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- 🇨🇦CA · Investing#1355K to 30K
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Est. listeners per new episode within ~30 days
1.5K to 9K🎙 Daily cadence·27 episodes·Last published yesterday - Monthly Reach
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5K to 30K🇨🇦100% - Active Followers
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2K to 12K
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Recent episodes
32 - Setting Up Automated Investing in Wealthsimple (Plus Debt Payoff & Travel Compensation Wins)
Jun 5, 2026
13m 22s
31. Your Ultimate Guide to Wealthsimple and How to Choose a TFSA or RRSP
May 22, 2026
18m 55s
30. Money Myths: Why Budgeting Alone Won’t Build Wealth and When Debt Can Be Good
May 15, 2026
16m 15s
29 - Money Myths: You Don’t Need to Be Rich to Invest & Income Doesn’t Equal Wealth
May 8, 2026
9m 18s
28 - Why Community Matters and How Investment Fees Can Cost You
May 1, 2026
15m 57s
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| Date | Episode | Description | Length | ||||||
|---|---|---|---|---|---|---|---|---|---|
| 6/5/26 | ![]() 32 - Setting Up Automated Investing in Wealthsimple (Plus Debt Payoff & Travel Compensation Wins) | In this episode of TGIF: Two Girls Investing Friday, Jess and Colleen catch up and share some massive weekly wins! One paid off a huge chunk of personal debt in about three months by focusing on lowering credit utilization and tackling higher-interest balances, while the other successfully claimed airfare compensation after an overnight delay (pro-tip: delays over three hours may qualify!).They then walk through setting up automated, recurring investments in a Wealthsimple RRSP to help reduce taxable income, explaining ETFs and key index concepts along the way. Using examples like VFV (Vanguard S&P 500 ETF), VDY (high dividend Canadian ETF), and adding XAW (global equities), they demonstrate exactly how to select “buy on a schedule,” choose your frequency and start date, and ensure your purchases occur inside an RRSP or TFSA rather than a non-registered account.Finally, they preview a future episode on investment options and portfolio considerations so you can keep building your confidence!Note: In the episode, we refer to a global ETF excluding North America as "VI"—the correct ticker symbol is VIU!Connect with us on: TikTok: @twogirlsinvesting Instagram: @twogirlsinvesting00:00 Welcome to TGIF00:34 Sunny Catch Up01:04 Debt Payoff Win02:01 ADHD Debt Strategy03:35 Investing for Taxes04:08 Flight Delay Payout05:55 Automation Setup Intro06:47 VFV and Index Basics08:23 VDY Dividends Explained09:01 Recurring Buys Walkthrough10:17 Add Global ETF XAW12:13 Next Episode Teaser | 13m 22s | ||||||
| 5/22/26 | ![]() 31. Your Ultimate Guide to Wealthsimple and How to Choose a TFSA or RRSP | Jess hosts TGIF solo while Colleen is away and answers a listener question from Pam about using Wealthsimple and whether to invest through a TFSA or RRSP. She explains Wealthsimple as a Canadian fintech offering chequing and investing accounts, and reviews three investing approaches: traditional financial advisors, robo-advisors, and self-directed investing, emphasizing how higher fees can significantly reduce long-term returns. Jess breaks down how TFSAs work and how RRSPs differ. She shares a common guideline of using $50,000 income to help decide, notes many people use a hybrid approach, clarifies RRSP withdrawal options including the Lifelong Learning Plan and First-Time Home Buyers Plan, and reminds listeners they can hold multiple TFSA/RRSP accounts without overcontributing.00:00 Welcome to TGIF00:34 Jess Solo Update00:54 Listener Question Setup01:17 What Is Wealthsimple02:34 Ways to Invest03:48 Why Fees Matter06:36 TFSA Explained09:29 RRSP Explained12:14 TFSA vs RRSP Rules14:19 RRSP Withdrawal Options16:41 Multiple Accounts Limits17:49 Wrap Up and Thanks | 18m 55s | ||||||
