The Investing for Beginners Podcast - Your Path to Financial Freedom
by Andrew Sather, Stephen Morris, and Evan Raidt
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No Moat, No Problem? What HPE's Moonshot Teaches Value Investors
Oct 19, 2026
46m 38s
Path to Confidence Finale: The Habits That Build a Confident Investor
Oct 15, 2026
54m 11s
AAR71 - Are You a Financial Green Flag or Red Flag?
Oct 13, 2026
56m 19s
Tesla: Bullish on the Company, Bearish on the Stock
Oct 12, 2026
59m 21s
Path to Confidence: Stop Checking Your Stocks Every Day
Oct 8, 2026
39m 39s
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- 🇺🇸United States · InvestingHOME#10714K to 76K
- 🇹🇷TR · Investing#105.7K to 30K
- 🇬🇧United Kingdom · Investing#791.8K to 9.5K
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| Date | Episode | Topics | Guests | Brands | Places | Keywords | Sponsor | Length | |
|---|---|---|---|---|---|---|---|---|---|
| 10/19/26 | No Moat, No Problem? What HPE's Moonshot Teaches Value Investors | Stephen found HPE the way all great stock stories start — thumbing through a screener, bored between meetings, when a ticker up 180% caught his eye. "What is HPE? Never even heard of that." What he found was the old HP enterprise business, spun off and reborn: GreenLake's $3.5 billion subscription machine, a $14 billion Juniper acquisition, and a stock that went from under $13 to $60 in months. This week, Stephen and Andrew tear into the question at the heart of it: is Hewlett Packard Enterprise really an AI infrastructure play — or a boring server vendor in an AI costume? They dig into the numbers (operating cash flow up 405% in a quarter), the valuation puzzle (forward P/E under 15 vs. an industry at 30), the moat problem (there isn't one — yet), and the $14 billion gamble that will decide everything. Plus: the HP printer rant, the "Sasspocalypse," and why Stephen sold his entire day-trading account to play HPE. What You Will Learn What HPE actually is (hint: not the printer company) and how the HP/HPE spin-off worked How GreenLake's subscription model turns boring hardware into $3.5B of recurring revenue Why the $14B Juniper acquisition is the defining bet of the AI trade — and what has to go right How to think about valuation when a stock looks "stupid cheap" (forward P/E 12–15 vs. industry 30) The divide-and-conquer method for researching companies with multiple business segments Why "no moat" should scare you — and the framework for deciding whether to invest anyway What gross margin expansion tells you about a business's future (the GreenLake effect) Timestamps 00:00 — Welcome back: the game is AI 01:53 — How Stephen found HPE on a stock screener 03:32 — HP vs. HPE: the spin-off explained 06:24 — GreenLake: the $3.5B subscription machine 08:24 — From under $13 to $60: the rocket ship 12:54 — The $1.2B Vultr order and the Oracle halo 13:40 — How to research multi-segment companies 17:09 — "Stupid cheap"? The valuation puzzle 19:26 — The moat question 24:52 — A management team that's been together 7 years 28:13 — Confession: Stephen sold everything to trade HPE 29:17 — Gross margins and the GreenLake effect 31:35 — The fear: "it's like a bad breakup" 36:14 — Three years of revenue for one acquisition 40:15 — Listener shout-outs: Zachary and William Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your biggest monthly expense into rewards. Bilt lets you earn points on rent payments with no transaction fees, redeemable for travel, fitness classes, and more at joinbilt.com/investing Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing Take your investing up a notch with MooMoo — commission-free trading, pro-level research tools, and real-time market data, all in one app. Get started at start.moomoo.com/BEGINNERS Sending money across borders? Wise gives you the real exchange rate with low, transparent fees and no hidden markups. Join millions managing money globally at wise.com Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 46m 38s | ||||||
| 10/15/26 | Path to Confidence Finale: The Habits That Build a Confident Investor | Confidence in investing doesn't mean you feel certain — like you finally found the right stock and now you're just calm. Real confidence is way less emotional than that. It's about having habits that keep you from doing dumb stuff when you're scared, or dumb stuff when you're excited. In the finale of the Path to Confidence series, Stephen and Andrew break down the investing habits that actually build confidence over time — habits that build trust in you, not the market. Stephen shares his three-tier habit system (Input, Decision, Review), Andrew shares the guardrails that keep his emotions out of his decisions, and they get honest about the bad habits they've had to kill along the way — from paralysis by analysis to putting off sleep to binge a show at 10pm. Plus: why your brain literally rewires itself every time you build a habit, the 24-hour rule everyone should steal, and the number one rule of confident investing — be intellectually honest with yourself. What You Will Learn Why confidence isn't certainty — it's habits that protect you from your own emotions Stephen's 3-tier system: Input habits (what you consume), Decision habits (guardrails for choices), Review habits (regular check-ins) Habit stacking: how to attach a new habit to one you already have so it sticks Andrew's rule: never make an investing decision the same day — let it percolate overnight The 24-hour rule: the one habit everyone should steal to kill emotional decisions "Paralysis by analysis" — why endless learning without executing is the beginner's most destructive habit Stephen's story: trying to keep up with Andrew, burning out, and course-correcting before it cost him everything How your brain physically builds new neural pathways when you form a habit The #1 rule: be intellectually honest with yourself about what actually works for you Timestamps 00:00 — Welcome in: the Path to Confidence finale 08:50 — The habits that creep in on you (and where they can lead) 10:56 — Andrew's confession: paralysis by analysis 14:31 — Habit stacking, explained 17:18 — Stephen's 3-tier system: Input, Decision, Review 22:49 — Andrew's rule: never decide on the same day 34:36 — Emotional mistakes: buying the rip 38:31 — Stephen's worst habit: refusing to sleep 41:15 — Measuring sticks and the circle of competence 46:51 — The 24-hour rule everyone should steal 48:57 — Your brain on habits (Switch on Your Brain) 50:48 — The weekly solo reset: quiet time in nature 51:21 — Rule #1: be intellectually honest with yourself Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your biggest monthly expense into rewards. Bilt lets you earn points on rent payments with no transaction fees, redeemable for travel, fitness classes, and more at joinbilt.com/investing Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing Take your investing up a notch with MooMoo — commission-free trading, pro-level research tools, and real-time market data, all in one app. Get started at start.moomoo.com/BEGINNERS Sending money across borders? Wise gives you the real exchange rate with low, transparent fees and no hidden markups. Join millions managing money globally at wise.com Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 54m 11s | ||||||
