The Prosperity Project

How often should you review your KiwiSaver — and what should you actually be looking at? In this episode of The Prosperity Project, we talk through what matters when reviewing your KiwiSaver, from your retirement goals and contribution levels to fees, fund types and provider performance. Financial commentator Russell Hutchinson explains why you shouldn’t just chase last year’s top-performing fund, how to think about active versus passive management, and why performance after fees is what really counts. Plus, is checking your KiwiSaver balance every week helpful — or just a distraction?See omnystudio.com/listener for privacy information.

Buying or selling a house is a complicated and often confusing process that real estate agents are smack in the middle of, and stand to benefit from.  So what should we share when dealing with an agent, and what should we keep close to our chest? Barfoot & Thompson real estate agent Ryan Harding joins Nadine Higgins to explain what you need to consider as a vendor or a buyer, the things agents are obligated to disclose, whether commissions are negotiable, how to spot an inflated appraisal and which sales method could get the best result. He also reveals why conditional buyers may need to pay more, what really happens when an auction passes in, and which buyers won't reap the rewards of a 'buyer's market.'See omnystudio.com/listener for privacy information.

Are you raising a child who thinks money just appears? From pocket money and piggy banks to KiwiSaver, first jobs and the temptation to bail them out, the lessons start much earlier than many parents realise. So, should chores earn cash? When should children start investing? And when is it better to let them make a mistake? Hayden Mulholland from Become Wealth joins Nadine on The Prosperity Project to explain how to raise kids who actually understand money.See omnystudio.com/listener for privacy information.