| 5/15/26 | ![]() 30. Money Myths: Why Budgeting Alone Won’t Build Wealth and When Debt Can Be Good | Jess and Colleen catch up on busy family schedules and rising costs, then discuss tax surprises when owning businesses, prompting plans to calculate and set aside amounts monthly and contribute more to RRSPs while balancing liquidity. They continue their “money myths” series, emphasizing that budgeting and saving are essential foundations but not enough for wealth and time freedom; investing to outpace inflation and increasing income through job changes, negotiating (especially for women), or side hustles are key accelerators. They also challenge the idea that all debt is bad, distinguishing high-interest consumer debt from productive debt like mortgages or business loans, and describe how wealthy people may borrow against assets to avoid selling and triggering taxes. Next episode addresses TFSA vs RRSP and Wealthsimple.00:00 TGIF Podcast Intro00:34 May Schedule Chaos01:07 Kids Sports Costs02:33 Tax Season Surprises04:22 RRSP Planning Balance06:24 Money Myth Budgeting08:30 Boost Income Strategies11:26 Money Myth Debt13:38 Rich Use Leverage15:19 Wrap Up Listener Qs | 16m 15s | ||||||
| 5/8/26 | ![]() 29 - Money Myths: You Don’t Need to Be Rich to Invest & Income Doesn’t Equal Wealth | In this TGIF (Two Girls Investing Friday) episode, Jess and Colleen introduce a discussion on common money myths and share a preview of two major ones. First, they debunk the idea that you need to be rich to start investing, noting that fractional shares and dollar-cost averaging make it possible to begin with very small amounts, especially when investing is automated from each paycheck; they also mention the importance of a foundation like paying off high-interest debt, building an emergency fund, and understanding timelines, while warning that holding large cash balances can lose value to inflation and miss potential gains. Second, they challenge the belief that a higher income automatically makes someone wealthy, emphasizing lifestyle creep, debt-financed “looking rich,” and the need for money management skills at any income level. They tease more myths for the next episode and invite listeners to share their own.00:00 Welcome to TGIF00:34 Yukon Spring Catch Up00:48 Money Myths Intro01:09 Myth One Start Investing02:05 Fractional Shares Explained03:18 Automation and Inflation05:09 Myth Two High Income06:07 Lifestyle Creep Examples06:55 Debt Versus Wealth08:45 Wrap Up and Next Week | 9m 18s | ||||||
| 5/1/26 | ![]() 28 - Why Community Matters and How Investment Fees Can Cost You | Jess and Colleen share that their podcast is about sharing their different financial journeys to normalize Canadian women talking about money, reduce isolation through community, and highlight how finances affect stress, mental health, and relationships, noting finances as a leading cause of divorce in Canada and that AI can’t replace real community support. They invite listeners to comment, share wins and stories, download free and paid resources, and suggest ideas for what the community should look like. The episode then returns to beginner investing mistakes: investing without a clear plan, goal, or time horizon; taking too much risk for short-term goals (where a high-interest savings account may be better); insufficient diversification across geographies and sectors; panic selling during market downturns; and ignoring fees, especially high mutual fund fees compared with lower-fee ETFs, including asking advisors to show long-term fee impacts. Next week’s topic is money myths and mindset.00:00 Why We Podcast00:22 Money Community Matters01:01 Stress Mental Health Link01:38 Beyond AI Support02:18 You Are Not Alone02:48 Join The Community03:26 Beginner Investing Mistakes03:45 Plan Goals Time Horizon05:22 Diversification Basics07:08 Learn Before You Invest08:20 Avoid Panic Selling10:25 How Often To Check12:30 Fees Can Destroy Returns14:30 Next Week Money Myths14:51 Wrap Up And Share | 15m 57s | ||||||
| 4/24/26 | ![]() 27 - Travel Credit Card Points and Beginner Investing Mistakes | Jess returns from a short hiatus with updates on her upcoming house purchase, complex tax preparations, and plans to record her music. The conversation shifts to credit card points strategies. Jess explains why she prefers a card with no foreign transaction fees and maximizes value by redeeming points for travel instead of statement credits. Jess and Colleen note the importance of paying off the balance every month. Finally, they tackle common beginner investing mistakes like emotional trading and chasing fast returns through individual stocks. They recommend replacing those mistakes with proven long-term habits: relying on diversified ETFs, dollar-cost averaging, automating investments, and prioritizing time in the market.00:00 Jess Returns Update00:42 Taxes And House Prep01:26 Studio Plans Postponed02:09 Songwriting Journey03:08 Credit Card Points 05:20 Redeeming Points Smartly07:25 Beginner Investing Mistakes07:49 Stocks And ETFs15:13 Time In Market DCA16:50 Wrap Up And Next Episode | 17m 44s | ||||||