| 10/13/26 | AAR71 - Are You a Financial Green Flag or Red Flag? | Evan and Andrew take the viral red-flag/green-flag dating game and turn it on your wallet. Eleven money habits get judged — streaming subscriptions, credit card debt, eating out, beat-up cars, family loans, car leases, prenups, paying cash, 5-star hotels, and splitting bills with a partner. Some verdicts are obvious. A few of them got surprisingly deep. What You Will Learn Why subscribing to every streaming service is a red flag — and the rotate-and-cancel fix The brutal math on funding retirement while carrying credit card debt The leftovers hack that effectively halves your eating-out bill When a beat-up car on a $100K salary is a green flag (and when "car dandruff" flips it red) Why leasing is usually a losing game — and the iPhone lease that made Evan snap The right way to split bills when partners earn very different incomes (plus the app built for it) Why "faithful in small things" predicts your entire financial life Timestamps 00:00— Welcome to At Any Rate: how the game works 03:38 — Flag #1: Subscribes to every streaming service (RED) 07:08 — Flag #2: Maxing retirement while carrying credit card debt (RED) 09:57 — Flag #3: Eats out for every meal (RED) + the leftovers hack 14:54 — Flag #4: Beat-up car on a $100K salary (GREEN — unless it's unsafe) 17:41 — Flag #5: Refuses loans with family (BEIGE) — deeper than expected 23:18 — Flag #6: Leases a new car‌ or a Tesla (RED) + the iPhone lease rant 30:41 — Flag #7: Wants a prenup (IT DEPENDS) 35:53 — Flag #8: Pays cash, avoids credit cards (RED) + the lawn company chargeback story 41:33 — Flag #9: Only stays in 5-star hotels (RED RED RED) + the Sam Walton story 45:31 — Flag #10: Splits bills 50/50 with unequal incomes (RED) + MeetHalfway.app Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Free monthly budgeting spreadsheet: https://einvestingforbeginners.com/budget/ Email Evan: [email protected] Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, financial freedom is built one smart move at a time. Keep it simple, keep it steady, and at any rate, we’ll see you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your biggest monthly expense into rewards. Bilt lets you earn points on rent payments with no transaction fees, redeemable for travel, fitness classes, and more at joinbilt.com/investing Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at â https://notion.com/investingâ Take your investing up a notch with MooMoo — commission-free trading, pro-level research tools, and real-time market data, all in one app. Get started at start.moomoo.com/BEGINNERS Sending money across borders? Wise gives you the real exchange rate with low, transparent fees and no hidden markups. Join millions managing money globally at wise.comâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Interested in how your company sponsor the show? Reach us at â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â [email protected]â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â SUBSCRIBE TO THE SHOW â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Appleâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Spotifyâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â YouTubeâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Amazonâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 56m 19s | ||||||
| 10/12/26 | Tesla: Bullish on the Company, Bearish on the Stock | Stephen and Andrew ignore the headlines and the Twitter drama and look at Tesla the company — the EVs, the $30 billion robotaxi bet, the robots, and a balance sheet holding roughly $44 billion in liquid assets. Both are bullish on the business. Neither will touch the stock at $393 with a trailing PE over 300. Along the way: Stephen's biggest investing regret (an Army signing bonus that could have bought Tesla at the IPO), why Andrew isn't shaking his 11% Uber position, and the question hanging over it all — how much of the Tesla bear case is just feelings about Elon? What You Will Learn Why letting personal bias about a CEO dictate allocation destroys wealth The story of Stephen's Tesla IPO miss — and what it taught him about IPOs What Tesla's $30B in new financing is really funding (robotaxis, semis, robots) The robotaxi debate: constitutional concerns vs. the unit-economics reality Why Tesla's balance sheet looks like Apple's — and why Moody's disagrees Where to draw the line between investing with your conscience and investing on vibes Timestamps 00:00 – Why we're talking Tesla (and ignoring all the drama) 02:00 – Confession: the Jeep guy loves EVs 06:00 – Stephen's biggest regret: the IPO that got away 10:00 – Tesla today: $30B financing, new mission statement, Megapack 15:00 – Robotaxis: Stephen's concerns vs. Andrew's Uber bull case 25:00 – Valuation check: $393 stock, 331 PE, waiting for $275 37:00 – The $44 billion balance sheet 40:00 – "I'm not looking at him as my friend, I'm looking at him as an ATM" 47:00 – Can legacy automakers catch up? 51:00 – Robots building robots, and why optimism wins Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your biggest monthly expense into rewards. Bilt lets you earn points on rent payments with no transaction fees, redeemable for travel, fitness classes, and more at joinbilt.com/investing Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing Take your investing up a notch with MooMoo — commission-free trading, pro-level research tools, and real-time market data, all in one app. Get started at start.moomoo.com/BEGINNERS Sending money across borders? Wise gives you the real exchange rate with low, transparent fees and no hidden markups. Join millions managing money globally at wise.com Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 59m 21s | ||||||
| 10/8/26 | Path to Confidence: Stop Checking Your Stocks Every Day | If your definition of success is "my account was green today," you're letting the market control your emotions — and that's not investing, that's stress. Stephen opens up about his old habit of living and dying by red and green days, and why that rollercoaster is the fastest way to kill your motivation and quit. Andrew admits the emotions never fully disappear, even after years of doing this — but shares the reframe that changed everything for him: if you're in the wealth-building stage, you should be cheering when the market drops, because you're buying assets, not harvesting them. From there, it's all about replacement yardsticks. Stephen lays out his three: the accumulation yardstick (rate your conviction 1–10 and don't own anything below a 7), the income yardstick (track your dividends compounding upward), and the business performance yardstick (is the company still executing your original thesis?). Andrew counters with his fundamentals dashboard and a process-based measure — hours spent studying businesses, not tickers watched. Plus the stat that should haunt every investor: 90% fail the 2.5-year holding test. It closes with the simplest possible starting point: three yes-or-no questions anyone can ask tonight. What You Will Learn Why daily price-checking creates a dopamine/anxiety cycle that destroys motivation How to reframe red days as opportunity when you're still in the wealth-building stage Stephen's 3 yardsticks: conviction, dividend income, and business performance vs. thesis Why Andrew measures fundamentals on a dashboard instead of watching stock prices The 2.5-year test — and using portfolio turnover rate as a reality check Process yardsticks: measuring the work you put in, not the market's mood 3 yes/no questions any beginner can use to measure progress tonight Timestamps 0:00 Stephen's old habit: living and dying by green/red days 2:00 Andrew: the emotions are real — brainwash yourself to like red 6:25 Proactive shields: monthly check-ins + killing brokerage notifications 10:20 Yardstick #1: the accumulation yardstick (conviction