Women of Wealth

In this episode of Women of Wealth, we sit down with Dr. Nelva Lee, founder and CEO of Concrete Build Financing, serial entrepreneur, author, healthcare and education leader, and public servant. This powerful conversation explores what it truly means to build wealth beyond money - wealth rooted in leadership, service, faith, and legacy.Dr. Lee shares her remarkable journey from healthcare administration and vocational education to pioneering private-sector solutions for affordable housing. She unpacks how early leadership awareness shaped her career, why recognizing and honing your God-given talents matters, and how defining wealth through purpose - not just profit - creates lasting impact for families and communities. The discussion also dives deep into education reform, school choice, vocational training, and the critical role parents play in shaping long-term outcomes for children. Drawing from her own experience as a mother, educator, and current candidate for Georgia Superintendent of Schools, Dr. Lee makes a compelling case for empowering families with choice, access, and practical pathways to success.Faith is a central thread throughout the episode, as Dr. Lee shares how it serves as her anchor amid leadership, entrepreneurship, and public scrutiny. She also offers candid advice for women who feel called to start a business - especially mothers balancing family, risk, and vision - reminding listeners that entrepreneurship can be a tool for freedom, flexibility, and generational legacy.The episode closes with an inspiring look at Concrete Building Financing, a for-profit, mission - driven housing model leveraging real estate and blockchain innovation to address affordability and ownership - proof that capitalism and compassion are not mutually exclusive.✨ What You’ll Learn in This Episode:Why wealth is about meaning, service, and legacy - not just incomeHow early leadership awareness can shape lifelong successThe connection between education access, healthcare, and generational wealthWhy school choice and vocational training are critical for future readinessHow faith can anchor leaders through pressure and public scrutinyWhy entrepreneurship can create more freedom for families, not lessHow private-sector innovation can solve public challenges like housing affordability🔗 Connect with Dr. Nelva Lee:Website: https://www.drnelvalee.comHousing Initiative: https://www.concretebuild.org For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, Hawley Woods Gray and Allie Ramo sit down with real estate investor and airline professional Hanna Pine to unpack what it really looks like to build wealth without quitting your full-time job.Hanna shares her journey from exploring house hacking to mastering creative finance, transactional lending, and institutional-style acquisitions - all while working a W-2 in the airline industry. Her story is a powerful reminder that wealth-building doesn’t require reckless leaps or overnight exits, but rather discipline, relationships, and strategic use of time.Throughout the conversation, Hannah breaks down complex concepts like OPM (Other People’s Money), seller financing, double closes, and the Morby Method, making them accessible for everyday investors. She explains how she transitioned from trying to acquire properties herself to becoming a connector—structuring deals, aligning capital partners, and earning through lending, points, and ownership without putting her own cash at risk.Hanna also speaks candidly about the realities of the journey, including the patience required - logging over 2,000 hours before her first paid deal—and the mindset shifts that helped her persist. Integrity, transparency, and the willingness to say “I don’t know” have been key to building trust and long-term partnerships in an industry often driven by speed over substance.For listeners interested in passive income, Hanna clarifies what “passive” truly means in real estate, how investors can participate hands-off, and why today’s market allows entry points as low as $5,000. Whether you’re short on time, capital-rich, or simply looking for smarter ways to deploy your money, this episode offers valuable insight into modern real estate investing.This conversation is especially powerful for women balancing careers, families, and ambition - proof that with creativity and the right network, building wealth is possible without burning out or starting over.🔑 Topics Covered:Building real estate wealth while working full-timeCreative finance, seller carryback & transactional lendingLeveraging OPM (Other People’s Money) and OPS (Other People’s Skills)What “passive income” really looks like in real estateIntegrity, relationships, and long-term deal flowEntry points for hands-off investorsTime-blocking, mindset, and consistency in wealth-building📲 Connect with Hanna Pine:Instagram: @hanna.pineEmail: hannapine@wealthypinecapital.com For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, hosts Hawley Woods Gray and Allie Ramo sit down with U.S. veteran, real estate and international investor, author, and speaker Yolanda Davis for a deeply inspiring and honest conversation about identity, faith, finances, and the courage it takes to pivot into your next season.Yolanda shares her powerful life journey - from serving