| 4/17/26 | ![]() 26 - Credit Card Points 101: Welcome Offers, Annual Fees, and Booking Bora Bora With Points | In this TGIF Two Girls Investing Friday episode, Colleen continues a conversation with guest Jaya while Jess is away, focusing on credit card points strategies. Jaya explains she never carries a credit card balance and emphasizes that welcome offers work best when you pay in full, since interest can erase rewards value. They discuss minimum-spend requirements, typical bonus ranges, and using planned expenses (not extra spending) to earn points, including having spouses apply separately to double welcome bonuses. Jaya shares how she booked a Bora Bora overwater bungalow for five nights for about $738, plus flights using points, and outlines using transferable points and timing transfers only when ready to book. She covers managing annual fees via a travel budget, leveraging first-year-free offers, and calling banks for product-change offers to earn additional bonuses while maintaining credit history.00:00 Podcast Intro00:34 Episode Setup With Jaya01:03 No Balances Rule02:11 Welcome Offers Strategy03:28 Bora Bora Points Win05:23 Earning Fast Without Overspending07:03 Planning Future Trips08:18 Europe Booking Tactics10:00 Cancel Downgrade Credit Impact11:00 Annual Fees And Product Changes12:53 Beginner Tips And Takeaways13:43 Guest Plug And Wrap Up | 14m 11s | ||||||
| 4/10/26 | ![]() 25 - How to Travel for Less: Hacks, Point Transfers, and Everyday Multipliers | Colleen hosts TGIF Fridays without Jess and interviews Jaya, a Yukon-based traveler and mom of four, about using points and miles to reduce travel costs. Jaya emphasizes first understanding the value and redemption options of existing points (e.g., statement credits vs bank travel portals), then choosing cards with category multipliers, and eventually using transferable points via programs like RBC Avion and American Express. She discusses transferring points to airline partners, timing transfers only when ready to book, and using welcome offers by meeting minimum spend without carrying balances. Jaya shares booking a Bora Bora overwater bungalow for $738 for five nights (vs $2,000/night) using 271,000 Marriott points, plus flights using points (including 85,000 points per person). She covers annual-fee strategy, first-year-free offers, product changes, and keeping the oldest card open for credit history.00:00 Welcome and Guest Intro01:29 Why Travel Points Matter03:44 Maximizing Your Current Points07:19 Transferable Points and Flight Strategy09:50 Everyday Spend Multipliers11:48 Ethical Amex Use and Transfers14:18 Part One Wrap and Teaser15:11 Part Two Welcome Back15:56 No Balances and Welcome Offers18:58 Bora Bora on Points Breakdown23:02 Planning Future Trips and Europe27:12 Managing Multiple Cards and Credit Score Tips29:37 Annual Fees and Product Changes33:12 Beginner Advice and Closing | 15m 17s | ||||||
| 4/3/26 | ![]() 24 - Embarrassing Money Spends and Staying Calm in a Market Dip | In this TGIF Two Girls Investing Friday episode, Jess & Colleen chat about lingering winter weather and concerns about snowmelt flooding. They share embarrassing money stories, including late-night postpartum purchases, which leads into a discussion on how small app charges and forgotten subscriptions can add up. They recommend regularly reviewing phone subscriptions and note that companies may refund accidental renewals. They also discuss saving money through meal planning, highlighting the Mob app that builds grocery lists from selected recipes, and mention online grocery shopping for budget control. Finally, they address recent market volatility tied to disrupted oil supply during a war in Iran, emphasizing long-term investing, dollar-cost