ratings + Casey's) 14:25 Andrew's dashboard: measuring fundamentals, not prices 15:30 Yardstick #2: the income/dividend yardstick 18:45 Yardstick #3: business performance vs. your original thesis 22:05 Time-in-market + the 2.5-year test most investors fail 25:25 Andrew's process yardstick: hours studying, not companies covered 30:30 The 3 yes-or-no questions for anyone starting from zero 31:50 Andrew's one thing: the checklist that forces you to zoom out 32:35 Buffett's 12D chess + the weight-loss analogy Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your biggest monthly expense into rewards. Bilt lets you earn points on rent payments with no transaction fees, redeemable for travel, fitness classes, and more at joinbilt.com/investing Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing Take your investing up a notch with MooMoo — commission-free trading, pro-level research tools, and real-time market data, all in one app. Get started at start.moomoo.com/BEGINNERS Sending money across borders? Wise gives you the real exchange rate with low, transparent fees and no hidden markups. Join millions managing money globally at wise.com Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 39m 39s | ||||||
| 10/6/26 | AAR70 - Money Debates 3: Crypto, Renting, College, and more | Crypto allocation vs gambling • Starter home vs buying nicer • Renting a room for income • Paying for kids’ college • Car cash vs low-rate financing In this round of Money Debates, Evan and Andrew go rapid-fire through some of the spiciest personal finance arguments—starting with crypto and ending with the “cash vs cheap financing†car question. The through-line is simple: you can make a lot of different choices work if you’re honest about risk, incentives, and your own behavior. You’ll hear them land on a few consistent principles: keep speculative bets small (if at all), don’t buy a home you’ll hate living in, be realistic about the messiness of roommates/tenants, and treat big financial “gifts†(like college help) as a mindset/values conversation—not just a money decision. What You Will Learn Crypto: It can be a tiny allocation, but most of the ecosystem still rewards hype/greed and makes scams too easy. Starter homes: Often the only realistic entry point today—but only smart if you can stay long enough and won’t be miserable. Renting a room: Big upside in monthly cash flow, but the downside risk (drama, damage, squatting/tenant issues) is real. College help: If you can help without creating entitlement, it can be a huge springboard—plus scholarships/aid are wildly underused. Car decision: “Math†says low-rate financing can be fine; “behavior†says cash keeps people from overspending. Balance wins. Timestamps 0:00 — Debate 1: Crypto in your portfolio vs straight-up gambling 1:00 — Pro-crypto case: new funding model + Bitcoin as a hedge (in theory) 3:45 — Anti-crypto case: execution hasn’t matched the promise + pump-and-dump culture 7:55 — Debate 2: Is buying a starter home a smart move? 8:25 — Pro-starter home: often the only affordable way to build equity and options 11:10 — Anti-starter home angle: incentives get messy with roommates/dating + don’t stretch too far 12:40 — The real deciding factor: don’t buy a home you’ll hate, because you can’t exit quickly 14:05 — Debate 3: Renting out a room for extra income (worth it or not?) 16:05 — Pro-renting-a-room: huge monthly upside vs most side gigs + “unused space†argument 19:30 — Debate 4: Pay for your kid’s college vs let them figure it out 20:05 — Pro-paying: 529s + compounding + avoiding life-altering student debt decisions at 18 25:10 — The middle ground: help what you can without raising entitlement; support isn’t only money 28:05 — Debate 5: Buy a car in cash vs low-rate financing (0–3%) 30:05 — Financing case: if the rate is truly low and budget is solid, quality-of-life can justify it 32:20 — Reality check: don’t use financing to “level up†from Camry to Rivian just because you can 33:35 — Two helpful back-catalog references: AAR67 (Ratio Rulebook) + AAR03 (Budgeting) Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Free monthly budgeting spreadsheet: https://einvestingforbeginners.com/budget/ Email Evan: [email protected] Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, financial freedom is built one smart move at a time. Keep it simple, keep it steady, and at any rate, we’ll see you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Upgrade your wardrobe with Quince to get high-quality, luxury essentials at a fraction of the cost by visiting â https://quince.com/beginnersâ Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at â https://whatnot.com/sellâ Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at â https://notion.com/investingâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Interested in how your company sponsor the show? Reach us at â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â [email protected]â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â SUBSCRIBE TO THE SHOW â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Appleâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Spotifyâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â YouTubeâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Amazonâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 56m 12s | ||||||
| 10/5/26 | Meta’s AI Spending: Genius Move or Zuck Losing It? | Meta is spending aggressively on AI infrastructure—and the big question is whether that’s visionary or reckless. Andrew frames Meta as primarily an advertising business today, while Stephen digs into what Meta’s leadership is signaling about 2026–2027 capex visibility (and how murky “2028 and beyond†still looks). From there, the conversation turns into what investors actually have to believe to own Meta: trust in Zuckerberg’s control and decision-making, plus a belief that AI becomes a durable, monetizable platform shift. Then you get into the messy parts: trust (AI agents with access to your life), security risk, and the ethical/legal overhang from lawsuits and public perception. The episode closes with Andrew walking through why the numbers look undeniably strong—growth rates that don’t make sense for a company Meta’s size, margin discipline, and shareholder returns—while still admitting the qualitative risks are what keep him on the sidelines. What You Will Learn How to think about Meta as an ad business today vs. an AI platform bet tomorrow What Meta’s capex visibility (2026–2027) implies—and why “2028+†is the scary part The two big “belief requirements†to invest in Meta: Zuck + AI Where Meta’s AI strategy could fail: trust, monetization, cost curve, regulation Why Meta’s financials look so strong even while the narrative stays controversial Timestamps 0:00 Welcome back + why Meta/AI is the focus today 1:15 “Are you feeling AI fatigue?