How safe is your bank? Risks, resilience and the road ahead

How safe is your bank? Risks, resilience and the road ahead

From Euro Matters – the European Central Bank Podcast by European Central Bank

February 17, 2026 · 15 min

About this episode

The episode discusses the safety of euro area banks amidst changing geopolitical and environmental risks, featuring insights from Claudia Buch on supervision and competitiveness.

How safe are our banks in the euro area? The world around us is changing – geopolitical tensions , AI and climate change can all pose risks to banks. So how can banks best manage their risks? What are supervisors focusing on in the coming year? And what measures are they taking to make supervision less complex? Our host Stefania Secola speaks to Supervisory Board Chair Claudia Buch to find out. The views expressed are those of the speakers and not necessarily those of the European Central Bank. Recorded on 4 February 2026 and published on 17 February 2026. In this episode: 00:57 How safe is your bank? How are euro area banks doing? How does the ECB – together with national supervisors – examine their health? 03:51 What risks should banks be focusing on? How is the external environment in which banks operate changing? How can risks from geopolitical uncertainty, digitalisation and climate change feed through to banks? 06:02 How is supervision evolving? In a changing external environment, we need new strategies to properly manage new risks. How is European supervision adapting to become more efficient, effective and risk-focused? 08:57 Why is supervision so complex? Modern banks…

People in this episode

Host: Stefania Secola

Guest: Claudia Buch

Topics covered

  • bank safety
  • risk management
  • supervision
  • geopolitical tensions
  • digitalisation
  • climate change
  • competitiveness

Keywords

  • euro area banks
  • risk management
  • supervision
  • geopolitical risks
  • climate change
  • digitalisation
  • bank competitiveness

Mentioned in this episode

Organizations: European Central Bank

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