Business Interruption Insurance: When Circularity Pays Off

About this episode

Nadin-Shirin Zimmermann discusses how circular practices impact business interruption insurance and risk management.

How do circular practices enable better risk management and what's that means for insurance premiums? Nadin-Shirin Zimmermann from Nexarus breaks down the business logic of insurance products and where circularity changes the equation. Before founding Nexarus, she spent years as a corporate underwriter at Allianz and XL Capital. What you'll hear in this episode: • How business interruption insurance actually works and what drives the premium. • Why climate liability is a growing risk and how circular design reduces exposure. • What 10 years of research show about ESG-driven companies outperforming their peers. Listen now to understand why staying linear may be the largest uninsurable risk a company faces. This is the last episode in the series Enabling Circularity Through Insurance.

People in this episode

Host: Patrick Hypscher

Guest: Nadin-Shirin Zimmermann

Topics covered

• business interruption insurance
• circular practices
• risk management
• insurance premiums
• climate liability
• ESG-driven companies
• circular design

Keywords

• business interruption insurance
• circularity
• risk management
• insurance premiums
• climate liability
• ESG
• circular design

Mentioned in this episode

Organizations: Nexarus, Allianz, XL Capital

More episodes of Circularity.fm

• Startup Collaboration: How to Build Win-Win Partnerships · June 2, 2026 · 25 min
• Sustainability Reporting: Turning ESG into Decisions · May 26, 2026 · 55 min
• 100th Episode: Key Lessons from Six Years of Circularity.fm · May 22, 2026 · 19 min
• Carbon Capture: How Waste-to-Energy Cuts CO2 · May 19, 2026 · 29 min
• Waste as a Resource: How Data and AI Cut Recycling Costs · May 12, 2026 · 30 min
• Waste Incineration: Its Role in Circular Economy · May 5, 2026 · 34 min