Is it ok to wait until I graduate to buy GSI disability insurance?

About this episode

Billy Gwaltney discusses the timing and benefits of purchasing guaranteed standard issue disability insurance for residents and fellows.

In this episode of Cover Your Assets, Billy Gwaltney addresses whether residents and fellows should wait until graduation to purchase guaranteed standard issue disability insurance. He covers the benefits, timing, and strategic considerations for securing disability coverage during training using his expertise in disability insurance. Chapters (00:20) Welcome (03:04) The Importance of Securing Coverage Early (05:54) Navigating the Risks of Waiting for Insurance The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc. , shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA…

People in this episode

Host: Billy Gwaltney

Topics covered

• disability insurance
• financial planning
• medical training
• insurance timing
• risk management

Keywords

• disability insurance
• GSI insurance
• residents
• fellows
• financial security

Mentioned in this episode

Organizations: Professional Planning Group, Inc.

More episodes of Cover Your Assets Podcast with Billy Gwaltney

• If disability rates are not negotiable, why do rates vary so much between brokers? · June 10, 2026 · 5 min
• What are the eligibility rules for the Ameritas GSI for residents and fellows? · May 20, 2026 · 4 min
• Are you aware of the 'missing work' knockout question for GSI disability insurance? · May 13, 2026 · 5 min
• What are the residents and fellows eligibility Rules for the Guardian GSI? · May 6, 2026 · 8 min
• Should I Increase to the Max coverage if I Don’t “Need” the Max? · April 22, 2026 · 10 min
• Can I Increase Coverage While on Claim? · April 8, 2026 · 6 min