
Umbrella Reform, JSL & Chapter 11: Risk, Responsibility and Opportunity
From The Recruitment Network Podcast by The Recruitment Network
April 1, 2026 · 51 min
About this episode
The episode discusses the implications of Umbrella Reform and Chapter 11 on the recruitment industry, focusing on risk and opportunities for agencies.
Umbrella reform is about to change the recruitment supply chain. From April 2026, Joint & Several Liability means agencies could become responsible if payroll providers fail to pay PAYE. And with Chapter 11 developments, the way contractors are engaged may shift again. For recruitment leaders, this isn’t just compliance. It changes the risk profile of your contractor desk. But it also creates opportunity. Agencies that get ahead of these changes can: ✅ Strengthen their supply chains. ✅ Remove risky operators. ✅ Protect their margins. ✅ Position themselves as trusted advisors to clients. We’re bringing together a panel of industry experts to discuss what Umbrella Reform and Chapter 11 really mean for recruitment businesses. Joining the discussion hosted by James Osborne: Dave Johnson , Head of Legal, PayStream Andrew Maxwell , BDM, Kimson Kam Jittlar , Managing Director, Cinch Colin Gunnell , CEO, Liquid Friday Andrew Chamberlain , Head of Strategic Policy & Advocacy, FCSA If you run a contractor desk or lead a recruitment business, this will be a valuable discussion.
People in this episode
Host: James Osborne
Guests: Dave Johnson, Andrew Maxwell, Kam Jittlar, Colin Gunnell, Andrew Chamberlain
Topics covered
- Umbrella reform
- Joint & Several Liability
- Chapter 11 developments
- recruitment supply chain
- contractor engagement
- risk management
- business opportunities
Keywords
- Umbrella Reform
- Joint & Several Liability
- recruitment agencies
- contractor desk
- risk profile
- supply chain
- PAYE
Mentioned in this episode
Organizations: PayStream, Kimson, Cinch, Liquid Friday, FCSA
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