†+ Andrew admits he’s all-in (NVIDIA) 2:05 What is Meta right now? Framing it as an advertising business first 4:10 The core hesitation: you’re still buying ads + confidence in advertiser durability 5:55 The capex quote: Meta confident in 2026–2027 use cases, fuzzy after that 7:20 What investors must believe: Zuckerberg control + belief in AI’s future 9:05 Compute, data, parameters: why Meta is spending like crazy (and the long game) 12:55 Trust + security: AI agents, hard drive access, and “if an ATM can be hacked‌†15:10 Lawsuits + conscience: can you invest if you think the accusations are real? 19:40 The numbers case: growth rates, margins, SG&A discipline, buybacks/dividend—“buy on charts, hesitate on story†Resources Mentioned The Value Spotlight Newsletter: â https://einvestingforbeginners.com/value-spotlight-newsletterâ / Have questions or want your story featured? Email the show at â [email protected]â or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at â https://whatnot.com/sellâ Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at â https://notion.com/investingâ The Perfect Jean makes insanely comfortable, great-fitting jeans you can wear all day—check them out at theperfectjean.nyc. Function Health helps you get ahead of your health with comprehensive lab testing and clear, actionable insights—learn more at functionhealth.com. â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Interested in how your company sponsor the show? Reach us at â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â [email protected]â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â SUBSCRIBE TO THE SHOWâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Appleâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â |â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Spotifyâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â | â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â YouTubeâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â |â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Amazonâ â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â |â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â â Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 49m 30s | ||||||
| 10/1/26 | Path to Confidence: Build an Investing Playbook | Everybody has a plan until the market punches them in the mouth. In this episode, Stephen and Andrew break down how to remove emotion from investing by building a mechanical “if-then” playbook—rules you decide ahead of time so you don’t improvise when fear hits. They connect the idea to real-world high-stress training (military, first responders, pilots): when things go sideways, you fall back on rehearsed systems, not gut reactions. They walk through how to write rules per stock (not just for the whole portfolio), why selling rules are rarely discussed, and how to set “eject button” triggers that protect you from sunk cost fallacy and self-justification. The episode closes with a listener's question about receiving a large sum of money—how to slow down, define your time horizon, avoid paying “tuition” with a big lump sum, and choose an investing path you can stick with. What You Will Learn How to create if-then rules that reduce panic decisions Why you should build rules before buying a stock (not during a crisis) How to think about sell triggers (and why most investors avoid the topic) How to use “do nothing” as a legitimate strategy when markets get chaotic What to consider when investing a large lump sum (time horizon, pacing, confidence) Timestamps 00:00 Why this episode: removing emotion when you “should” be panicking 01:05 Training under stress: why systems beat gut instincts in real life (and investing) 02:10 Hydroplaning analogy: don’t overcorrect when things get scary 04:35 The core tool: building an “if-then plan” (borrowed from trading, adapted to investing) 06:10 Why investors rarely talk about selling—and why that’s a problem 07:05 “Shopping wholesale”: how to think when the market drops hard 09:20 Per-stock rules vs portfolio-wide rules (and why per-stock is safer) 12:50 Real example: Spotify rules—buy dips, avoid sunk cost fallacy, know your eject button 17:50 Hard rules: dividend cuts + capital return as a key part of Andrew’s framework 34:28 Listener question: what to do with a large sum of money (time horizon + pacing + don’t rush) Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing The Perfect Jean makes insanely comfortable, great-fitting jeans you can wear all day—check them out at theperfectjean.nyc. Function Health helps you get ahead of your health with comprehensive lab testing and clear, actionable insights—learn more at functionhealth.com. Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 43m 34s | ||||||
| 9/29/26 | AAR69 - Behind the Curtain - How Money Actually Moves | Most of us don’t handle money directly anymore—we rely on platforms, banks, brokerages, and middlemen. In this episode, Evan and Andrew break down how those businesses actually make money off you, where the hidden costs live, and the practical moves you can use to “stack the deck” back in your favor. From credit card interest and swipe fees, to investing expense ratios, to overdraft traps, to mortgage math and real estate agent incentives—this is a plain-English walkthrough of the stuff nobody explains until it’s too late. What You Will Learn Credit cards make money mainly from interest, transaction (swipe) fees, and sometimes annual fees—and they’re designed to make spending feel painless. In investing, “small” fees (expense ratios, advisor fees, trading friction) can become massive over time because they compound against you. Banks profit by using your deposits to earn returns while paying you little—plus they rake in fees like overdraft and minimum balance penalties. Mortgages are interest-front-loaded, so moving too soon can mean you paid mostly interest and built little equity. Real estate agents are often incentivized to close fast and at higher prices, so you should consider asking for single-party representation or even flat-fee/hourly structures. Timestamps 0:00 — Credit cards = short-term loans (and why rates are so high) 1:35 — Where card companies profit: interest, swipe fees, annual fees 3:05 — The real “win”: never carry a balance + avoid annual fees 4:25 — Why frictionless spending (tap/phone pay) makes you spend more 6:10 — Annual-fee cards: why the math usually doesn’t work 8:55 — Stock market basics: ownership, raising capital, buybacks, stock comp 13:10 — If commissions are “free,” how do brokers make money now? 17:10 — Practical defense #2: don’t day trade (you’re fighting the machine) 18:00 — Practical defense #3: don’t overpay for advice in wealth-building years 19:20 — Fees stack: advisor fees + fund fees + taxes can crush returns 20:15 — Banks: how they profit from your deposits (and why it matters) 25:10 — Why switching checking accounts is a pain (and banks know it) 28:10 — Mortgage optimization: credit score, shopping rates, extra principal 32:40 — Flat-fee/hourly agents: why it can align incentives better Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Free monthly budgeting spreadsheet: https://einvestingforbeginners.com/budget/ Email Evan: [email protected] Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, financial freedom is built one smart move at a time. Keep it simple, keep it steady, and at any rate, we’ll see you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Upgrade your wardrobe with Quince to get high-quality, luxury essentials at a fraction of the cost by visiting https://quince.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 51m 56s | ||||||
