Ep. 40: Refinancing - Is Now the Time?

Ep. 40: Refinancing - Is Now the Time?

From Your Money in 20 by Woodward Financial Advisors

December 11, 2025 · 21 min

About this episode

Laura Neal and Vic Colella discuss the decision-making process behind refinancing your mortgage, including historical mortgage rates and evaluation methods.

In this episode, Laura Neal, CFP® and Vic Colella, CFP®, CDFA®, have a discussion all about how we think about the decision to refinance your mortgage. They share the history of mortgage rates to date, some rules of thumb, and how to think about the math behind evaluating your mortgage. This timely discussion gives you everything you need to know to decide if a refinance might be right for you now or in the future. If you have suggestions for episode topics or would like to give us feedback...

People in this episode

Hosts: Laura Neal, Vic Colella

Topics covered

  • refinancing
  • mortgage rates
  • financial decision making

Keywords

  • mortgage
  • refinance
  • financial advice

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