Wealth on Your Terms

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Anderson — a professional trader, long-term investor, and real estate-focused wealth builder who transitioned from being a chef and DoorDash driver into the world of finance — to break down how the stock market actually works and how it fits into building real, long-term wealth.This conversation goes far beyond trading. We talk about how to think about money holistically — balancing short-term income (like trading) with long-term wealth strategies like stocks and real estate. We also get into discipline, risk management, and the psychology behind how people make (and lose) money in the market.We shift into a deeper conversation around generational wealth - including why waiting to pass down assets later in life might actually limit their impact, and how wealth should be taught and transferred intentionally.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Anderson:- thetraderdesk@outlook.com-------------------------📌 Timestamps00:00 – How to Actually Win in the Stock Market. The stock market just logical, it’s psychological. 06:00 – A tool wealthy people use to fast-track their wealth 13:28 – From Chef → Food delivery driver → Professional Trader: The unconventional path into wealth22:29 – Trading vs Investing: One builds wealth, the other accelerates it33:37 – Who should stay away from this wealth acceleration tool? Is just gambling? The truth no one explains44:07 - Why this wealth acceleration method isn't for everyone 52:00 - What smart investors do when everyone else is panicking. What you should do in this season!1:04:32 - Real estate investments (generational wealth passed down) 1:05:14 - The biggest mistake in generational wealth (most people miss this)1:18:56 - Invest in these stocks to grow your wealth long-term (not financial advice) His long-term stock picks 1:28:53 - He made $91 passively during our conversation and I made $0 ⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.Credits:Music: Violation by Soundridemusic

[Wealth on Your Terms Podcast with Tobi Adekeye] In this episode, I sat down with Eduek — a financial educator and coach who has helped her clients save and invest over $2 million -- to break down what actually keeps people stuck financially and how to build real, sustainable wealth.Eduek also shares her personal journey of paying off $47,000 in debt, the exact strategies she used, and how she transitioned into investing with confidence. We go deep into practical frameworks for getting out of debt, building better money habits, and starting to invest — even if you feel overwhelmed or behind.If you’ve ever felt stuck financially, struggled with debt, or don’t know where to start with investing, this episode will give you both the mindset and the strategy to move forward.You’ll learn:- Why mindset is the foundation of wealth (and how it holds people back)- The biggest mistake people make when trying to get out of debt- How to actually pay off debt (without relying on cookie-cutter methods)- The role income plays in building wealth (and why it matters more than you think)- How to build a simple investment strategy as a beginner- ETFs vs stocks — and where to start- How to structure your portfolio for long-term growth🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: @tobi.adekeye https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Eduek:📷 Instagram: @twosidesofadimehttps://www.instagram.com/twosidesofadime/- Surplus Stack Society: https://www.surplusstacksociety.com/?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGndj52owACbFRo0cyofEp9YZdwrifN1ioK7uuU026MnqOjpnJ0pChfwg-LLBc_aem_AXDtqRFShh09IgIh6u6p1A-------------------------📌 Timestamps00:00 – Scarcity mindset & money scripts that quietly sabotage your wealth09:47 – How she actually got into $47,000 of debt (and didn’t realize it)17:50 – How she paid off $47K without following generic advice22:45 – The uncomfortable truth: why most people stay stuck in debt30:08 – The system she used to get out of debt and turn her financial future around 34:43 – Investing explained simply (without the confusion)44:12 – Focus on this before trying to pick stocks54:36 – How to build a real portfolio: foundation, income & growth1:01:16 – How to make this your richest year (practical framework)⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it.We break down the “money is a game” framework and examine the structural difference between earning income and building long-term wealth. The conversation covers the five types of money players, why most people remain spectators, and the distinction between being rich and being wealthy. We explore the four quarters of the money game, asymmetric risk, the transition from high income to asset ownership, and the role of mentorship in accelerating wealth building. The episode also outlines the five forms of capital required to preserve generational wealth and why most inherited wealth disappears within three generations. This discussion focuses on financial freedom, wealth architecture, and long-term ownership strategy rather than short-term income growth.Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts ----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Wesley - Website: http://www.highincometowealth.com - Link To Buy The Book: - Link To Buy The Book: https://geni.us/tGI21 -------------------------📌 Timestamps00:00 – The 5 Types of Money Players (Most People Are Stuck on #2)06:00 – The Mentorship Rule the Wealthy Quietly Follow17:12 – The wealth switch: from paycheck dependency to financial control22:56 – The 4 quarters of the money game (and how to avoid “injury time”)37:53 – The money belief that keeps people stuck. Rewiring your money paradigm48:29 – Why being rich is a trap. You Shouldn’t Aspire to Be Rich57:05– 7 People You Must Be Smarter Than to Build Wealth1:06:40 – Is it too late to win the money game?! How to get back on track 1:09:18 – Faith, Money, and Building Wealth⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]🎙️ About Wealth on Your TermsWealth on Your Terms is about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. ------------In this episode, I sat down with Dennis Mitchell, CEO and Chief Investment Officer at Starlight Capital and co-founder of the Black Opportunity Fund, to talk about career strategy, wealth creation, and the long game most people avoid. We break down what it really takes to create opportunities instead of waiting for them, why networking often fails, and how discipline, decision-making, and time compound across both career and money. Dennis also shares how professionals actually think about risk, why volatility isn’t the real danger, and how long-term investors evaluate assets, including real estate, without the noise. We also get into real estate and investing frameworks, when homeownership makes sense (and when it doesn’t), and the role capital plays in restoring access and opportunity at scale through the Black Opportunity Fund.Whether you’re navigating a career pivot, building wealth slowly and intentionally, or trying to make smarter decisions with money, this conversation offers grounded frameworks you can apply long after the episode ends.---------📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com-------------------------📌 Timestamps0:00 - The Shortcut Most People Ignore: How to Make Opportunities Come to You05:29 - Why Networking Doesn’t Work (Until You Do This)07:41 - Creating your own - The Strategy That Opens Closed Doors11:56 = Why Perfect Credentials Don’t Actually Win (What Really Separates People)15:42 - Why Most People Never Build Wealth20:31 - Risk Isn’t Volatility: How to Avoid Permanent Loss and Profit From Market Drops21:36 = REITs Explained: How Professionals Evaluate Real Estate in the Stock Market33:47 - The Decision Framework That Shapes Long-Term Wealth36:10 - Black Opportunity Fund: Restoring Access, Capital, and Opportunity⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye]In this episode, I sat down with Dr. Wesley, Group CEO of Springs Wealth Consultant and a wealth creation and preservation expert with 25+ years of experience, to unpack the “money is a game” framework and why most people aren’t taught how to play it. We talk about the three core laws top performers use to win, the key shifts that move you from high income to true wealth, and how to think about multi-generational wealth so your work outlives you. We also get into practical structure and strategy—what to measure, how to build the right team around your goals, and how families can preserve wealth across generations. Whether you’re early in your journey or planning for legacy, this conversation will help you see money, strategy, and freedom in a new way.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts - Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Wesley - Website: https://wesleyogude.com- Foundation Cohort, High-Income to Wealth program designed for those who are just beginning their wealth-building journey. It’s an excellent resource for individuals looking to establish a strong financial foundation before advancing to more complex structures.Cohort Dates: Week 2: Nov 14 & Nov 15 Week 3: Nov 28- 📧 highincome2wealth@gmail.com - Highincome2wealth Podcast: https://wesleyogude.podbean.com- Youtube: https://www.youtube.com/@royalbrothersroyalsisters9891/videos-------------------------📌 Timestamps00:00 – The “money is a game” mindset: why most people never learn the rules03:49 – The hidden laws that govern money and why they’re kept secret13:30 – From income to wealth: the four asset classes every millionaire builds on17:25 – The immigrant wake-up call: freedom, taxes, and the golden handcuffs of a 9-to-526:37 – How to transition from earning a paycheck to building real wealth33:44 – The four key transitions that separate the wealthy from everyone else39:32– What it really takes to build and preserve multi-generational wealth53:12– The five capitals families must pass down to sustain wealth1:16:04 – Final lessons on wealth, purpose & preserving your family’s future⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Do your own research and consider speaking with a licensed professional.

