Why Canada Will NEVER Tax Your Home Profits

Why Canada Will NEVER Tax Your Home Profits

From The Missing Middle Podcast by Cara Stern, Mike Moffatt, and Meredith Martin

May 27, 2026 · 19 min · Season 1 · Episode 179

About this episode

The episode discusses Canada's capital gains exemption on primary residences and its impact on the housing crisis and inequality.

Why are Canadians allowed to sell their homes tax-free while profits from stocks and investments get taxed? And is that policy making Canada’s housing crisis even worse? In this episode of Classonomics Sabrina Maddeaux and Mike Moffatt break down Canada’s capital gains exemption on primary residences, why it exists, why politicians are terrified to touch it, and whether it’s contributing to skyrocketing home prices and inequality between homeowners and renters. They explore the history of the...

People in this episode

Host: Mike Moffatt

Guest: Sabrina Maddeaux

Topics covered

  • tax policy
  • housing crisis
  • capital gains exemption
  • homeownership
  • inequality
  • politics

Keywords

  • Canada
  • tax-free home sales
  • capital gains
  • housing prices
  • homeowners
  • renters
  • politicians

Mentioned in this episode

Places: Canada

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