averaging, buying opportunities during corrections, mindset and language shifts ("down" vs. "lost"), risk tolerance, diversification, and teasing future episodes on starting with Wealthsimple, beginner mistakes, and money myths.00:00 Podcast Welcome00:34 Back After A Break00:44 Cold Weather Catch Up01:37 Embarrassing Money Story04:52 App Spending Adds Up07:15 Meal Planning App Hack09:39 Grocery Shopping Strategies10:41 Market Dip And Mindset11:39 Stop Predicting Markets12:31 Volatility Is Normal13:48 Stay the Course14:19 Headlines and Fear15:16 Mindset and Language17:21 Time Horizon and Diversification19:43 Risk Tolerance Check20:41 Market Manipulation Talk24:22 Buy the Dip Mindset25:03 Next Episodes and Wrap | 25m 55s | ||||||
| 3/20/26 | ![]() 23 - HELOC Strategies, Mortgage Renewals, and Why MER Fees Matter | In this TGIF Two Girls Investing Friday episode, the hosts discuss cold March weather before diving into mortgages and HELOCs as many Canadian mortgages come up for renewal. They review responsible HELOC uses like debt consolidation, and explain the Smith Maneuver concept of borrowing against growing home equity to invest, noting the risks of borrowing to invest if markets decline and the need to repay the HELOC. They also cover how investment-loan interest can be tax deductible in Canada when investing in a non-registered account, and mention rising (but still low) title/property fraud where having a HELOC lien may add protection. They describe an equity mortgage that automatically makes paid-down principal available via HELOC for uses like rental property down payments, then define MER (management expense ratio), contrasting high-fee mutual funds with lower-fee ETFs and how fees erode long-term returns.00:00 Welcome to TGIF00:34 March Weather Catchup01:49 Mortgage Renewals and HELOCs02:50 Smith Maneuver Explained05:11 Risks of Borrowing to Invest06:11 Tax Deductible HELOC Interest07:16 Title Fraud and HELOC Protection09:30 Equity Mortgage for Rentals11:52 MER Investing Fees 10116:04 Mutual Funds vs ETFs Fees20:01 Next Episode and Wrap Up | 20m 24s | ||||||
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| 3/13/26 | ![]() 22 - The Snowshoe Stragey, Diversification 101 and when to use a HELOC | In this TGIF Two Girls Investing Friday episode, Jess and Colleen discuss building wealth without jargon by focusing on diversification and how home equity lines of credit (HELOCs) fit into mortgage and debt strategy. They explain why a diversified portfolio helps manage risk, using a “stiletto vs. snowshoe” analogy, and Jess shares her own mix: mostly stock ETFs across the US, Canada, and global markets, plus some high-dividend ETFs, a small allocation to bonds and gold (via a gold ETF), and an emergency fund in a high-interest savings account, all held on Wealthsimple due to low fees. They define key terms like stocks, ETFs, bonds, and bond maturity dates, including all-in-one portfolio ETFs. They also cover HELOCs as secured credit with lower rates, best used for debt consolidation or value-adding renovations rather than depreciating purchases, and preview a future episode on debt payoff and credit score strategies.00:00 Welcome to TGIF00:34 Friday Money Mindset01:58 Why Diversify02:34 Snowshoe vs Stiletto04:24 Jess Portfolio Breakdown05:15 Platforms and Fees06:37 ETFs Stocks Bonds Explained09:15 All in One ETFs11:30 Individual Stocks and Gold13:08 Start Small Keep Learning14:46 HELOC Basics16:39 Using HELOCs Wisely21:32 Debt Payoff Updates Next22:50 Wrap Up and Follow | 23m 09s | ||||||
| 3/6/26 | ![]() 21 - The Real Estate Trick Investors Use to Get Their Next Down Payment | In this TGIF Two Girls Investing Friday episode, Colleen & Jess continue their real estate series by focusing on how to access a down payment for rental properties that typically require 20% down. They share personal money wins and lessons about resisting unnecessary purchases, including returning clothes and missing an electronics return window. Jess explains how profits from selling a renovated Calgary home became invested in her TFSA/RRSP, grew over about six years to $60,000 with continued monthly contributions, and helped fund a 20% down payment on an Airbnb rental alongside her husband. For a second property, she