The Kuderna Podcast

Dr. Srividya Jandhyala, author of The Great Disruption: How Geopoliticsis Changing Companies, Managers, and Work, is a Professor at ESSEC and former Fund Global Fellow at Princeton. We discuss the changing global order, corporate nationality, green energy, and trade concerns. Learn more at https://www.cambridge.org/core/books/abs/great-disruption/contents/3397262F705FF4A91A35B037BB3E8574. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #8443346.1 exp. 11/27

Dr. William Forstchen is the author of over 50 books, including One Second After and the John Matherson series, which have been on the New York Times bestseller list for over 8 years and are currently being made into a movie. He has also co-authored three Civil War novels with Newt Gingrich. Forstchen is a professor of history at Montreat College and a subject matter expert on national security threats, EMPs, history, and current affairs. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #8375550.1 exp. 9/27

Elaine Pofeldt is the author of "Tiny Business, Big Money" and "The Million-Dollar, One-Person Business". She was twice nominated for the National Magazine Award for her work with FORTUNE Magazine. She's a graduate of Yale and focuses on entrepreneurship and solopreneurs. Learn more about Elaine at https://www.elainepofeldt.com. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 #7786490.1 exp. 5/27

Kate O'Neill is a strategic advisor for Google, Yale, the UN, and more. One of the first 100 employees at Netflix, she teaches leaders how to leverage tech with empathy to maximum value to customers and shareholders. Her new book is titled, "What Matters Next: A Leader's Guide to Making Human-Friendly Tech Decisions in a World That's Moving Too Fast". Learn more about Kate at https://www.koinsights.com. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 7756758.1 exp. 3/27

Michael Wolk is a Broadway producer and has written screenplays including "Innocent Blood", produced by Warner Brothers and directed by John Landis, mystery novels such as "The Beast On Broadway" and "Signet". He is currently working on a musical adaptation of "The Pianist" and the forthcoming "The Karate Kid". His performances have been at The Lincoln Center, Kennedy Center, George Street Playhouse, and in Central Park. He's the founder of All For One Theatre, he works and lives in Times Square. Check out Michael's newest book, "Devils Game" at https://try.devilsgame.com. This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 7756614.1 exp. 3/27

Jeanne Sheehan Zaino is a political science professor at Iona and expert in public opinion and political foundations. Zaino and Kuderna focus on the life and contributions of Sikandar Hayat Khan, a significant yet overlooked figure in the history of India and Pakistan, and its parallels to the American Revolution. The conversation delves into the complexities of the partition of India, the challenges of establishing democracy, and the role of the U.S. in promoting democratic values globally. They cover the current state of democracy, the complexities of interventionism, and the historical lessons learned from power vacuums. She emphasizes the need for constant care and reform of democratic systems to ensure they remain effective and responsive to the needs of the people. Follow Jeanne at https://www.iona.edu/faculty/zaino-jeanne and order her new book at https://www.amazon.com/American-Democracy-Crisis-Rethinking-Madisonian-ebook/dp/B08RXQ252Q/ref=sr_1_1 Keywords: political science, democracy, history, Sikandar Hayat Khan, partition of India, public opinion, political foundations, minority rights, American government, global politics, democracy, interventionism, power vacuums, American democracy, reforms, political structure, governance, historical lessons, political parties, government accountability This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 7517579.1 exp. 1/27

Host, Bryan Kuderna, puts on his CFP hat to discsuss the concept of tax loss harvesting, explaining its significance in investing and tax planning. He discusses how to offset capital gains with capital losses, the importance of understanding capital gains taxes versus income taxes, the wash sale rule, capital loss income tax deduction, and when to implement tax loss harvesting effectively. Chapters 00:00- Introduction to Tax Loss Harvesting 13:20- When to Use Tax Loss Harvesting 24:46- Current Market Context and Strategy Keywords: tax loss harvesting, capital gains, investment strategy, tax planning, financial advice, portfolio management, tax benefits, investment returns, market trends, financial education, cfp, kuderna This podcast is for informational purposes only. Guest speakers and their firms are not affiliated with or endorsed by PAS or Guardian. This material contains the current opinions of the speakers but not necessarily those of PAS, Guardian or its subsidiaries and such opinions are subject to change without notice. None of the organizations mentioned in this podcast have any affiliation with Guardian or PAS. Bryan Kuderna is a Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS). OSJ: 50 Tice Blvd. Woodcliff Lake, NJ 07677 (973)244-4420. Securities products and advisory services offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly owned subsidiary of Guardian. Kuderna Financial Team is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #OK04194 7385803.1 exp. 11/26