The Lazy Equity Podcast

She started at 25 with one property, no clients, and no mentor. Today Emily Wallace has a 50,000-strong following, a thriving buyer's advocacy in Melbourne, and some very strong opinions about where the property market is heading. This episode covers three things you need to hear right now. Melbourne is about to move: • Emily has been buying in Melbourne through the lockdowns, the sentiment slump, and the years every other market ran ahead of it. • Her take: it is a ticking time bomb. What first home buyers actually need to know right now: • Emily has a rule she applies to every client before they start searching. • She also gets into how the federal budget is about to squeeze first home buyers and investors into the same price band and why that creates a real problem for the people it was supposed to help. Building a brand from zero in a market that did not take you seriously: • The industry thought she was too young when she started. • Consumers had never heard of a buyer's agent under $3 million because of The Block. • She built an audience through education before she had a track record to sell. • She breaks down exactly how she did it - the strategy she used on TikTok and why her education degree turned out to be the best qualification she could have had for this industry.Connect with Us: Instagram: @tiapropertybuyers Website: https://tiaproperty.com.au/ Wallace Advocates - wallaceadvocates.com.au The Investors Agency - theinvestorsagency.com.au The Lazy Equity Podcast by The Investors Agency. New episodes fortnightly, follow on Apple Podcasts and Spotify. General information only. Not financial or property advice. Always seek advice based on your individual circumstances.See omnystudio.com/listener for privacy information.

House prices are not rising for the reasons people keep repeating.In this episode of the Lazy Equity Podcast, Mike Mortlock from MCG Quantity Surveyors, joins us to unpack the real forces behind the pressure in Australia’s housing market, beyond the headlines and the usual political noise.This is a sharp conversation for investors who want the full picture, not the simplified narrative. In this episode, we cover: Why the investor debate can miss the bigger structural picture What changes to CGT and negative gearing could mean in today’s market Why the 1.2 million homes target is already falling short How labour shortages, construction blowouts, and planning delays are restricting supply Why renters, investors, and first home buyers are all under pressure at once What affordability pressure is doing to the market If you have been trying to make sense of what is really happening behind Australia's rising property prices, this is a great place to start.See omnystudio.com/listener for privacy information.

A fresh episode of the Lazy Equity Podcast is here, and this time Darren and Justin are diving into the questions every property investor is wrestling with. From rentvesting to upgrading your home, to whether you should buy in a trust or your own name, we’re breaking down the strategies everyday investors are weighing up and separating the myths from the data.Inside this episode, we cover: The rentvesting strategy vs upgrading your home multiple times, and which path actually accelerates wealth How your income and salary really determine what’s possible in today’s lending climate The pros and cons of buying in a trust versus in your personal name Key budgeting considerations most investors overlook when planning their first (or next) property Where to invest and how to avoid getting caught in the wrong market at the wrong time This episode is perfect for new and growth-minded investors looking for clarity on strategy, structure, and smart decision-making in the property game.🎙️ Tune in now to get real answers to the questions every investor is asking.See omnystudio.com/listener for privacy information.

We’re back with another big episode of the Lazy Equity Podcast, and today we’re joined by Geoff Lai from Strategic Brokers(recently ranked in the top 100 brokers in Australia by MPA). In just his third year of broking, Geoff climbed to number 56 nationally, a rapid rise built on strategy, systems, and serious results for his clients.This conversation goes far beyond interest rates and loan product, it’s about how to structure finance strategically to unlock more opportunities, not just cheaper repayments. Geoff unpacks the real levers investors can pull to scale smarter, avoid common traps, and position themselves for long-term growth.Together, we dive into: The reality behind rate drops and why not all lenders move the same way How choosing the “cheapest rate” can actually limit your portfolio potential Fixed vs variable loans and the strategy Geoff uses to help clients maximise growth during rate cuts How SMSFs and trust structures create different lending opportunities (and hurdles) Why Victoria is heating up again, how valuations are lagging behind the data, and what that means for investors in fast-moving markets Tactics to compete in hot markets, from unconditional offers to bridging short valuations with confidence This episode is for anyone who wants to move beyond surface-level finance conversations and start thinking like a strategist. Whether you’re a first-time investor or looking to scale into your next properties, Geoff’s insights will shift how you view lending, risk, and opportunity.🎙️ Tune in now to discover how to structure your finance for flexibility, growth, and long-term success."See omnystudio.com/listener for privacy information.

