The Street Smart Millionaire

This week on The Street Smart Millionaire, Rick Ruby with Lizy Hoeffer  A business coach and founder of The CORE Training: Rick Ruby is a prominent figure in the real estate and mortgage industries. He founded The CORE Training in 2001, which offers coaching programs for loan officers and real estate agents, focusing on business planning, goal setting, tracking metrics, and sales techniques. He is known for mentoring professionals and hosts live coaching sessions.  👉 Watch The Episode Now: Street Smart Millionaire Podcast with LIzy Hoeffer  The Street Smart Millionaire Podcast Hosted by Rick Ruby | The CORE Training

This week on The Street Smart Millionaire, Rick Ruby discusses 4 things that helped shape him.A business coach and founder of The CORE Training: Rick Ruby is a prominent figure in the real estate and mortgage industries. He founded The CORE Training in 2001, which offers coaching programs for loan officers and real estate agents, focusing on business planning, goal setting, tracking metrics, and sales techniques. He is known for mentoring professionals and hosts live coaching sessions.👉 Watch The Episode Now: https://youtu.be/P5G-R_71p34The Street Smart Millionaire PodcastHosted by Rick Ruby | The CORE Training

🎙️ Street Smart Millionaire with Jackson Thomas In this week’s episode, Rick Ruby interviews Jackson Thomas, a longtime client turned top producer, who went from struggling in 2016 to closing $110M in loans a year and earning $1.7–$2M annually.Inside the conversation:How Jackson scaled from entry-level coaching to Level 3 successWhy discipline is the best addiction and the secret to consistencyThe reality of being a “grinder” — and why that beats talent or charmHow he saves 20% every month and gives away 10% of gross incomeThe balance of wealth, faith, family, and fitness (and why it all matters)Why being coachable comes down to hunger and egoRick & Jackson’s take on investing: S&P, Magnificent 7, and beyondThis is a story of hard work, faith, and relentless drive — and the blueprint for anyone chasing the millionaire path.🎧 Watch the Full Episode on YouTube →P.S. Rick & Jackson will both be at The Summit, November 5–7. If you’re a lender or Realtor® doing $25M+ a year, don’t miss your chance to be in the room.👉 Learn More About The Summit Here →

In this episode, Rick Ruby sits down with client and CORE Coach Patrick Langhans to break down how he: 👉 Watch Here ✅ Went from $170K to $1M+ in income — six years running✅ Runs a tight, process-driven business that closes 20+ deals a month✅ Built wealth through consistency, discipline, and structure✅ Cultivates deep relationships with high-level Realtor partners✅ Uses coaching to stay accountable and keep growing 👉 Watch Here Plus: The real ROI of being coached hard Why fewer referral partners = more money How saving 20% of your income for 30 years will make you rich And what it means to do life with your business partners If you're a Realtor, lender, or entrepreneur chasing elite-level results — this is one you can't afford to miss. 🎧 Watch or Listen Now 👉 Watch Here

Visit us online today at https://www.thecoretraining.com to learn more about how The CORE Training Inc can transform your mortgage or real estate business.Don’t forget to follow us on social media!LIKE us on Facebook ---- https://www.facebook.com/TheCORETraining & https://www.facebook.com/TheCoreREFollow us on Twitter ---- https://twitter.com/thecoretraining & https://twitter.com/TheCoreREFollow us on Instagram ---- https://www.instagram.com/thecoretrainingFollow us on LinkedIn ---- https://www.linkedin.com/company/the-core-training-incSign Up for our Sales Mega Marathon ---- https://www.coremegamarathon.comCheck out our SUMMIT Events! ---- https://www.thecoretraining.com/thesummit/Shop our store! --- https://shop.thecoretraining.com/

Millionaire Moves in MortgageThis week on The Street Smart Millionaire, we’re sitting down with Ryan Buckholdt of CrossCountry Mortgage — one of the sharpest minds in the game.💬 From scaling a high-performance team to dominating in competitive markets, Ryan shares the exact mindset and moves that separate top producers from the rest.What you’ll hear: ✅ Real talk about leadership ✅ Tactical strategies for deal flow ✅ How to thrive when others stall📈 If you’re in real estate or lending, this is the episode you don’t skip.🎧 Now streaming everywhere — Apple, Spotify, YouTube #StreetSmartMillionaire #MortgageSuccess #RealEstatePodcast #CoreTraining #RyanBuckholdt #CrossCountryMortgage #TopProducerTips