| 9/28/26 | Cummins (CMI): Record Quarter, Falling Stock — What Wall Street Sees | Cummins just printed a monster quarter—record revenue, raised guidance, and strong-looking headline numbers—yet the stock has been sliding hard. In this episode, Stephen and Andrew walk through why that disconnect happens and how to avoid the “headline trap” where a good quarter gets mistaken for a good stock. The big theme: stop reacting to the press release and start underwriting the business like a lender would—dig into what’s actually driving results and what could break. They cover Cummins’ segment mix (and why profits can matter more than revenue), what to look for in margins when costs are rising, and how to think about cyclicality without overreacting to once-in-a-generation macro events. The episode wraps with a practical checklist mindset: look for one-time boosts (acquisitions, refunds, accounting noise), sanity-check cash flow, and remember that the learning curve never ends—your job is to catch mistakes early and course-correct. What You Will Learn How to separate a great quarter from a great stock How to use segment revenue vs segment profitability to see what’s really driving results What margin trends (gross + operating) can tell you about cost pressure vs pricing power How to evaluate cyclicality using operating margin history (without overfitting one bad year) A simple framework for spotting one-time boosts that can “fake” strength Timestamps 00:00 Why Cummins is interesting: record quarter, stock still falling 01:30 The core question: what does Wall Street see that the headlines don’t? 02:15 First step: start with the earnings call + identify the real driver (data centers/power) 04:31 “Destination Zero” + why Cummins is more than “just engines” 05:33 Andrew’s approach: segment revenue vs segment profitability (and why it matters) 07:15 Transformation stories: legacy stability + fast-growing segment upside 10:46 Explaining price drops: using bear cases/analyst reports as clues, not gospel 13:00 Costs rising vs revenue rising: what “good” looks like through margins 17:17 Moat discussion: brand power, supplier presence, and quality as a competitive edge 32:31 Avoiding the trap: acquisitions + one-time items + cash flow as your “metal detector” Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing The Perfect Jean makes insanely comfortable, great-fitting jeans you can wear all day—check them out at theperfectjean.nyc. Function Health helps you get ahead of your health with comprehensive lab testing and clear, actionable insights—learn more at functionhealth.com. Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 44m 42s | ||||||
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| 9/24/26 | Path to Confidence: Why the Best Investors Rarely Swing | Every day, mainstream financial media demands that you swing at the latest hot stock, IPO, or macroeconomic tech trend. But the greatest investors in history succeed not by swinging at every pitch, but by ruthlessly defining their "Circle of Competence" and ignoring the rest. In this episode, Stephen and Andrew break down how to map out your unique investing edge, overcome the psychological trap of FOMO, and use the "Scuttlebutt" method to safely expand your knowledge without incinerating your capital. What You Will Learn The Ted Williams Rule: Why batting .406 in the stock market requires you to map out your exact "grid squares" of knowledge and let the Wall Street meatballs go by. The Hubris Trap: How deep industry knowledge can trick smart professionals (like surgeons or engineers) into making arrogant, portfolio-killing mistakes. Philip Fisher’s "Scuttlebutt" Method: How to investigate a company's true moat by interrogating its competitors, suppliers, and customers. The Anatomy of FOMO: Why missing out on a cultural trend (like GameStop or SpaceX) is mathematically safer than playing a game you don’t understand. How to Safely Expand Your Edge: Why studying a gas station (Casey's) naturally leads you to evaluate the pizza industry (Domino's)—and how adjacency safely builds your circle. Timestamps 00:01:57 — Defining the "Circle of Competence" and why stock picking requires qualitative focus. 00:08:50 — Thomas J. Watson Sr. and why staying "smart in spots" beats being a jack-of-all-trades. 00:11:31 — The spice trade, McCormick, and why mature industries eventually stagnate. 00:14:25 — The Hubris Trap: Why industry experts often make the most arrogant investing mistakes. 00:20:42 — Philip Fisher’s "Scuttlebutt" method for investigating competitive advantages. 00:24:01 — FOMO (Fear of Missing Out) and the Ted Williams strike zone methodology. 00:30:20 — The struggle of saying "no" to good companies and establishing 24-hour cooling-off rules. 00:41:06 — How to map your Circle of Competence using the "Three Rings" visual framework. 00:46:40 — Safely expanding your circle through industry adjacencies. Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing The Perfect Jean makes insanely comfortable, great-fitting jeans you can wear all day—check them out at theperfectjean.nyc. Function Health helps you get ahead of your health with comprehensive lab testing and clear, actionable insights—learn more at functionhealth.com. Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 55m 12s | ||||||
| 9/22/26 | AAR68 - Correcting for Financial Mistakes | Nobody is perfect, and that applies to your budget, too. In this episode of At Any Rate, Evan and Andrew open up about their recent financial slip-ups—from overspending on dining out to completely forgetting about annual expenses like car insurance and birthdays. Instead of dwelling on the guilt of busting a budget, the guys break down how to properly correct these mistakes without entering a toxic cycle of financial restriction. Plus, they share their favorite everyday "hacks" to save cash and catch up, including the hidden markup trap of food delivery apps, using simple cashback setups, and the psychological trick of over-budgeting. What You Will Learn Couples Finance: How to manage joint finances and split bills proportionally without acting as your partner's financial "nanny." The Catch-Up Trap: Why trying to aggressively cut spending after a minor budget mistake can actually trigger a toxic binge-spending cycle. The Delivery App Illusion: The massive hidden food markups on Uber Eats and Grubhub, and why ordering ahead on native apps saves you thousands a year. Passive Sinking Funds: How to use basic store credit cards (like Target or Amazon) to generate guilt-free spending money without complex travel hacking. Over-Budgeting: The psychological benefit of overestimating variable expenses like gas to create a built-in end-of-month reward. The 3-to-6 Month Rule: A simple framework to determine if you should cut back to pay for a mistake, or if you need to pull from emergency savings. Timestamps 02:51 – Main Episode Start: Bouncing Back from Financial Mistakes 05:00 – Evan’s Mistake: Overspending on dining out & adjusting the budget 08:39 – Couples Finance: How to handle joint budgets with separate accounts 16:08 – Andrew’s Mistake: Forgetting annual expenses (holidays & car insurance) 21:54 – Why trying to "catch up" on a busted budget creates a toxic money cycle 26:50 – Hack 1: The Uber Eats & Grubhub hidden markup trap 32:23 – Hack 2: Using simple cashback credit cards as a passive sinking fund 39:00 – Hack 3: Over-budgeting variable expenses for end-of-month rewards 40:40 – Hack 4: Replacing expensive habits with free, healthy challenges 43:30 – The 3-to-6 Month Rule: Knowing when to cut back vs. when to use savings Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Free monthly budgeting spreadsheet: https://einvestingforbeginners.com/budget/ Email Evan: [email protected] Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, financial freedom is built one smart move at a time. Keep it simple, keep it steady, and at any rate, we’ll see you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download the Plynk app today to start building your investing confidence. https://plynkinvest.app.link/IFBpodcast Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Upgrade your wardrobe with Quince to get high-quality, luxury essentials at a fraction of the cost by visiting https://quince.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 47m 25s | ||||||
