What School Should Have Taught You

Bye Bye CGT Discount? Here's an Accountant's Guide to Navigate Changes   Ever wondered why Australia’s 50% CGT discount has been such a game changer for investors?   In this episode, Jeremy Iannuzzelli dives into the history and purpose of the CGT discount, explaining how it was designed to simplify taxes, encourage investment, and drive economic growth. He also breaks down what the proposed changes by Jim Chalmers could mean for property owners and investors.   Jeremy shares practical strategies to protect your wealth, including smart structuring with trusts and corporate entities, while highlighting the potential ripple effects on the property market and jobs. If you’re navigating property investment and want to stay ahead of tax changes, this episode gives you the insights you need to plan wisely and safeguard your portfolio.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

Why Smart Investors Are Ditching Residential for Commercial in 2026   Is commercial property really just for the wealthy, or has 2026 opened the door for everyday Australians to build serious wealth outside of residential real estate?   In this episode, Jeremy Iannuzzelli sits down with Steve Palise, one of Australia's leading commercial property buyer's agents, to unpack what happened in the commercial property market in 2025, where yields compressed, and why the sub $1 million asset class is about to explode.   Steve breaks down the two speed economy driving commercial property, why owner occupiers are flooding the industrial space, and where he sees 20 to 50% growth over the next few years. From Northern Sydney's 0% industrial vacancy rates to regional shopping centres smashing transaction records, Steve reveals the specific areas, asset classes, and price points he's backing for 2026 and the critical mistakes that burn investors who treat commercial like residential.   Make sure to watch Jeremy and Steve for deeper dives into due diligence, lease analysis, and building a commercial portfolio that cash flows from day one.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/   Get in touch with Steve Palise:https://www.paliseproperty.com/Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

The Danger of High Yield Investments     Is chasing high yield actually hurting your investments?   In this episode, Jeremy Iannuzzelli breaks down the growing trend of investors chasing high yielding assets without fully understanding the risks behind them. With many opportunities being marketed around strong rental yields or high returns, he explains why those numbers can sometimes be misleading.   Jeremy revisits the fundamentals of how yield is calculated and why investors need to look beyond the headline figures. The episode explores why some lower priced assets can appear attractive on paper but come with hidden costs that impact long term performance.   Jeremy encourages investors to focus on strategy, understand the true cost of generating yield and avoid making decisions simply because an asset looks cheap or offers a high return.   ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

 The ATO Is Targeting Tradies & Small Business    Are tradies, consultants and professionals about to face closer scrutiny from the ATO? In this episode, Jeremy Iannuzzelli unpacks the latest compliance focus targeting small business operators, especially those using companies, trusts and contractor structures.   He breaks down how Personal Services Income (PSI), spouse wages, contractor arrangements and TPAR reporting are being reviewed under a sharper lens. From family wage payments to corporate structures, Jeremy explains where the line sits between smart structuring and tax avoidance.   If you operate through a company or trust, now is the time to review your setup and understand your risk before the ATO comes knocking.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

Navigating Wage Stagnation: The Impact of Foreign Employment and AI     Why has wage growth slowed down, and is artificial intelligence part of the reason?   In this episode, Jeremy Iannuzzelli explores the changing employment landscape and the impact of foreign outsourcing and AI on Australian workers and business owners.   With productivity lagging post COVID and technology evolving rapidly, he unpacks what is really driving slower wage growth. Jeremy shares how he has implemented artificial intelligence and automation within his own businesses to increase efficiency and reduce costs. He also discusses the growing trend of overseas staffing and why many business owners are turning to alternative solutions to stay competitive.   The episode delivers a clear message for both employees and employers. Those who upskill, improve productivity and adapt to change will stay ahead. Those who resist may find themselves left behind in a fast moving economy.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

How did I get to a $17Million Portfolio, and how can you do it too   How do you know when to hold, sell, or pivot in property investing? In this episode, Jeremy Iannuzzelli pulls back the curtain on his $17 million portfolio, showing exactly what he’s buying, selling, and why. Using NSW residential and commercial examples, he reveals how he spots opportunities most investors miss, hedges risk, and makes data driven decisions.   From granny flats yielding over 5% to strategic sales that free capital for better returns, Jeremy breaks down the real numbers, rents, and reasoning behind every move. He also shares how to assess renovations, compare assets, and maintain strong cash flow even if interest rates rise.   If you want a property strategy beyond theory, this episode shows how to optimise your portfolio, hedge risk, and make smart, practical moves in today’s market.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

Super Mistakes that could Cost You Big   Could investing in property or Bitcoin through your super backfire?   In this episode, we welcome back Vince Iannuzzelli, a seasoned accountant with over 40 years’ experience, who shares his insights from auditing over 1,000 SMSFs. He reveals common risks, surprising pitfalls, and what to watch out for when managing your super.   From trustee mistakes to the challenges of property and crypto, Vince offers practical tips to help you make smarter, more informed decisions.   If you’re managing a super fund or considering property or crypto investments, tune in because this episode could save you from costly mistakes.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion   Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