describes saving again and using refinancing to pull equity from the existing rental, outlining how lenders may allow borrowing up to 80% of an appraised value, how payments and interest rates affect the decision, and that proceeds are tax-free but accrue interest. They also discuss Whitehorse’s low vacancy rate, high rents, and choosing to rent below market to avoid gouging, then tease a future episode on portfolio diversification.00:00 Welcome to TGIF00:34 Real Estate Series Setup01:10 Money Win Returns02:41 Return Window Lessons03:50 Mindset on New Outfits05:42 Down Payment Story08:15 Using Equity Refinance09:11 Refinance Math Explained11:06 Payments and Rate Risks14:12 Rental Market Ethics15:57 Impact and Money Mindset18:33 Wrap Up and Next Episode | 19m 11s | ||||||
| 2/27/26 | ![]() 20 - How To Invest in Real Estate: Hacks & Actionable Steps | The hosts, Jess and Colleen, of TGIF Two Girls Investing Friday discuss actionable ways to start investing in real estate, focusing first on house hacking—buying a primary residence (including duplexes, triplexes, or suites) and renting part of it to help cover the mortgage—highlighting access to lower down payments (5% up to $500,000 and 10% up to $1,000,000), lower interest rates, and the rule to live in the home for a year. They share alternative strategies for saving a down payment, like house sitting or living with family, and cover renovations as “sweat equity.” They compare primary residences versus rentals, explaining capital gains tax on rental property sales, rules discouraging quick flips, and how taxes apply when a property is partly rented over time. They also discuss short-term rental restrictions in Whitehorse and using RRSP contributions and write-offs to reduce taxable rental income.Sign up for our monthly newsletter and see our other resources HereConnect with us on:Tik TokInstagram00:00 Welcome to TGIF00:34 Real Estate Game Plan00:58 House Hacking Basics04:41 Saving for a Down Payment06:47 Renovate and Flip Lessons09:22 Rentals and Capital Gains12:34 Airbnb Rules and Balance15:36 Rental Income Tax Strategy18:06 Wrap Up and Next Episode | 18m 09s | ||||||
| 2/20/26 | ![]() 19 - Olympics Mindset, Money Wins, and Real Estate Basics (Why Your Home Isn’t Always an Investment) | In this TGIF episode of Two Girls Investing, Jess & Colleen draw parallels between Olympic progression and the investing mindset. Using their backgrounds as figure skaters, they highlight athletes like 42-year-old Deanna Stellato-Dudek to prove that it’s never too late to start, whether in sports or finance.Key Highlights:Celebrating Wins: The hosts share a listener's success in paying off a car and hitting financial milestones early, emphasizing the power of small victories.Credit & Debt: Expert tips on managing debt and improving credit utilization (aiming for under 50%) to prep for mortgage renewals and negotiations.Real Estate Basics: A guide to down payments (5% for primary vs. 20% for rentals) and a candid debate on whether a primary home is a "true" investment given taxes, maintenance, and interest.Market Insights: How real estate serves as a diversification tool, the impact of the 2008 financial crisis, and the roles of character and integrity in the financial world.The episode wraps with a look at real estate as a "next step" after maxing out TFSAs and RRSPs. For more, follow the show on Spotify, TikTok, and Instagram.0:00 Welcome to TGIF: Investing Made Simple (Not Financial Advice)00:34 Today’s Agenda: Olympics, Listener Win, and a Real Estate Series01:08 How We Met: Competitive Figure Skating Rivals Turned Friends01:29 Olympic Figure Skating Glow-Up: Quads, Quad Axels & New Scoring Tricks03:18 Age Isn’t a Limit: The 42-Year-Old Olympian That Changed Our Mindset07:35 From Athletic Longevity to Money Mindset: It’s Never Too Late to Invest08:16 Listener Win of the Week: Paying Off a Car + Hitting a Big Goal Early08:53 Celebrate the Small Money Wins: Debt Progress, Mindset & Accountability10:47 Boosting Your Credit Score Before Mortgage Renewal11:21 Debt Payoff Strategy Shift: Getting Balances Under 50%12:06 Real Estate Basics: Personal Home vs. Rental Property Rules13:14 Is Your Primary Residence Really an Investment?14:40 Hidden Costs of Homeownership (Taxes, Insurance, Maintenance)15:58 Jess’s Real Estate Path: Renting + Airbnb + New Build Rentals16:30 Why Rental Properties Need 20% Down (and Higher Rates)17:05 Real Estate as Portfolio Diversification After TFSA/RRSP19:24 Do Real Estate and Stocks Crash Together21:01 2008 Crisis Explained: Subprime Mortgages & Mortgage-Backed Securities21:59 Money, Greed, and Character: The Ethics Behind Financial Decisions23:31 Wrap-Up: Listener Qs, Where to Comment, and Next Episode Teaser | 24m 18s | ||||||