| 9/21/26 | What Is a Holding Company, And Should You Invest in One? | You might think buying shares of Google means you are investing in a search engine, but you are actually buying into a decentralized corporate shell designed to isolate risk and absorb massive losses. While operating companies like Apple focus on core products, empires like Alphabet and Berkshire Hathaway use corporate structure as a financial weapon. In this episode, Stephen and Andrew look under the hood of the holding company model to determine if decentralization is the ultimate margin of safety, or a fast track to inefficient "di-worsification." What You Will Learn The Alphabet Illusion: Why buying Google actually means investing in a decentralized risk-management engine. Ring-Fencing Failure: How holding companies legally isolate bankrupt subsidiaries—and the debt loophole that still managed to destroy Silicon Valley Bank. The Meta Money Pit: How giant holding companies use massive subsidiary losses (like Reality Labs or Waymo) as a structural tax advantage to offset core profits. Divestitures vs. IPOs: Why spinning off a subsidiary like Mobileye rewards parent companies differently than giving direct shares to investors. The Conglomerate Discount: Why Wall Street historically punishes bloated empires, and why General Electric (GE) had to unbundle its businesses to survive. Timestamps 00:01:46 — Defining the Holding Company: Alphabet and Berkshire vs. Apple and Uber. 00:03:55 — The Coca-Cola anomaly: Why an independent bottler historically outperformed the iconic parent brand. 00:06:40 — Centralization vs. Decentralization: Why holding company CEOs let subsidiaries operate autonomously. 00:08:50 — Ring-fencing risk: What actually happens to the parent stock if a subsidiary goes bankrupt? 00:12:44 — The Tax Shield: How Alphabet absorbs Waymo's operating losses to offset Google's massive profits. 00:14:48 — The Cash Flow Vacuum: How parent companies extract money from their subsidiaries. 00:19:28 — Offloading assets: The critical mechanical difference between an IPO (Mobileye) and a Divestiture (Danaher). 00:25:33 — The 1970s Conglomerate Boom, "di-worsification," and GE's forced unbundling. 00:28:07 — Evaluating Meta's Reality Labs: Is it a calculated tax shield or a structural cancer? 00:32:30 — Bonus lesson: What is "Circle Financing" and why Jensen Huang's recent NVIDIA investments don't fit the definition. Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing The Perfect Jean makes insanely comfortable, great-fitting jeans you can wear all day—check them out at theperfectjean.nyc. Function Health helps you get ahead of your health with comprehensive lab testing and clear, actionable insights—learn more at functionhealth.com. Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 42m 52s | ||||||
| 9/17/26 | Path to Confidence: The 3-Step Safety Net Every Investor Needs | Beginner investors want to skip straight to the exciting part—picking stocks, chasing crypto gains, and dreaming of 100% returns. But diving into the market without a rock-solid financial foundation underneath you is a guaranteed recipe for panic-selling at the worst possible moment. In Part 2 of the "Path to Confidence" series, Andrew Sather sits down with Evan Raidt (At Any Rate) to break down why liquidity risk destroys unhedged portfolios, how to automate your cash flow to eliminate willpower, and why finding the financial "middle ground" beats both extreme austerity and YOLO reckless spending. What You Will Learn The Hidden Risk of Liquidity Lockup: Why investing money you might need in the short term forces you to liquidate assets at a loss during emergency market dips. The Honest Budget Reality Check: How categorizing expenses into strict Needs, Wants, and Savings (plus-or-minus $100) exposes silent cash drains before you buy a single share. Removing Willpower via Automation: Why setting up recurring transfers into S&P 500 index funds ($VOO$) and high-yield savings accounts guarantees compounding progress without daily discipline. The 3-to-4 Month Catch-Up Rule: How to handle unexpected financial setbacks without blowing up your long-term investment strategy or falling into a burnout-inducing lifestyle change. Escaping the Social Media Extremes: Why sustainable wealth creation happens in the middle ground between rinky-dink frugality and reckless lifestyle inflation. Timestamps 00:01:23 — Why Financial Foundations Come First: Understanding liquidity risk and investment lockup 00:04:12 — The Mentorship Effect: How watching realistic financial progress beats hype-driven advice 00:09:10 — Step 1: The Honest Budget: Setting up Needs, Wants, and Savings without perfectionism 00:13:48 — Needs vs. Wants in Practice: Drawing the line between necessities (rent, childcare) and discretionary spends 00:20:47 — Overcoming the Getting-Started Speedbump: Shifting focus from short-term friction to long-term freedom 00:27:38 — Automating Your Wealth: Eliminating willpower by auto-depositing into savings and index funds ($VOO$) 00:32:42 — Why S&P 500 Indexing Works: Long-term historical resilience vs. short-term market noise 00:35:50 — Navigating Setbacks: Emergency funds, managing cash flow drains, and the 3-4 month catch-up window 00:46:40 — The Financial Middle Ground: Why steady compounding beats extreme FIRE frugality and YOLO spending Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing The Perfect Jean makes insanely comfortable, great-fitting jeans you can wear all day—check them out at theperfectjean.nyc. Function Health helps you get ahead of your health with comprehensive lab testing and clear, actionable insights—learn more at functionhealth.com. Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 52m 36s | ||||||
| 9/15/26 | AAR67 - Our Ratio Rulebook - Solid Financial Starting Points | Are you spending too much on your car? Is your rent making you "house poor"? In this episode of At Any Rate, Evan and Andrew ditch the vague financial advice and dive into the exact ratios and percentages you should be aiming for to secure your financial future. From breaking down the classic 50/30/20 budgeting rule (and why it must be calculated on your net income) to establishing hard limits for vehicle expenses, housing costs, and "fun money," the guys provide a blueprint for evaluating your spending. Plus, they explore how to handle windfalls and the right way to size "risky" investments in your portfolio. What You Will Learn The 50/30/20 Rule: How to properly categorize your needs, wants, and savings without feeling restricted. The 15% Vehicle Limit: Why you must include gas, insurance, and maintenance when calculating your car affordability. The 30% Housing Limit: The financial superpower of buying a "starter home" instead of stretching for a dream home immediately. Net vs. Gross Savings: Why you shouldn't include your employer 401(k) match when calculating your personal 20% savings rate. The 50/50 Windfall Rule: A guilt-free system for splitting bonuses and tax refunds between treating yourself and building wealth. Portfolio Risk Management: Why it's okay to own highly volatile stocks—as long as you size them correctly. Timestamps 02:04 – Andrew’s favorite investing metric: Calculating Expected Returns 05:42 – The 50/30/20 Budgeting Rule: Needs, Wants, and Savings 07:32 – What to do if your "Needs" exceed 50% of your income 11:18 – The 15% Rule for Vehicle Expenses (Including gas and insurance) 19:20 – Housing Ratios (30%) & The compounding power of starter homes 28:15 – Credit Card Debt Ratio: Why the only acceptable target is 0% 31:08 – Retirement Savings: How much of your savings bucket should be locked away? 38:23 – Calculating your savings rate on Net vs. Gross income 40:07 – Portfolio Risk: Defining "risky" investments and sizing them correctly 48:26 – The 50/50 Windfall Rule: How to handle bonuses and tax refunds without guilt Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Free monthly budgeting spreadsheet: https://einvestingforbeginners.com/budget/ Email Evan: [email protected] Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, financial freedom is built one smart move at a time. Keep it simple, keep it steady, and at any rate, we’ll see you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download the Plynk app today to start building your investing confidence. https://plynkinvest.app.link/IFBpodcast Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Upgrade your wardrobe with Quince to get high-quality, luxury essentials at a fraction of the cost by visiting https://quince.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 56m 26s | ||||||
