Financial Literacy & Decision-Making: Why Money Problems Are Thinking Problems | Thinking 2 Think

Financial Literacy & Decision-Making: Why Money Problems Are Thinking Problems | Thinking 2 Think

From Thinking 2 Think by Michael A Aponte

May 27, 2026 · 17 min · Episode 72

About this episode

M.A. Aponte discusses how cognitive biases affect financial decision-making and offers insights into improving financial behavior.

Send us Fan Mail Financial Budget/Wealth Management app (FREE): https://centsora.com/ Nearly one in three Americans don't track their spending—yet 76% say they're optimistic about improving their finances. That gap between intention and outcome is a thinking problem, not a math problem. In this episode, M.A. Aponte unpacks four cognitive biases that sabotage financial behavior — present bias, anchoring, loss aversion, and identity spending — and shows how building financial liter...

People in this episode

Host: M.A. Aponte

Topics covered

  • financial literacy
  • cognitive biases
  • decision-making
  • money management
  • personal finance

Keywords

  • financial literacy
  • cognitive biases
  • money problems
  • decision-making
  • wealth management

Sponsors

Centsora

Mentioned in this episode

Organizations: Centsora

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