| 2/13/26 | ![]() 18 - Spend on Coffee, Save on Taxes and The RRSP vs. TFSA Guide to Tax Deductions | In this episode of 'TGIF Two Girls Investing Friday,' Jess and Colleen dive into personal finance strategies with a focus on the everyday choices that can impact financial health. They begin with a light-hearted chat about balancing life's small luxuries, like coffee outings, with broader financial goals. The conversation then transitions into detailed discussions on saving on taxes, the benefits and differences between RRSPs and TFSAs, and strategies for doing taxes either independently or with professional help. The episode wraps up with a teaser for their next discussion on real estate investing, inviting listeners to contribute their questions on the topic.00:00 Welcome to TGIF: Two Girls Investing Friday00:36 Personal Finance and Lifestyle Choices00:54 Moments of Magic: Finding Joy in Everyday Expenses03:49 Personal Finance is Personal08:17 Diving into Taxes: Tips and Tools13:04 Exploring TurboTax and Wealthsimpe for Taxes13:36 Rental Income and Taxes15:18 Tax-Saving Strategies and Credits16:43 Understanding RRSPs and TFSAs for Tax Benefits20:45 Claiming Work-Related Expenses and Union Fees25:28 Final Thoughts and Upcoming Real Estate Episode | 26m 42s | ||||||
| 2/6/26 | ![]() 17 - From Kenya to Kickbacks: Travel Tales & Tax Write-Offs | In this episode of TGIF Two Girls Investing Friday, the hosts return from a brief hiatus during which one of them visited Kenya. They share details about the mesmerizing safari and coastal experiences in Kenya, discussing the cost implications of currency. They then pivot to discuss business ventures, with Colleen detailing her journey of turning her love for shopping into a successful subscription box business supporting Canadian small businesses. Jess shares insights on running an Airbnb, including the tax benefits and strategic expense tracking to minimize taxable income. They conclude by teasing the next episode, which will focus on tax strategies.00:00 Welcome to TGIF: Two Girls Investing Friday00:34 Jess's Kenya Adventure04:49 Turning Shopping into a Business07:48 Financial Benefits of Running a Business10:45 Maximizing Inventory Efficiency11:03 Paying Yourself and Business Growth11:53 Personal Finance Strategies14:46 Understanding High-Interest Savings Accounts15:05 Monthly Interest Myths18:17 Tax Benefits of Owning Rental Properties21:34 Concluding Thoughts and Next Episode Teaser | 22m 36s | ||||||
| 1/23/26 | ![]() 16 - The True Cost of Kenya: Travel Goals vs. Long-Term Investing | In this episode of TGIF: Two Girls Investing Friday, Jess and Colleen break down the fundamentals of budgeting and saving for a major trip, as Jess prepares for her upcoming visit to Kenya. They discuss the costs involved, including flights, safari expenses, and accommodations, and share strategies for saving and budgeting over a lengthy period. Additionally, Jess and Colleen touch on topics like delayed gratification, the importance of financial planning with a partner, and balancing immediate desires with long-term financial goals. The episode closes with a teaser for their next discussion on money myths and how Colleen turned her love for shopping into a business.00:00 Welcome to TGIF: Two Girls Investing Friday00:34 Jess's Trip to Kenya: Planning and Budgeting02:41 Safari Adventures and Costs09:00 Saving Strategies and Financial Discipline12:25 Balancing Financial Goals and Enjoyment17:28 Upcoming Episodes and Listener Engagement18:12 Closing Remarks and Social Media | 18m 26s | ||||||