nearly a decade in the U.S. Air Force, to raising three incredible children, becoming a grandmother, and building long-term wealth through real estate investing. Along the way, she discovered a calling to help women who feel stuck learn how to stop talking about change - and start deciding to change.At the heart of the conversation is Yolanda’s signature framework, “The Pivot Decision.” She explains why pivoting alone isn’t enough - the real transformation happens when you make the decision to pivot, even before everything feels clear or perfect.This episode dives into:How to recognize when you’re ready for a pivotWhy clarity begins with quiet—and how to create space for itThe power of Yolanda’s L-framework (Listen, Learn, Lean In, Let Go, Let In)Why “letting yourself in” may be the most important step of allHow women can redefine their relationship with money by assigning it meaningA preview of Yolanda’s upcoming book, F Is for Finance, and why finances should feel fun, not fearfulHow faith, values, and intention guide smarter financial and life decisionsYolanda also opens up about working one-on-one with women in six-month and one-year coaching containers, designed to help clients fully step into their authentic identity and build a life that reflects who they truly are - from the inside out.✨ If you’ve been feeling nudged toward something more - but haven’t quite made the move - this episode is your reminder that you don’t need permission… you need a decision.🔗 Connect with Yolanda DavisEmail: contactyolanda@yahoo.comBe on the lookout for her upcoming book: F Is for Finance For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with SF Money Coach, Carrie Friedberg, to explore the powerful intersection of money and psychology - and why so many capable, high-achieving women still feel anxious, ashamed, or overwhelmed when it’s time to talk finances.Carrie shares her own journey from “financial mess” to full transformation through coaching, and explains how her background as an educator (yes—kindergarten!) shaped her signature approach: making money simple, approachable, and emotionally safe. Together, you’ll unpack common myths about budgeting, how mental health practices like meditation can support financial clarity, and why everyone needs at least one financial confidant.The conversation also goes deep on relationships and money—including how family history and financial trauma can show up in marriage, what it really takes to align goals as a couple, and practical strategies to prevent the big blow-ups before they start.In this episode, you’ll learn:Why money feels so emotional—and how to move from avoidance to empowermentThe myth that “budgeting means you’ll never have fun again” (and what to do instead)Carrie’s concept of a financial confidant and why it can change everythingThe #1 hidden issue couples face: different money histories + unspoken expectationsHow to align financial goals while still honoring individual dreamsA practical savings framework (three distinct savings “buckets”/accounts)How to set spending agreements that reduce conflict and build trustResources mentioned:Carrie Friedberg’s website: sfmoneycoach.comBook: At Peace With Money: A Holistic Roadmap to Financial Wellness (pre-sale available on Amazon & Barnes & Noble)Email: carrie@sfmoneycoach.comFree tool: “Financial Partnership Questions” (downloadable on Carrie’s website) For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… We sit down with award-winning real estate agent and team leader June Lemmings, the powerhouse behind June’s Team with Keller Williams Realty in Greeley, Colorado. From a childhood spent in a burnout trailer with no electricity to becoming a foster child with $100 and three jobs, June’s story is one of radical resilience, relentless work ethic, and using real estate as a path to true generational wealth.June shares how she rebuilt her life, repaired her credit, and learned real estate “from the backside in” working with an investor–then turned that knowledge into a top-performing team built on relationships, referrals, and community impact, not cold leads. She opens up about winning Best of Greeley, Colorado multiple years in a row, what it really takes to create a winning team culture, and why she’d rather pour into her past clients than pay for online leads.For women who are first-time homebuyers, entrepreneurs, or simply curious about using real estate as a wealth vehicle, June breaks down practical strategies—from buying your first home, to house hacking with duplexes, to using DSCR loans and smart credit rebuilding to get in the game sooner than you think. She also gets real about balance, what happened when she lost 120 pounds, and why delegation, boundaries, and a strong morning routine have been key to sustaining seven-figure success.In This Episode, You’ll Hear:How June learned real estate through investment properties first, and why that shaped her passion for generational wealth.Why 86% of her business comes from past clients—and how client events, VIP experiences, and genuine relationships outperform internet leads.The culture equation behind June’s team: high standards, positivity, continuous growth (“green and growing, not ripe and rotten”), and the golden rule.Practical ideas for community-based marketing: seasonal events, charity tables, local women-in-business groups, and creating experiences your clients never forget.How June teaches first-time homebuyers to prepare: credit rebuilding, financial peace principles, and matching the right lender and loan product to each person.A simple breakdown of house hacking and DSCR loans—including examples of clients who went from first home to multiple rentals and no house payment.June’s honest take on 50-year mortgages, refinancing, and how to think long-term about interest, payments, and wealth building.The truth about balance as a single mom and business owner, why her health suffered, and how losing 120 pounds and prioritizing her morning routine changed everything.A powerful mindset reframe around time, delegation, and hiring your first assistant so you can double your impact without burning out.June’s favorite money book, Secrets of the Millionaire Mind, and her core belief that anyone can build wealth if they’re willing to learn and take action—no matter where they started.Connect with JuneWebsite: JuneLemmings.comSocial: June’s Team on Facebook, Instagram & LinkedInOffice: (970) 573-5791 (Mon–Fri, 8:30am–5:30pm MT) For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… we sit down with new agent and natural hustler Vee Jones to pull back the curtain on what the first year in life insurance really looks like. From growing up in the Philippines without consistent electricity to crossing the six-figure mark in just eight months, Vee shares how her “no quit” mindset and deep family “why” pushed her through the rocky start every new agent faces.You’ll hear how Vee went from running a photo booth side business to building a thriving book of business with Appreciation Financial, helping teachers and public employees understand their pensions, retirement options, and the power of guarantees. She talks candidly about making mistakes, being trained (and then becoming a trainer herself), and why she believes insurance is one of the best entry points into entrepreneurship - especially for women and moms who crave flexibility and financial independence.This episode is a must-listen if you’re considering a career change, want more control over your time, or you’re curious what’s actually possible in your first year as a life insurance agent.Who This Episode Is ForWomen who are burned out in corporate and craving more flexibility and upside.Moms who want to be present for their kids and build serious income.Side-hustlers wondering if it’s time to turn “extra cash” into a true career.Anyone curious what it really looks like to build a six-figure business in year one of life insurance.Connect with Vee JonesFacebook: Vee Jones (V E E Jones)Instagram: v.jones_5Email: VerdelleJones@appreciationfinancial.comVee is happy to connect, answer questions, and share more about her journey into life insurance and entrepreneurship.Connect with Women of Wealth:Follow Women of Wealth on your favorite podcast platformConnect with Hawley Woods Gray & Allie Ramo on social mediaShare this episode with someone who’s thinking about a career change or looking for a way to never be laid off again For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… we sit down with mentor and strategist Markey Read to unpack what it really takes for women solopreneurs to step into the CEO mindset, price for value, and build rich referral networks that attract clients instead of chasing them. Markey shares how to translate decades of experience into premium offers, simple “A-B-C + Custom” packaging, and leadership styles that fit who you are (not who you’re imitating). You’ll learn practical ways to delegate, communicate beyond DMs, and design a business that supports a life you actually love.What You’ll Learn:Price for your worth: Why “staying affordable” doesn’t mean undercharging - and how to create accessible options without giving away the farm.CEO mindset for solopreneurs: Delegate micro-tasks, protect strategy time, and stop perfecting what never gets launched.From connections to referrals: The Power Partners & Rich Referrals approach to intentional, values-aligned networking.Own your experience: Count your 15–20+ years of professional expertise when you set pricing and positioning.Design your leadership style: Build offers, teams, and schedules around your strengths to prevent burnout.Real relationships > more noise: Use email and thoughtful outreach to deepen connection in a social-first world.Work–life harmony: Cultivate friendships outside of business and protect a personal life that isn’t ruled by someone else’s calendar.Markey’s Frameworks & Offers Mentioned:Path to Prosperity: Know your people → message to their pain points → design real solutions → structure pricing → nurture referrals.Power Partners & Rich Referrals (course): Build intentional partner ecosystems so clients come to you.Enroll here: Power Partners & Rich ReferralsFree Webinar: Connection AdvantageBooks:Launch, Grow & Prosper as a Woman SolopreneurLeadership Styles (Jungian-based personality insights for leading as yourself)Connect with Markey:Website: mrgrp-us.com1:1 or Speaking: Inquire via website contact form For more awesome episodes visit our podcast website at WomenOfWealth@transistor.fmGot a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!