
Financial Literacy & Decision-Making: Why Money Problems Are Thinking Problems | Thinking 2 Think
From Thinking 2 Think by Michael A Aponte
May 27, 2026 · 17 min · Episode 72
About this episode
M.A. Aponte discusses how cognitive biases affect financial decision-making and offers insights into improving financial behavior.
Send us Fan Mail Financial Budget/Wealth Management app (FREE): https://centsora.com/ Nearly one in three Americans don't track their spending—yet 76% say they're optimistic about improving their finances. That gap between intention and outcome is a thinking problem, not a math problem. In this episode, M.A. Aponte unpacks four cognitive biases that sabotage financial behavior — present bias, anchoring, loss aversion, and identity spending — and shows how building financial liter...
People in this episode
Host: M.A. Aponte
Topics covered
- financial literacy
- cognitive biases
- decision-making
- money management
- personal finance
Keywords
- financial literacy
- cognitive biases
- money problems
- decision-making
- wealth management
Sponsors
Centsora
Mentioned in this episode
Organizations: Centsora
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