| 1/16/26 | ![]() 15 -The -55°C Survival Guide: Hidden Costs & Why a $50 Shirt Costs More Than You Think | In this episode of TGIF - Two Girls Investing Friday, Jess & Colleen discuss their personal experiences with extreme winter conditions in the Yukon and the financial implications it carries. They talk about the increased costs related to vehicle maintenance, fuel, and children's winter gear, providing a real-world perspective on unexpected expenses. The conversation also delves into the concept of the value of a dollar, highlighting how saving and investing money can compound over time, significantly increasing its potential value. The hosts share practical tips on how to shift one's mindset towards more mindful spending and the long-term benefits of investing. As a teaser for the next episode, one of the co-hosts promises to reveal the detailed costs of an upcoming trip to Kenya and how she budgeted for it.00:00 Introduction to TGIF: Two Girls Investing Friday00:34 Surviving the Yukon Cold: Vehicle Challenges01:55 Fuel and Maintenance Costs in Extreme Cold04:57 Winter Gear and Family Expenses11:09 Bus Cancellations and Winter Challenges12:53 Financial Planning for Unpredictable Expenses14:09 The Value of a Dollar16:34 $50 Spent vs Invested18:40 Make Your Money Work For You 21:23 Share With Us Your Win of The WeekSign up for our monthly newsletter and see our other resources HereConnect with us on:Tik TokInstagram | 22m 47s | ||||||
| 1/9/26 | ![]() 14 - The Cost of Cold: Managing Utility Spikes & Our 2025 Financial Wins and Setbacks | In this episode of TGIF Two Girls Investing Friday, hosts Jess and Colleen catch up after a holiday break and delve into their personal experiences of surviving an intense cold spell in the Yukon with temperatures plunging between -45 to -50°C. They discuss the practical and financial challenges encountered, including soaring heating bills, increased gas usage, and the difficulties in maintaining vehicles and homes during extreme weather conditions. Reflecting on their financial journeys in 2025, they highlight their investment successes, the impact of controlled spending, and share thoughts on improving financial habits in the new year. Tune in for a candid conversation about managing finances in challenging environments and insights for a prosperous 2026.00:00 Welcome to TGIF: Two Girls Investing Friday00:34 Catching Up After the Holidays00:58 Surviving the Harsh Winter05:44 Financial Implications of Extreme Cold11:47 Reflecting on the Past Year17:43 Wrapping Up and Looking AheadSign up for our monthly newsletter and see our other resources HereConnect with us on:Tik TokInstagram | 18m 16s | ||||||
| 12/12/25 | ![]() 13 - Christmas on a Budget & The Perfect Portfolio Mix | In this episode of TGIF: Two Girls Investing Friday, the hosts discuss practical and relatable strategies for saving money during the Christmas season, from splitting gift costs with family members to utilizing local recycling programs for gift certificates. They also detail how to build a diversified portfolio, emphasizing the importance of considering timeline, goals, and risk tolerance. Listeners will learn about the balance between stocks and bonds in a portfolio, usage of all-in-one ETFs, and helpful tools like RoboAdvisors for assessing risk tolerance. The episode wraps up with a reminder to stay financially savvy and prepare for the upcoming year.Sign up for our monthly newsletter and see our other resources HereConnect with us on:Tik TokInstagram | 18m 42s | ||||||
| 12/5/25 | ![]() 12 - From Black Friday to Bull Markets: Shopping, Sales and Market Cycles | In this episode of Two Girls Investing Fridays, hosts Jess & Colleen delve into the concepts of bull and bear markets, explaining what they are and how they impact investing strategies. The hosts discuss their personal experiences with the fluctuating market, offering practical advice on how to maintain investments during downturns and the importance of dollar-cost averaging. Alongside market talk, they touch on seasonal changes in the Yukon, Black Friday shopping tips, and staying financially mindful during the holiday season. This episode aims to demystify financial jargon and empower listeners with actionable investing knowledge, all while maintaining an easy-going and relatable atmosphere.Sign up for our monthly newsletter and see our other resources HereConnect with us on:Tik TokInstagram | 25m 29s | ||||||