In this episode of The Lazy Equity Podcast, we’re joined by powerhouse financial advisor Ryan Bultitude, known for helping everyday investors unlock the full potential of their property portfolios through strategic leverage. If you're ready to scale faster and smarter without starting from scratch this conversation is your blueprint. Ryan breaks down the art and science of leverage not just as a financial tool, but as a philosophy. Together, we unpack the exact tactics, frameworks, and lending strategies that have helped investors move from single-property stagnation to multi-property momentum. From identifying untapped equity to structuring loans for maximum growth, this episode is packed with real-world wisdom you can use immediately. But beyond the numbers, there’s a mindset shift at the core of leveraging successfully. Ryan and the team explore: Why clarity beats caution when it comes to scaling How adopting a legacy-driven mindset unlocks bold action The importance of viewing leverage as a growth accelerator, not a risk factor How emotional detachment from individual assets can help you play the long game Whether you're feeling stuck, playing it too safe, or unsure how to take your portfolio to the next level this episode will give you the mental framework and practical strategies to move forward with confidence. 🎧 Tune in and learn how to leveraging can help you attain lasting wealth.See omnystudio.com/listener for privacy information.

In Part Two of The Lazy Equity Podcast, Darren continues the conversation with property expert Mike Mortlock, Managing Director of MCG Quantity Surveyors, to explore the next layer of insights shaping Australia’s real estate landscape. Building on the big-picture forces covered in Part One, this episode dives deeper into: 🌏 Global ripple effects: From shifting interest rates to international market movements impacting Aussie property🏠 Local market dynamics: How buyer sentiment, construction trends, and regional shifts are evolving in real time 🔍 What’s next for investors: Mike’s expert outlook on opportunities, risks, and strategies for navigating the months ahead whether you’re a seasoned investor, first-time buyer, or simply fascinated by the property game, this episode delivers fresh insights and actionable takeaways you won’t want to miss. 👉 Don’t forget to LIKE, SUBSCRIBE, and hit the 🔔 notification bell to stay ahead of the curve with weekly property market expertise! Property Investing www.theinvestorsagency.com.auSee omnystudio.com/listener for privacy information.

Real estate can be one of the most powerful vehicles for building wealth — but only if you know how to navigate the risks. In this episode, Darren and Justin expose the real estate land mines that can derail even the most promising investment journey. From overlooked red flags to emotional decision-making, you'll discover: The subtle traps investors often miss How to assess risk without fear-driven choices Proven strategies to grow your portfolio safely and sustainably Whether you're buying your first property or managing a growing portfolio, this episode will give you the insights to move forward with confidence. Don’t let missteps turn your investment dream into a financial nightmare. Tune in and learn how to sidestep the setbacks and build smarter.See omnystudio.com/listener for privacy information.

In this episode of the Lazy Equity Podcast, we are excited to feature Josh, a dedicated buyer's agent from our team at The Investors Agency. Having entered the property investment arena at the age of 23, Josh now shares his journey and the valuable lessons learned along the way as he embarks on his second property acquisition. Throughout the conversation, we explore the intricate details of investing in units versus houses in the Australian market. Josh provides his perspective on the broader economic forces at play, including capitalism and entrepreneurship, and how these elements influence current and future real estate investment strategies. Listeners will gain an insider’s view on effective property investment, guided by Josh’s firsthand experiences and his analytical approach to the evolving real estate landscape. Whether you’re making your first investment or looking to expand your portfolio, this episode offers crucial insights into making informed decisions in the dynamic world of property investment.See omnystudio.com/listener for privacy information.