| 9/14/26 | Ian Cassel’s Rules for Profitable Small-Cap Investing | Most retail investors assume the biggest market gains belong to high-flying mega-cap tech stocks, but historical data reveals a completely different reality: 87% of all 10x stocks over the past decade started as microcaps. However, blindly chasing small-company story stocks is the fastest way to incinerate capital. In this episode, Andrew Sather sits down with microcap veteran and author Ian Cassel (Stock Picker, Intelligent Fanatics) to uncover how retail investors can exploit institutional blind spots, evaluate management as a primary moat, and execute disciplined exit strategies in microcap equities. What You Will Learn The 18% Profitability Filter: Why 82% of microcap stocks are unprofitable traps—and how focusing on the profitable minority eliminates 95% of blow-up risk. Management as the Moat: Why traditional competitive moats don't exist in $50M companies, making repeated winning CEOs and skin-in-the-game teams the ultimate catalyst. The Illiquidity Premium: How institutional size constraints create a structural advantage for retail investors trading illiquid $10k/day volume stocks. Why You Can't "Coffee Can" Microcaps: Why the average winning microcap trade lasts 16–18 months and requires active maintenance due diligence rather than passive buy-and-hold. The 49% Hit Rate Reality: What Lee Freeman-Shore’s study of top hedge fund managers proves about stock-picking accuracy vs. execution and position sizing. Timestamps 00:01:00 — Introduction: Welcoming Ian Cassel, author of Stock Picker and founder of Microcap Club 00:02:26 — Investor Life Cycles: How early wins, losses, and environment shape risk temperament 00:05:16 — The $20k to $120k to $8k Rollercoaster: Ian’s dot-com boom and bust during high school and college 00:11:00 — Story Stocks vs. Fundamentals: Why starting with narrative stocks creates high risk tolerance 00:12:35 — The XM Satellite Radio Case Study: How a $1.78 microcap turnaround generated a 10x recovery 00:18:38 — Management is the Moat: Evaluating repeated winners, capital allocators, and pedigreed teams 00:25:15 — Why Quality Small Businesses Go Public: Valuations, capital efficiency, and global microcap markets 00:30:25 — The Reality of Microcap Holding Periods: Why short shelf-lives demand active selling discipline 00:33:25 — Developing the "Spidey Sense": Recognizing management body language and thesis decay 00:40:00 — The Illiquidity Premium Data: Roger Ibbotson’s Yale study on microcap outperformance 00:48:25 — The Art of Execution: Why top investors win with a 49% hit rate through position sizing Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing The Perfect Jean makes insanely comfortable, great-fitting jeans you can wear all day—check them out at theperfectjean.nyc. Function Health helps you get ahead of your health with comprehensive lab testing and clear, actionable insights—learn more at functionhealth.com. Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 58m 07s | ||||||
| 9/10/26 | Path to Confidence: Stop Chasing the Market and Pick Your Lane | In Part 1 of the "Path to Confidence" series, Stephen Morris and Andrew Sather tackle a critical lesson for beginner investors: you must know what game you are playing to avoid gambling away your money. The hosts break down key investor archetypes—from hands-off 401(k) "set-it-and-forget-it" investors to broad-market index/ETF purists—exploring the pros, cons, and tax strategies behind each path. Moving beyond passive strategies, Stephen and Andrew analyze the realities of physical real estate versus REITs, alongside the mental grit required to succeed as an individual stock picker. The episode wraps up with a concrete action step: identify your investor archetype, write it down, and use it to confidently filter out any financial media noise that doesn't fit your personal game plan. What You Will Learn How to identify your specific investor archetype so you stop playing the wrong financial game and focus on your strengths. The key pros, cons, and tax strategies of 401(k)s, Roth IRAs, and low-cost index ETFs. The truth about real estate investing, comparing the heavy debt and hands-on labor of physical property to the passive simplicity of REITs. The mental grit required for stock picking, and why long-term fundamental investing beats high-stress day trading every time. A simple, 1-step action item to filter out distracting financial media noise and stay completely confident in your strategy. Timestamps 02:15 – Introducing the "Path to Confidence" Series 03:30 – Archetype 1: The 401(k) "Set It & Forget It" Investor 04:30 – Pros & Cons of Employer-Sponsored 401(k) Plans 07:15 – Strategy Breakdown: 401(k) Match vs. Roth IRA 09:20 – Archetype 2: The Index Fund & ETF Purist 11:20 – Why ETFs Are the Safest Learning Ground for Beginners 12:55 – Archetype 3: Real Estate (Is Your Primary Home an Investment?) 15:10 – The Reality of Physical Real Estate: Leverage, Labor & Debt Risks 19:37 – REITs: The Truly Passive Alternative to Property Management 29:13 – Archetype 4: The Stock Picker Mindset & Mental Toughness 49:50 – Archetype 5: Trader vs. Investor (Day Trading Risks vs. Compounding) 58:10 – The Action Step: Your Sticky Note Assignment & Filtering Media Noise Resources Mentioned The Value Spotlight Newsletter: https://einvestingforbeginners.com/value-spotlight-newsletter/ Have questions or want your story featured? Email the show at [email protected] or comment below. Your feedback shapes the podcast! Remember, invest with a margin of safety—emphasis on the safety. Have a great week, and we’ll talk to you next time. Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening. Today’s show is sponsored by: Download Cash App Today: https://click.cash.app/ui6m/0th4z72y #CashAppPod As a Cash App partner, I may earn a commission when you sign up for a Cash App account. Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Bitcoin services provided by Block, Inc. For additional information, see the Bitcoin disclosures. Shopify: Stop waiting for permission to build something. Your next revenue stream starts for free at shopify.com/beginners Turn your passion into profit, connect directly with eager buyers, and grow your business by hosting live, interactive auctions at https://whatnot.com/sell Supercharge your productivity and automate your daily tasks by building custom AI agents in your all-in-one workspace at https://notion.com/investing The Perfect Jean makes insanely comfortable, great-fitting jeans you can wear all day—check them out at theperfectjean.nyc. Function Health helps you get ahead of your health with comprehensive lab testing and clear, actionable insights—learn more at functionhealth.com. Interested in how your company sponsor the show? Reach us at [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | YouTube | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices | 1h 06m 57s | ||||||