| 11/28/25 | ![]() 11 - How to Get a Vacation Without Breaking the Bank & DRIP Explained | In this episode of TGIF (Two Girls Investing Friday), the hosts dive into the concept of Dividend Reinvestment Plans (DRIP) and how they can benefit your investment portfolio. They explain how reinvesting dividends can promote compounding growth and provide a buffer during market downturns. The hosts also share personal tips on affordable vacation strategies, like splitting costs with friends for a cabin getaway, and practical meal-planning hacks to avoid frequenting DoorDash. Additionally, they address listener questions about the benefits and drawbacks of DRIP and discuss the implications of market corrections in future episodes. Tune in for a candid, jargon-free conversation aimed at making finance approachable for everyone.Sign up for our monthly newsletter and see our other resources HereConnect with us on:Tik TokInstagram | 19m 53s | ||||||
| 11/21/25 | ![]() 10 - Boring Money Moves That Make You Richer: How to Master Interest Rates and Save 10x More | In this episode of TGIF (Two Girls Investing Friday), the hosts Jess and Colleen explore practical and often overlooked ways to save money in everyday life. They share personal stories, such as using apps for discounts on meals and shopping at discount stores like The Last Hunt and Poshmark. Beyond these tips, they delve into the world of interest rates, explaining how they are set and the role they play in both borrowing and saving. This episode aims to demystify financial concepts and provide listeners with strategies to better manage their money.Sign up for our monthly newsletter and see our other resources HereConnect with us on:Tik TokInstagram | 21m 07s | ||||||
| 11/14/25 | ![]() 9 - The Broke to Balanced Episode: Budget Tools + Bonds for Instant Stability | In this episode of TGIF Two Girls Investing Friday, hosts Jess and Colleen discuss their personal budgeting methods in response to a listener's question. Jess shares her experience with budgeting apps like Mint and Pocket Guard, emphasizing the benefits of automation and categorization. Colleen, on the other hand, prefers using an Excel spreadsheet to track expenses and debts manually. They explore the importance of understanding the value of money and how small financial decisions impact long-term financial goals. The episode also introduces the basics of bonds as an investment, comparing them to GICs and detailing their role in a diversified portfolio. They stress the importance of normalizing financial conversations and learning about money management together.Sign up for our monthly newsletter and see our other resources HereConnect with us on:Tik TokInstagram | 26m 13s | ||||||
| 11/7/25 | ![]() 8 - We Hate Saving Money - But Here's How You Can Make Free Money Through Dividends | In this episode of TGIF: Two Girls Investing Friday, hosts Jess and Colleen discuss the frustrations of Facebook Marketplace and other money-saving methods they disdain but sometimes use. They explain how dealing with online marketplaces and calling insurance providers for better rates can be tedious but financially rewarding. Then, they dive into understanding dividends, discussing the benefits of earning dividend payments from investments, and the difference between growth and value stocks. They also touch on setting up self-directed investing accounts and avoiding currency conversion fees when investing in U.S. stocks. The episode wraps up with a promise to explore bonds in the next episode.Sign up for our monthly newsletter and see other resources HereConnect with us on:Tik TokInstagram00:04 Welcome to TGIF: Two Girls Investing Friday00:46 The Frustrations of Facebook Marketplace04:28 The Hassles of Insurance and Cell Phone Bills07:00 The Challenges of Thrifting and Online Shopping10:13 Bedtime Phone Habits10:36 Setting Up a Self-Directed Investing Account11:31 Choosing the Right ETFs14:04 Using AI for Investment Research16:42 Understanding Dividends20:13 Growth vs. Value Stocks21:36 S&P 500 and NASDAQ 100 Explained22:55 Conclusion and Next Episode Preview | 23m 26s | ||||||
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1 placement across 1 market.
Chart Positions
1 placement across 1 market.

