💥 New Episode of Street Smart Millionaire 💥🎥 Watch now: https://www.youtube.com/watch?v=wCEI5DXvGNE📞 Book a Free Coaching Call: https://thecoretraining.lpages.co/mortgage-real-estate-coaching-free-consultation-2025/Meet Damien — a third-generation plumber who's built a $2M net profit business while staying in shape, raising a family, and staying grounded in faith.✅ Runs a team of 25+ plumbers✅ Expanded into multiple cities✅ Balances business, fitness, and family✅ Shares real lessons on leadership and disciplineThis episode is packed with practical takeaways. Watch now and get inspired.#StreetSmartMillionaire #TheCORETraining #PlumbingBusiness #Entrepreneurship #BlueCollarSuccess #BusinessCoaching #WorkLifeBalance #LeadershipInTrades

The people who win in this business aren't the quiet ones—they're the ones who stay close to the money.✅ They bug their coach.✅ They push their regional.✅ They call top producers daily.You want more? Be a pest. Ask. Follow up. Show up.This isn’t about charm—it’s about action.Realtors doing $6M–$30M. Loan reps doing $10M+.That's the target. Now go hunt.#SalesStrategy #MortgageCoach #RealEstateTips #CORETraining #MillionaireMindset #TopProducer #CoachRickRuby #WealthBuilding #SalesTactics #HighPerformance #NoExcuses #BeRelentless

What does it look like when one of the most disciplined, high-performing business coaches in the country sits down with the guy who manages his wealth?You’re about to find out.In this week's episode of The Street Smart Millionaire, Rick Ruby brings on his personal financial advisor, Jeffrey Fratancangeli—the man trusted with protecting and growing Rick’s fortune.This isn’t theory. This is real strategy from inside the vault.Jeffrey manages money for CEOs, athletes, and high-net-worth entrepreneurs—and in this episode, he shares exactly how the wealthy think, where they put their money, and what most people get dead wrong about investing.Rick opens up about:Why 20% of your income must be saved and where it should goHow he protects his wealth while still playing offenseWhat Jeffrey taught him that completely shifted his financial gameWhy most people confuse income with wealth—and how to fix itThis is not a feel-good episode. It’s a wake-up call for producers who make great money but still feel broke.If you make $100K+ and want to keep more of it—this is the episode that can change your life.💼 Learn how the top 1% actually manage their money 💰 Discover Rick’s personal investment mindset 📊 Steal the frameworks that wealthy people use dailyWatch. Share. Save. Because wealth isn’t about what you earn—it’s about what you keep.👉 Available now wherever you get your podcasts.

🔥 STREET SMART MILLIONAIRE PODCAST — NEW EPISODE LIVE 🔥 🎯 "You don’t need more leads. You need the right ones. You don’t need more hustle. You need direction." — Rick RubyNext week, I’ll be in San Antonio hosting one of my biggest events of the year: ✅ 500 people in the room ✅ 120 paying $5,000 each to attend ✅ 340 of my private coaching clients ✅ 35 CORE coaches ✅ 140 of them will earn $1M+ this year ✅ 18 of them for the very first timeI’m bringing the heat, the strategy, the systems — and the accountability.If you’re a lender or real estate agent, here’s what I teach:How to create a consistent pipeline of warm leads — not cold garbage, but people who know, like, and trust youHow to build a team that delivers a white glove, world-class experience — the kind of service that creates raving fans and nonstop referralsHow to manage your money like a millionaire — tight P&Ls, strategic investments, and building generational wealthMost of you think more leads solve all problems. They don’t. Too many leads with no systems? You’re drowning. I’ll show you how to turn fewer better leads into bigger profits.We’re not in the business of surviving. We’re in the business of dominating.Let me ask you: 👉 Are your clients raving about the experience you provide? 👉 Are you generating enough warm leads to grow 20% per year? 👉 Are you building real wealth — not just income?If not, that’s exactly what I help with.I’ve coached 767 people to become millionaires. And I’m on a mission to raise 400 more.I don’t coach part-time. I’m not a “life coach.” I’m a high-level business coach who teaches: ✅ Lead generation ✅ Team building ✅ Money mastery ✅ Personal discipline ✅ Spiritual alignment ✅ Legacy planningIf you’re in the mortgage or real estate business and you’re finally ready to get serious — not just “busy” — then it’s time to talk.🎧 This episode breaks it all down: the mindset, the systems, the coaching, and how I’ve built a life and business that creates millionaires, serves my family, and honors my purpose.📲 DM me “COACH” for a free consultation 🔗 Episode link in bio 🙌 Pray for safe travels for our team headed to San Antonio — it’s going to be a game-changing week.#StreetSmartMillionaire #RickRuby #CORETraining #MortgageCoach #RealEstateCoaching #MillionaireMentor #WealthBuilding #LeadershipDevelopment #BuildLegacy #BusinessGrowth #SalesCoaching #WhiteGloveService #LeadGeneration #FinancialFreedom #PurposeDriven