[Wealth on Your Terms Podcast with Tobi Adekeye] Most people only think stocks and real estate. The wealthy add early-stage startups and it changes their outcomes.In this episode, I sit down with Trieste Reading — investor across public & private markets and VP of Growth at FrontFundr — to demystify startup investing through equity crowdfunding. How everyday people can get exposure to high-growth private companies, the real risks (illiquidity, failure rates), and smart ways to build a beginner portfolio. We also compare real estate vs. startup investing, walk through minimums, limits with real examples.You’ll learn:- Why wealthy investors add startups: power-law outcomes and where exponential returns actually come from- Real estate vs. startups: effort, accessibility, potential returns, and where each fits- Angel investing vs. Venture Capital vs. Equity Crowdfunding — what each means for you as a retail investor- Startup invsting rules rules & limits (plain English): retail vs. eligible vs. accredited, typical minimums ($250–$500), when you can invest more- How exits happen (acquisition, IPO) and what to watch so you don’t miss your sell window- Risk reality check: illiquidity, failure rates, and how to size positions - Beginner due-diligence framework- Tax wrappers & accounts🎯 Purpose of this episodeTo give you a clear, non-hype primer on the private markets so you can decide whether (and how) to explore startup investing responsibly — without confusing jargon or gatekeeping.🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ ----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📈 Check out Frontfundr (equity crowdfunding platform to invest in startups) - https://www.frontfundr.com📲 Follow Trieste - https://www.linkedin.com/in/triestereading/-------------------------📌 Timestamps0:00 - How the wealthy really build wealth (and why most people never hear about it)3:08 - The hidden lane beyond stocks and real estate10:47 - Real estate vs. startup investing — which builds wealth faster?16:47 - The 3 ways people invest in startups — VC vs Angel Investing vs Equity Crowdfunding20:12 - How much can the average person actually invest in a startup? (Minimums, maximums, and what qualifies you)24:17 - Her successful investment. 80x ROI in less than 5 years. 29:13 - What you need to know about startup investing48:48 - How to lower your risk (and maybe your taxes) when investing in startups53:55 - How to make your first move in startup investing (even with $250)1:08:50 - Investing in the U.S. vs Canada: the real differences⚠️ DisclaimerThis content is for education only and is not financial or investment advice. Investing in private companies is high-risk and illiquid. Do your own research and consider speaking with a licensed professional.

