Should I Increase to the Max coverage if I Don’t “Need” the Max?

About this episode

Billy Gwaltney discusses the complexities of disability benefits and the importance of adequate coverage for physicians.

In this episode, Billy Gwaltney delves into the complexities of disability benefits, focusing on the implications of having insufficient coverage when faced with disability. It highlights the importance of understanding policy features such as cost of living adjustments and the limitations that come into play once a person becomes disabled. The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc. , shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online . Stay up to date with Billy on Facebook and LinkedIn…

People in this episode

Host: Billy Gwaltney

Topics covered

• disability benefits
• insurance coverage
• policy features
• cost of living adjustments
• financial protection
• physician insurance

Keywords

• disability insurance
• coverage
• physicians
• financial planning
• insurance policy
• income protection

Mentioned in this episode

Organizations: Professional Planning Group, Inc.

More episodes of Cover Your Assets Podcast with Billy Gwaltney

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• Is it ok to wait until I graduate to buy GSI disability insurance? · May 27, 2026 · 8 min
• What are the eligibility rules for the Ameritas GSI for residents and fellows? · May 20, 2026 · 4 min
• Are you aware of the 'missing work' knockout question for GSI disability insurance? · May 13, 2026 · 5 min
• What are the residents and fellows eligibility Rules for the Guardian GSI? · May 6, 2026 · 8 min
• Can I Increase Coverage While on Claim? · April 8, 2026 · 6 min