21 tiny habits that will help you build wealth in 2026

About this episode

Michael discusses the habits and strategies that helped his family build a significant investment portfolio over eight years.

In this episode, Michael walks through the thinking and habits behind his family’s journey from having nothing saved in 2017 to building a €800,000 investment portfolio in eight years. This episode is based on his recent article for The Irish Independent and expands on the real mechanics behind wealth-building: saving first, avoiding lifestyle creep, investing consistently, and letting time do the heavy lifting. If you've ever felt that FIRE sounds unrealistic, extreme, or only achievable for high earners - this episode is for you. Show Notes:The original article:https://www.independent.ie/business/money/21-tiny-habits-that-will-help-you-build-wealth-in-2026/a2046147432.html Join the newsletter:https://www.firepodcast.ie/newsletterThis episode has been sponsored by KennCo Insurance. KennCo Underwriting Ltd T/A KennCo Insurance is regulated by The Central Bank of Ireland.

People in this episode

Host: Michael Houghton

Topics covered

• wealth building
• financial independence
• saving habits
• investment strategies
• lifestyle choices

Keywords

• wealth
• FIRE
• investment portfolio
• saving
• lifestyle creep
• financial habits
• consistency

Sponsors

KennCo Insurance

Mentioned in this episode

Organizations: The Irish Independent

Places: Ireland

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• FIRE VS Financial Advisors - an Interview with Robert Whelan · April 14, 2026 · 52 min
• 8 Years Later: The FIRE Mistakes That Shaped My Journey · March 30, 2026 · 42 min
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