Most people think earning more money is enough. But even the top 1% can’t rely on salary alone.In this episode, I sat down with Dr. K — a physician, entrepreneur, and real estate investor with 200+ properties — to break down the real frameworks of wealth. From the 9 asset classes the wealthy use, to the 10 profit centers of real estate, to the traps that keep most people broke… this conversation is a masterclass in building and protecting wealth.You’ll learn:- Why salary alone will never make you wealthy- The 9 asset classes the rich use to build generational wealth- The golden principles of real estate investing (and the 10 profit centers)- The mistakes to avoid: pre-construction condos, single-family homes, and risky lending- How the wealthy legally avoid taxes while continuing to grow- Why liquidity and cash flow matter more than paper net worth- How true wealth goes beyond money — and the 7 areas you need to master🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye. I'm a licensed realtor under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow my real estate page: @tobi.realestate------------------------✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.adekeye/🎥 Tiktok: https://www.tiktok.com/@tobiadekeye_?lang=en👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com📲 Connect With Dr Kay - IG: https://www.instagram.com/thetrianglesofimpact/-------------------------📌 Timestamps00:00 – Why even top 1% earners can’t rely on just salary04:30 – Active vs passive income: employee, entrepreneur, or investor?11:26 – The 9 asset classes the wealthy use19:48 – Is your home really an asset?24:10 – Golden principles for real estate investing32:36 – How he built his real estate empire (by accident)33:57 – The 10 profit centers and 4 cash centers in real estate39:43 – From UK to Canada: building across two markets44:24 – The different areas of real estate investing45:18 – 3 key principles for private lending50:00 – 3 principles every entrepreneur and investor should know55:32 – Why pre-construction condos can burn investors1:01:24 – Why single-family homes aren’t the best investments1:04:28 – Income-producing assets and why liquidity is king1:11:36 – 7 buckets the wealthy use to avoid tax1:14:25 – How the wealthy actually grow their money1:28:45 – The 7 areas of wealth beyond just money

In this episode, I spoke with Tobi Oluwole — an entrepreneur who retired from corporate at 28From getting rejected 6 times by Shopify to building a 7-figure business helping others do the same, Tobi now works 3 days a week, travels the world, and takes summers off. He’s proof that freedom isn’t just a dream, it’s a design problem.Whether you’re stuck in a 9–5 or building a business, this episode will stretch your definition of freedom. Tobi breaks down how to build a business that funds your lifestyle, not one that becomes your new 9–5. He shares frameworks, mindset shifts, and numbers to know what's possible.📌 Timestamps0:00 – Intro 1:31 – The lesson that blew up Tobi’s life and his LinkedIn 8:07 – What shaped Tobi’s risk tolerance from a young age14:04 – “I was the worst employee” – and why Tobi had to be an entrepreneur 19:38 – Knowing when to quit vs. when to keep pushing 24:13 – Is Entrepreneurship About Luck or Strategy? 24:50 – Business #13: Why this one actually worked after many failed attempts 35:21 – The wildest income a founder has made in his accelerator 37:52 – Why some people never make it: the #1 thing holding you back 40:38 – Investing in startups and boring businesses – a wealth strategy 43:32 – The power behind business partnerships and co-founders 47:38 – Lessons from six-figure+ monthly earners 50:29 – Modern wealth creation: raising the ceiling for entrepreneurs 55:26 – Ideas and naysayers: pushing beyond doubt and opinions 58:51 – How to build a business that funds your dream lifestyle (aka how to design your life) 1:05:15 – Redefining success and the true feeling of freedom 1:10:50 – If you’re stuck right now… listen to this part -------------------------🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact — in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers and investors, we break down the real playbooks behind modern wealth building and freedom living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Subscribe & tap the 🔔 so you don't miss the next episode. To allow us post more episodes, - Hit the like button to support this podcast and - Write a review and Rate us 5-stars on Spotify and Apple Podcasts 🔗 Listen on Your Favorite Platform- Spotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9- Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199- Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw----------------------🏡For real estate inquires, I'm Tobi Adekeye, Realtor®. I'm licencsed under On The Block Realty, Brokerage – Vaughan, Ontario- - Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6 - Follow my real estate page: https://www.instagram.com/tobi.realestate/-------------------------📲 Connect With Tobi Oluwole - Attend Tobi's Re-create Summit 🎟️, A Private Gathering For Entrepreneurs Building Life On Their Terms: https://lu.ma/recreate2025?tk=Zcy3rG- LinkedIn: https://www.linkedin.com/in/thetobioluwole/✨ Connect with me, Tobi:📷 Instagram: https://www.instagram.com/tobi.derin/🎥 Tiktok: https://www.tiktok.com/@tobiderin👩🏾‍💻 LinkedIn: https://www.linkedin.com/in/tobiadekeye/🗞️ Newsletter: https://tobiderin.substack.com#wealthonyourterms Disclaimer: The information shared in this episode is for educational and informational purposes only and does not constitute financial or legal advice. Please do your own research or consult with a licensed professional before making any investment or financial decisions.