Don’t Sign a Property Contract Until You Watch This!     What risks are you agreeing to when you sign a property contract without really understanding it?   Jeremy Iannuzzelli sits down again with Shanil Lal to break down the six checks every buyer should understand before handing anything over to a lawyer. From deposits to conditions to hidden risks, this episode lifts the curtain on the parts of a contract most people completely skip.   They unpack why different states treat finance, cooling off and due diligence so differently and the surprising traps inside special conditions that can cost buyers thousands. Shanil shares real examples of covenants, easements and title issues that can derail a purchase if you don’t catch them early.   If you're buying in 2025, this episode gives you the quick checklist you need so you know whether a property is a “yes” or a “pass” before spending money on a solicitor. Tune in for the simple steps every Aussie buyer should be taking long before you sign.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/   Get in touch with Shanil Lal:https://www.runnymedelawyers.com.au/about   Website: https://www.runnymedelawyers.com.au/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

The Explosion of Exchange Traded Funds     What happens when trillions of dollars from superannuation and ETFs flood into the same handful of companies… and no one stops to ask where all that money is actually going?In this episode of What School Should Have Taught You, Jeremy sits down with his dad, Vince Iannuzzelli, who’s spent nearly 50 years watching markets rise, fall, bloat, crash, recover and repeat. Together they unpack the rise of ETFs, why money is being “forced” into the market, and whether the world is quietly heading toward a major event that could catch investors off guard. They explore what’s actually driving the record high share prices, how superannuation shapes the market more than most people realise, and why the biggest risks aren’t always the loud ones.If you’ve ever wondered what really moves the share market, why ETFs have exploded in popularity, or what could trigger the next major downturn, this conversation will reshape the way you look at investing without telling you what to buy, and without the hype.❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestionGet in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

Young, Ambitious, & STUCK? The Secrets to Growth in Business, Life, & Property   Ever wondered how a small business can fund property investment and long-term wealth?   In this episode, Jeremy Iannuzzelli sits down with Jordan Annor, a lawn care business owner, to explore the strategies behind growing a small business and building wealth. With a sole trader operation currently generating $90K profit, Jordan and his wife are aiming to expand their property portfolio and secure financial growth.   Jeremy breaks down practical steps for increasing income, including marketing, hiring contractors, and leveraging seasonal opportunities. He also explains how understanding business numbers, costs, and net profit can unlock borrowing capacity for property investment. The conversation covers smart strategies for long term growth, balancing family life, and creating a business that generates income in perpetuity.   Listeners will take away actionable advice on scaling a small business, making informed hiring decisions, and using business growth to fuel wealth creation.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/   Get in touch with Jordan Annor:https://www.thelawncompany.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

Unlocking the Secrets of Depreciation: Insights from Quantity Surveyor     Ever wondered how property depreciation and construction costs can make or break your investment returns?   In this episode, Jeremy Iannuzzelli sits down with Mike Mortlock, one of Australia’s leading experts in depreciation schedules and quantity surveying, with a property portfolio exceeding $17 million. Mike shares insights into property investment, focusing on depreciation, construction costs, and how investors can maximise cash flow.   They explore the critical role of depreciation, debunk myths about older properties, and reveal how a quantity surveyor can help you avoid costly mistakes. Mike also explains how construction costs are assessed and how depreciation impacts capital gains tax when selling a property.   This episode is a must-watch for anyone looking to make informed property investment decisions and build long-term wealth.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/   Get in touch with Mike Mortlock and his team:https://www.mcgqs.com.au/who-we-are/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

How GST kills businesses     Ever wondered if you’re actually hurting your business by avoiding GST? So many small business owners wait until they hit the $75k threshold, but in this episode, Jeremy breaks down why that delay could cost you customers, profit margins, and long-term growth.   Jeremy reveals the real GST traps he sees every day and why staying “under the threshold” can cost you more than you think. He shares when to register and how early action can save you profit, customers, and stress.   Whether you’re just starting out or already trading, this episode gives you the clarity you need to set up your business properly from day one.   A must-watch for anyone wanting to avoid expensive GST slip-ups and build a business with room to grow.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team: Website: https://www.praediumpartners.com.au/     Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.

3 Things The Rich People Do To Grow Their Super      Ever wondered how the wealthy use their super to build serious wealth while everyone else ignores it?   In this episode, Jeremy Iannuzzelli breaks down the three stages of tax inside a super. How your earnings are taxed, how the CGT discount works, and how the pension phase becomes one of the most powerful tax-free environments in Australia.   Jeremy covers how super is taxed, why timing matters in an SMSF, and how the pension phase and early withdrawals can make or break your long-term wealth.   If you’ve ever wanted to understand how smart investors use SMSFs to outpace the market and set up a stronger retirement, this is the episode to watch.     ❓👇🏼Ask your questions using the link below: 👇🏼❓https://whatschoolshouldhave.com.au/askanyquestion     Get in touch with Jeremy and his team:   Website: https://www.praediumpartners.com.au/       Disclaimer:This podcast offers general financial information and advice and should not be considered as professional accounting, financial, tax, or legal advice. Listeners should seek personalised guidance from qualified professionals before making any financial decisions.   The opinions expressed by the host, guests, or callers are their own and do not necessarily represent those of the podcast, its sponsors, or affiliates. The podcast does not guarantee the accuracy or reliability of any information provided.   Listeners are responsible for their own financial decisions and should not rely solely on information from this podcast. Participation in the podcast does not establish a professional relationship, and information shared during calls is not confidential.   By listening to this podcast, viewers acknowledge and accept these terms. If you do not agree, please refrain from listening.See omnystudio.com/listener for privacy information.