In this episode of the Lazy Equity Podcast, we had the fantastic opportunity to chat with the remarkable James Short. James has been the pivotal business coach to Bobby during the early days of the Investors Agency. He is celebrated for his ability to propel Real Estate Agents, Directors, and Principals beyond the $1 million GCI threshold using his innovative Peak Performance Formula. Throughout this insightful episode, James delves into the critical importance of coaching for achieving excellence across various fields, including real estate, sales, and sports. By sharing his wealth of knowledge and proven strategies, he offers listeners a clear pathway for refining their vision and attaining their aspirations. To hear more from James, check out his links below: Website: www.jamesshort.com.au YouTube: James Short - YouTube Instagram: @coachjamesshort Facebook: James Short - Facebook See omnystudio.com/listener for privacy information.

In this episode, we had the pleasure of hosting the incredible Emily Wallace, owner of Emily Wallace Buyers Advocate and Co-Host of My Millennial Property. Emily speaks on her journey as a buyer's advocate, highlighting why she focuses exclusively on owner-occupier property purchasing and shares some insights into her dynamic partnership with her brother Harry, shedding light on how they closely collaborate to serve their clients' needs effectively.Whether you're a seasoned investor or a first-time buyer, this episode is packed with actionable advice and insider knowledge you won't want to miss! To hear more from Emily check out her links below: Instagram: https://www.instagram.com/emily_wallace_ba/ TikTok: https://www.tiktok.com/@buyersadvocatemelbourne Emily Wallace Buyers Advocate: https://www.emilywallace.com.au/ Resources: https://linktr.ee/emily_wallace_ba My Millenial Property: https://open.spotify.com/show/6yWxqtrrBmN72XgeBE4Jl7 See omnystudio.com/listener for privacy information.

Join host Bobby Haeri as he talks to James from the Investors Agency about his history and how he came to work at the Investors Agency, as well as a deep dive into market trends and the impact of interest rate decisions. They also delve into how James's commerce degree and mortgage broking experience has translated into him being a Buyers Agent and helping clients purchase investment properties. Don't forget to join the Lazy Equity Facebook group to be part of a community passionate about achieving wealth through property investment! See omnystudio.com/listener for privacy information.

Get ready as we bring you episode 19 of The Lazy Equity Podcast with your host Bobby and special guest Sam from Aureus Financial. Join Bobby and Sam as they tackle some of the most pressing topics in property investment. From the ever-present issue of inflation and its impact on the economy to the intricacies of immigration policies and their economic implications, they leave no stone unturned. But that's not all—this episode has something for everyone. As they explore the financial landscape, Sam takes a moment to answer burning questions about property investing, providing valuable advice and strategies for those looking to navigate this exciting market. Meanwhile, Bobby's love for BBQing shines through as he learns some mouth-watering tips and tricks from Sam, ensuring that even the culinary enthusiasts among us won't be disappointed. You can find sam on Instagram at @sampenatta_ or learn more about his work at https://www.aureusfinancial.com.au/ Don't forget to join the Lazy Equity Facebook group to be part of a community passionate about achieving wealth through property investment! See omnystudio.com/listener for privacy information.

In Episode 17 of the Lazy Equity podcast, Bobby is joined by his fellow director, Darren Venter as they chat about the launch of their new software platform DIYBA. While not normally known for a plug, both Bobby & Darren wanted to take the time to share this information with their audience as they know the incredible amount of value it can bring. DIYBA is an Australian first designed to give everyday Aussies access to the same data the professionals use to find the best-performing properties in the best-performing markets around the country. A great episode for anyone interested in exploring property investment and is looking for the most economical solution on the market, both in terms of cost & performance. Don't forget to join the Lazy Equity Facebook group to be part of a community passionate about achieving wealth through property investment! See omnystudio.com/listener for privacy information.