How to Build Wealth, Increase Your Income & Make Money OnlineIn this episode, we talk about building wealth, growing a profitable online business, and creating financial freedom on your own terms — even without a high income.Reni Odetoyinbo is a finance educator, content creator, and entrepreneur who bought her first property at 23 and has earned over $500K from her content business. She shares the money moves, business models, and mindset shifts that helped her do it.We also explore:Building wealth on a low incomePersonal finance and saving strategiesTurning content into a businessThe role of personal branding (even if you’re not a creator)Making money online and choosing aligned income pathsWhy “safe” money habits might be keeping you stuckIncreasing your income and building wealth intentionally🎙️ About Wealth on Your TermsWealth on Your Terms is a podcast about building wealth, freedom, and impact in ways that actually work for your life. Through unfiltered conversations with builders, unconventional thinkers, and investors, we break down the real playbooks behind modern wealth-building and freedom-living. Hosted by Tobi Adekeye. 📧 For partnerships and business inquiries: tobimgt@gmail.com📲 Follow us on Instagram: https://www.instagram.com/wealthonyourtermshub/ Follow the show, so you don't miss the next episode. To allow us post more episodes, write a review and rate us 5-stars on Spotify and Apple Podcasts. 🔗 Listen on Your Favorite PlatformYouTube: Youtube.com/@tobiderinSpotify: https://open.spotify.com/show/1XfWOhFXOVgqurc3ubL6Ed?si=120a11990ec140c9Apple Podcasts: https://podcasts.apple.com/ca/podcast/wealth-on-your-terms/id1826415199Watch more episodes: https://www.youtube.com/playlist?list=PLiXreb5FVE9xxyOQ119CArRdWpRJf31vw------------🏡For real estate inquires, I'm Tobi Adekeye, Realtor®. I'm licencsed under On The Block Realty, Brokerage – Vaughan, Ontario- Connect with me: https://forms.gle/pKZkRfnnGqvKsPks6- Follow our real estate page: https://www.instagram.com/tobi.realestate/📌 Timestamps00:00 – Intro2:15 – Money Is a Tool: The Power of Early Exposure to Business & Wealth5:21 – Stop Avoiding Failure. It Might Be Holding You Back. 8:01 – This allowed her buy a Property at 23 — Even on a Low Income12:02 – Working Around Wealth Shifted Her Mindset on What’s Financially Possible 13:13 – The Mindset Shift That Can Change Your Financial Trajectory 16:20 – The $60K Brand Deal That Shifted Her Perspective 19:49 – Behind the Business: Turning Content Into a Real Company23:43 – Her Business Model29:34 – Navigating an Unconventional Path & Finding Mentors Along the Way 33:54 – Why Productizing Your Knowledge Isn’t a Scam 35:50 – Why Everyone Needs a Personal Brand 41:43 – Her Wealth-Building Strategy46:14 – The Drawbacks of Being the Face of the Brand 47:04 – The Unglamorous Side of Content Entrepreneurship49:45 – 3 Strategies to Increase Your Income & Build Wealth 59:34 – This “Safe” Money Habit Might Be Keeping You Broke 1:01:23 – Should I keep Investing in a Partner’s Failing Business? 1:06:48 – Where to Find Reni & Outro📲 Connect With Reni Instagram: ⁠https://www.instagram.com/xoreni/⁠YouTube: ⁠https://www.youtube.com/c/xoreni⁠✨ Connect with me, TobiInstagram: ⁠https://www.instagram.com/tobi.derin/⁠TikTok: ⁠https://www.tiktok.com/@tobiderin⁠LinkedIn: ⁠https://www.linkedin.com/in/tobiadekeye/⁠Newsletter: ⁠https://tobiderin.substack.com⁠📧Business inquiries: ⁠tobimgt@gmail.com⁠#wealthonyourtermsDisclaimer: The information shared in this episode is for educational and informational purposes only and does not constitute financial or legal advice. Please do your own research or consult with a licensed professional before making any investment or financial decisions.