Freddie Mac New Small Conventional Loan

Freddie Mac New Small Conventional Loan

From The Real Estate Espresso Podcast by Victor Menasce

June 9, 2026 · 6 min · Season 9 · Episode 160

About this episode

This episode discusses Freddie Mac's new Conventional Small loan program designed for mid-size multifamily investors.

Today’s show is sponsored by The Cost Segregation Guys . If you own investment real estate and haven’t looked seriously at cost segregation, you could be leaving significant tax savings on the table. If you click on the link you will be connected with them directly and qualify for a discount. ------------- If you're a mid-size multifamily investor. You're not a mom-and-pop landlord with two units and you're also not an institutional shop with a dedicated capital markets team. You're in the middle — and historically, that middle ground has been underserved by the lending market. The big agency programs were built for big loans. Local banks could handle the small stuff, but once your deal got past a certain size, things got awkward and the terms got worse. Sound familiar? That's exactly the investor Freddie Mac's Conventional Small program was built for. On April 15th, 2026, Freddie Mac renamed their Small Balance Loan program — previously called the SBL — to Conventional Small, and folded it directly into their core Conventional platform. Loan sizes run from two million to ten million dollars. The cap was raised from $7.5 million to $10 million as part of the April 2026 upgrade —…

People in this episode

Host: Victor Menasce

Topics covered

  • multifamily investing
  • Freddie Mac loans
  • cost segregation
  • real estate financing
  • small balance loans

Keywords

  • Freddie Mac
  • Conventional Small
  • Small Balance Loan
  • cost segregation
  • multifamily investing
  • real estate financing
  • loan terms

Sponsors

The Cost Segregation Guys

Mentioned in this episode

Organizations: Freddie Mac

Products: Conventional Small, Small Balance Loan

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