what’s really driving rising rents in Australia, from record low vacancy rates and population growth to government policies like capital gains tax changes and negative gearing.We also unpack what this means for both renters and property investors, and where the opportunities are in today’s Australian property market.If you’re thinking about property investing, rentvesting, or trying to understand where the housing market is heading, this episode will give you a clear, data-driven breakdown of what’s happening right now — and what’s coming next.The Australian rental crisis explainedWhy rent is rising so fastVacancy rates and housing supplyMigration and housing demandCapital gains tax and negative gearingRentvesting vs buyingProperty investment opportunities

Most people rely on “experts” to guide their property decisions… but what if they’re getting it wrong?In this episode, we sit down with Terry Ryder from Hotspotting — one of Australia’s most experienced property researchers — to break down what actually drives property growth, how to identify markets before they boom, and where the smartest opportunities are right now.We cover:• Why economists consistently get property forecasts wrong• The real drivers behind Australia’s strongest markets• How to identify growth before it becomes obvious• The rise of units and changing investment strategies• Terry’s current top property markets across AustraliaIf you’re serious about building wealth through property, this episode will change how you think about investing.

Most property investors are doing this completely wrong.They buy a property…Hope the rent goes up…And wait years for it to become cashflow positive.But what if you could force cash flow instead?In this episode, we break down how to go from losing around $10,000 per year on a property… to turning it into a cashflow positive asset using smarter strategies.We cover:Why holding costs are the biggest bottleneck for investorsThe difference between average rental growth and high-growth marketsHow to manufacture cash flow through smart renovationsReal case studies of properties increasing rent and valueHow to optimise your portfolio instead of just buying moreIf you want to grow your portfolio faster and stop being held back by negative cash flow… this episode is for you.

War in Iran. Rising oil prices. Global tensions between Israel and Iran. And headlines warning about a possible World War 3.With Donald Trump weighing in on the conflict and the Middle East becoming increasingly unstable, many people are asking the same question:Could a war crash the Australian property market?In this episode we break down what the Iran war and the escalating conflict in the Middle East could actually mean for house prices, interest rates, inflation, and the Australian economy.Most people assume that global wars and geopolitical tensions cause property markets to collapse. But when you look at history, the reality is often very different.We discuss:• The Iran and Israel conflict and how it could impact the global economy• Why rising oil prices and supply chain disruptions matter for inflation• How interest rates actually influence property prices• Historical examples of wars, crises, and their impact on housing markets• Why supply and demand still drive property prices more than global headlines• Practical steps investors can take right nowIf you’ve been wondering whether the Iran war, global conflict, or fears of World War 3 could affect Australian house prices, this episode will help you understand what actually matters when it comes to property investing.

How does someone on a normal income end up buying a $2M dream home at 30?In this episode we sit down with Ryan, who didn’t come from a property development background, didn’t win money, and didn’t suddenly land a massive salary. Instead, over about five years, he quietly built a small property portfolio and used equity — not savings — to bring forward the timeline most Australians expect to reach much later in life.This isn’t a “get rich quick” story.It’s a case study.We go step by step through:• his first property purchase in his early 20s• the mistakes and uncertainty at the start• why the second property was harder than expected• the moment the strategy actually began working• how equity (not income) funded the deposit• the properties he had to sell to make it happen• the real sacrifices behind the resultMore importantly, we talk about what didn’t feel obvious while living through it — the hesitation, the risk decisions, and why most people wait too long to start.This episode isn’t about copying Ryan’s exact path.It’s about understanding what decisions change your options later.Topics coveredProperty investing AustraliaBuying your first investment propertyUsing equity to buy propertyHow deposits actually workRisk vs reward in property investingAffording expensive homes in Australia

In this episode I share the real story of my first investment property and how a deal that looked perfect on paper nearly turned into a financial disaster.I bought an off the plan property after attending seminars and following the strategy I was told worked. Months later, right before settlement, the bank valuation came back far below the contract price and I suddenly had to find a huge amount of money just to complete the purchase.We break down the risks of off the plan investing, valuation shortfalls, developer incentives, conflicts of interest with some buyer’s agents, and why oversupply estates can trap beginner investors. Most importantly, we talk about what questions you should ask and what research you need to do before buying your first investment property.If you are thinking about property investing in Australia or buying your first investment property, this episode may save you from making a very expensive mistake.

In this solo episode, Frank shares how he is currently thinking about interest rates, inflation, and the Australian property market, and what it means for everyday Australians and property investors.With ongoing cost of living pressures, rising rents, and uncertainty around where interest rates are heading next, this episode breaks down the key economic signals that matter, including CPI, wages growth, migration, housing supply, and the rental market.Rather than trying to predict the market, Frank focuses on practical thinking, long term property investment strategy, and how to stay calm and take action during uncertain conditions. He also shares personal insights from his own property investing journey, including buying property during rising interest rates and managing cashflow over time.This episode is designed to help you cut through the noise, understand the bigger picture, and make smarter decisions around real estate, investing, and building long term wealth in Australia.If you are interested in property investment, real estate, personal finance, and navigating the Australian property market with confidence, this episode is for you.

Free download: https://drive.google.com/file/d/1VdwncsfNd9Jw_EWEU0eP9ldgF18a7yP_/view?usp=sharingIn this episode Frank and Adrian make bold predictions about where property could grow 15 to 20 percent in 2026. They reveal five capital city markets and five regional towns they believe are positioned for strong performance, based on infrastructure spending, job creation, rental demand and long term economic fundamentals.They unpack why places like Brimbank, Blacktown, Frankston, Hobart and Hume are on their radar, alongside regional locations such as Horsham, Wodonga, Parkes, Ballarat and Devonport. Along the way they discuss gentrification, affordability, migration trends and what actually drives sustainable property growth.This is not personal financial advice. The aim is to give you a clearer framework for assessing markets and understanding where opportunity may lie in 2026.Stay until the end to hear about a free research document summarising these locations and the reasoning behind each pick.

What does it really take to build a property portfolio, fast?In this episode, we sit down with Steve, a Melbourne sparkie who has built 4 properties in just 18 months without overthinking, over educating, or drowning in spreadsheets. His approach is simple: discipline, action, and treating property as a business, not an emotion.We dive into:• Walking away from the wrong deal• Knowing nothing and still moving forward• Why most investors get stuck after property one• The “pay someone who knows” philosophy• Discipline over motivation• Turning setbacks into momentum• When to ignore the noise and trust your gut• Why the perfect property doesn’t existWhether you’re a tradesperson, professional, business owner, or someone looking to break the cycle of hesitation this conversation cuts through the fluff and excuses.Steve’s story proves one thing:👉 Property rewards action, not perfection.If you’ve been sitting on the fence, second guessing the market, or waiting for the stars to align this episode might be the push you need.