Stop Asking for a Lower Price. Do This Instead.

Stop Asking for a Lower Price. Do This Instead.

From The Residual Real Estate Agent Show by Jose Luiz Morales

May 31, 2026 · 16 min

About this episode

In this episode, Jose Luiz Morales discusses how buyers can save more money by using seller credits for interest rate buydowns instead of pushing for lower prices.

Most buyers push for a lower price because it feels like the smart move. The interest rate buydown vs price reduction math will change how you negotiate forever. That $10,000 you fought to get off the price? It saves you about $40 a month. That same $10,000 used as a seller credit to buy down your rate saves you closer to $250 a month. Nobody is running these numbers at the table, and that is exactly why most buyers leave money on the table every single time. In this episode I sit down with...

People in this episode

Host: Jose Luiz Morales

Topics covered

  • real estate negotiation
  • interest rate buydown
  • price reduction
  • buyer strategies
  • financial savings

Keywords

  • real estate
  • negotiation
  • interest rates
  • buyer credits
  • price negotiation

More episodes of The Residual Real Estate Agent Show

Explore listener stats, chart rankings, contacts and more on the The Residual Real Estate Agent Show podcast page.