This week on The Street Smart Millionaire, Rick Ruby pulls no punches. He shares what it really takes to become wealthy and why so many business owners stay broke chasing the wrong vision.💥 Are you focused on building wealth, or just building a brand?Rick breaks down the 3 essentials of business growth:A flood of warm, qualified leadsA spectacular, dependable teamAnd smart money managementHe also drops the 4 pillars of a powerful business model:Active, present ownershipStrong capital reservesA consistent client experienceA unified, all-in team cultureAnd in classic Rick Ruby fashion — he holds nothing back.🎯 “I am broken. I hate it. And I’m going to seek help.” If you’re not growing, you’re dying. If you’re not improving, you’re slipping. And if you want to build wealth with purpose, it starts with accountability.P.S. Are you a Realtor or Lender doing $20M+ in volume?Want real coaching from real producers? Join Rick in San Antonio for the Level 3 Summit, May 14–16. 👉 Book Your Spot NowThe CORE Training Helping Lenders & Realtors Make More Money, Save More Money, & Get More Organized.

In this episode, Rick Ruby doesn’t sugarcoat it. From market volatility to employee drama and leaky swimming pools, he dives into how clarity, consistency, and hard work cut through the noise. You’ll get tactical insight on his personal investing habits, his income strategy, and what separates overachievers from everyone else.Key Takeaways:✅ Why the world craves stability—and how to stay focused anyway✅ Rick’s monthly investing playbook (yes, the exact stocks)✅ The 3 keys to wealth: lead flow, a great team, and strong financials✅ The power of vision, mission, and purpose✅ Why hard work isn’t optional—and how balance comes after effort✅ The truth about sales calls, follow-up, and earning trustRick’s Challenge to You:Write down your vision, mission, and purpose. Then go take action. The difference between average and exceptional is always effort.🎧 – The Street Smart Millionaire – Episode 11📍 Want to grow faster? Join The CORE Club🔥 Ready for the next level? Come to The Summit – May 14-16💼 Coaching for serious professionals: Explore The CORE Training The information shared in this episode of The Street Smart Millionaire is for educational and informational purposes only. It does not constitute financial, investment, legal, or tax advice. Any examples or references to specific investments, performance, or financial outcomes are for illustrative purposes only and do not guarantee similar results. Always consult with a licensed financial advisor or professional before making any financial decisions.

🔥 The Secret to Success? Surrendering to the Right Process! 🔥Most people think success is about working hard. But the real secret? Following a proven system and trusting the right mentors.In this episode of The Street Smart Millionaire, Rick Ruby sits down with a long-time coaching client who went from $300K to nearly $2M in annual income by surrendering to structure, discipline, and the right coaching.🚀 Inside This Episode:✔ Why ‘ego’ holds most people back from real success✔ How top performers juggle business, family, and personal life—without dropping the ball✔ The importance of mentorship, faith, and relentless execution✔ Why organization and time management are non-negotiable for high achieversIf you’re tired of hitting a ceiling in your business and want to learn how REAL winners operate, you need to listen to this episode.🎧 Tune in now:👉 Podcast: The Street Smart Millionaire👉 Coaching: Ready to go ALL IN? Get coached by the best: The CORE Training👉 The CORE Club: Get access to elite business training & systems: The CORE Club🔥 Stop making excuses. Start following a system. WIN. 🔥#Entrepreneurship #BusinessSuccess #WealthBuilding #SalesTraining #TheCORETraining #StreetSmartMillionaire