| 9/8/26 | financial triviacredit scores+5 | Andrew | U.S. | — | financial triviacredit score+5 | — | 1h 00m 11s | ||
| 9/7/26 | stock analysisrevenue growth+4 | — | McKinsey | — | revenue growthstock price+5 | — | 48m 08s | ||
| 9/3/26 | NVIDIAsemiconductor industry+5 | — | NVIDIATSMC+6 | — | NVIDIAsemiconductors+8 | — | 51m 27s | ||
| 9/1/26 | financial misstepswasting money+5 | — | — | — | financial misstepswasting money+5 | — | 54m 19s | ||
| 8/31/26 | investment strategiesmarket psychology+3 | Jared Dillian | Awesome PortfolioBitcoin+4 | — | market volatilityinvestment returns+3 | — | 39m 46s | ||
| 8/27/26 | financial metricsstock screening+4 | — | Capital OneNetflix+4 | — | stock screenerrevenue growth+5 | — | 49m 47s | ||
| 8/25/26 | personal financecompound interest+5 | — | — | — | financial advicemilestone anxiety+5 | — | 1h 00m 20s | ||
| 8/24/26 | artificial intelligencespace exploration+4 | — | OpenAIAnthropic+10 | — | AISpaceX+7 | — | 1h 08m 05s | ||
| 8/20/26 | emotional investingposition sizing+3 | — | The Psychology of Position Sizing | — | emotional extremes24-Hour Rule+3 | — | 42m 47s | ||
| 8/18/26 | personal financefinancial traps+4 | — | SoFi | — | budget stagnationlifestyle creep+3 | — | 55m 59s | ||
| 7/21/26 | financial decisionspersonal finance+5 | — | Tesla Model 3MacBook Air+1 | — | financial decisionsgrading+5 | — | 1h 13m 43s | ||
| 7/20/26 | valuing banksinsurance valuation+3 | Nate | — | — | banksinsurance+6 | — | 54m 30s | ||
| 7/16/26 | growth stocksinvestment strategies+4 | — | T. Rowe PriceApple+5 | — | T. Rowe Pricegrowth stock checklist+5 | — | 50m 45s | ||
| 7/14/26 | debt payoff strategiesleasing vs buying a vehicle+3 | — | — | — | snowball debt payoffavalanche debt payoff+5 | — | 1h 00m 16s | ||
| 7/13/26 | business autopsycompany risks+4 | — | Toys R UsKrispy Kreme+2 | Walmart | debtdilution+6 | — | 48m 43s | ||
| 7/9/26 | company declineinvestor psychology+4 | — | SearsBorders+3 | — | company declineinvestor psychology+6 | — | 47m 24s | ||
| 7/7/26 | financial peacecontrol over finances+3 | Andrew Sather | — | — | perfect dayfinancial surprises+3 | — | 53m 30s | ||
| 7/6/26 | risk managementmarket volatility+4 | — | — | — | margin of safetyvolatility+4 | — | 52m 01s | ||
| 7/2/26 | tech stocksmarket volatility+5 | — | AIAMD+3 | — | tech rotgrowth stocks+5 | — | 47m 50s | ||
| 6/30/26 | personal financemargin+3 | Evan | The Value Spot | — | personal financemargin+5 | — | 43m 15s | ||
| 6/11/26 | dividendsDividend Aristocrats+5 | — | Dividend AristocratsDividend Kings+1 | — | dividend safetyhigh yield warning+5 | — | 37m 17s | ||
| 6/9/26 | saving for goalsfinancial planning+3 | — | motorcyclesafety gear+2 | — | savingfinancial goals+3 | — | 35m 46s | ||
| 6/8/26 | market timinglong-term investing+3 | Ben Carlson | Ritholtz Wealth ManagementRisk and Reward | — | investingwealth building+5 | — | 49m 31s | ||
| 6/4/26 | margin of safetyvalue investing+3 | — | The Intelligent Investor | — | margin of safetyvalue investing+5 | — | 48m 14s | ||
| 6/2/26 | home improvementfinancial planning+4 | — | — | — | home improvementfinancial stress+4 | — | 39m 42s | ||
| 6/1/26 | financial modelingvaluation+4 | Tim Vipond | Corporate Finance Institute | — | FMVAfinancial statements+4 | — | 43m 18s | ||
| 5/28/26 | live researchhigh-growth stocks+5 | — | On HoldingLightSpray | SwitzerlandChina | On Holdinghigh-growth stock+5 | — | 55m 46s | ||
| 5/26/26 | money stressmental health+5 | — | — | — | financial stressmental health+5 | — | 1h 03m 11s | ||
| 5/25/26 | franchisingwealth building+3 | Jon Ostenson | Non-Food Franchising | — | franchisingwealth building+3 | — | 25m 21s | ||
| 5/21/26 | Caterpillarinvestment analysis+4 | — | AICaterpillar+1 | — | Caterpillarinvestment+5 | — | 58m 37s | ||
| 5/19/26 | recession preparationfinancial security+4 | — | AAR50 | — | recessionjob security+4 | — | 47m 41s | ||
| 5/18/26 | AI in investingdata reliability+3 | David Trainer | New ConstructsGoogle Cloud | — | AIinvesting+5 | — | 52m 15s | ||
| 5/14/26 | portfolio managementdiversification+3 | — | — | — | portfolio managementdiversification+3 | — | 49m 45s | ||
| 5/12/26 | high interest ratessavings+5 | — | Fed | — | high interest ratessavings accounts+4 | — | 41m 45s | ||
| 5/11/26 | stock ideasinvestment strategies+3 | — | Ferrari EVStock Market | — | stock ideasinvestment methods+4 | — | 46m 14s | ||
| 5/7/26 | circle of competenceinvesting mistakes+3 | — | — | — | circle of competenceinvesting+3 | — | 47m 22s | ||
| 5/5/26 | electric vehiclesfinancial impact+5 | — | Tesla Model 3 | — | EVelectric vehicle+6 | — | 41m 46s | ||
| 5/4/26 | compound interestinvesting basics+3 | — | Compound InterestRule of 72 | — | compound interestRule of 72+3 | — | 51m 14s | ||
| 4/30/26 | share dilutionbuybacks+3 | — | bitcoincrypto+6 | — | share dilutionbuybacks+7 | — | 54m 10s | ||
| 4/28/26 | job-hoppingfinancial decision making+3 | Andrew Sather | — | — | job-hoppingfinancial whys+3 | — | 46m 29s | ||
| 4/27/26 | IPOfinancial statements+3 | — | Chick-fil-ASpaceX | — | IPOfinancial statements+5 | — | 46m 46s | ||
| 4/23/26 | Amazon feesAI in business+3 | — | AmazonAllbirds | — | AmazonAllbirds+5 | — | 42m 22s | ||
| 4/21/26 | debt managementmortgage+3 | — | The Value Spotlight Newslettereinvestingforbeginners.com | — | debtmortgage+5 | — | 49m 35s | ||
| 4/20/26 | investing basicsovercoming skepticism+4 | — | ApplePatriots+1 | — | investingcompounding+5 | — | 44m 26s | ||
| 4/16/26 | AI and software stocksSaaS sell-off+4 | — | Software-as-a-Service (SaaS)Adobe | — | AIsoftware stocks+5 | — | 40m 38s | ||
| 4/14/26 | Dollar-Cost AveragingLump Sum Investing+3 | — | Costco | — | dollar-cost averaginglump sum investing+3 | — | 42m 54s | ||
| 4/13/26 | earnings callscorporate jargon+3 | — | Wall StreetMergers & Acquisitions+1 | — | earnings callsheadwinds+5 | — | 46m 33s | ||
| 4/9/26 | Earnings CallsStock Picking+3 | — | AmazonTarget | — | Earnings CallsFinancial Metrics+3 | — | 46m 04s | ||
| 4/7/26 | tax trapsself-employment taxes+5 | — | Roth IRAHigh-Yield Savings Account+1 | — | taxesinvesting+6 | — | 45m 47s | ||
| 4/6/26 | dividendsstock buybacks+4 | — | Marathon Petroleum | — | dividendsbuybacks+5 | — | 40m 19s | ||
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Chart history for The Investing for Beginners Podcast - Your Path to Financial Freedom
Peaked at #10 in TR, top 10 in 1 of 24 tracked markets, currently #10 in TR.
| Market | Genre | Peak | Current | Trend |
|---|---|---|---|---|
| TR | — | #10 | #10 | — |
| KE | — | #19 | #19 | — |
| IL | — | #22 | #22 | — |
| RO | — | #43 | #43 | — |
| SA | — | #44 | #44 | — |
| TR | — | #62 | #62 | — |
| IL | — | #64 | #64 | — |
| MY | — | #69 | #69 | — |
| United Kingdom | — | #79 | #79 | — |
| NG | — | #89 | #89 | — |
| Canada | — | #102 | #102 | — |
| KE | — | #105 | #105 | — |
| United States | — | #107 | #107 | — |
| India | — | #110 | #110 | — |
| Spain | — | #117 | #117 | — |
| HU | — | #124 | #124 | — |
| IS | — | #131 | #131 | — |
| AR | — | #132 | #132 | — |
| GR | — | #139 | #139 | — |
| AE | — | #156 | #156 | — |
Chart Positions
24 placements across 20 markets.
Chart Positions
24 placements across 20 markets.