Fintech Business Podcast

Listen and subscribe on Apple Podcasts | SpotifyHey all, Jason here.In this episode recorded live in Las Vegas this Tuesday during Money20/20, I had the chance to talk with Oscilar cofounder and CEO Neha Narkhede. We had the chance to discuss:* Neha’s background as co-creator of Apache Kafka and cofounder of Confluent, which eventually scaled to a $10 billion IPO* How Oscilar is helping both fintechs and banks — including household names like Sofi — to power real-time risk stacks* Thinking about risk as a data and AI problem* Why organizations need to move beyond point solutions and data silos to manage risk effectively* The importance of real-time decisioning across the customer lifecycle, from onboarding/KYC to fraud, credit risk, and transaction monitoring* And more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode, I had the chance to talk with Unit21’s head of product Kunal Datta. Kunal and I had the chance to discuss:-The recent guest post Kunal published in Fintech Business Weekly-The new fintech playbook: eliminating work instead of just streamlining it.-How fintechs use AI to differentiate by solving for frequency instead of friction.-How fintechs, banks, and credit unions are using AI to automate financial crime operations.-How to think about AI automating manual work in financial services.-And more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

This episode was recorded live during last week’s MX Money Experience Summit in Park City, Utah. During the event, I had the chance to sit down with Brian Reshefsky, founder and CEO of cashflow analytics platform EDGE, and Matt West, chief revenue officer of open banking infrastructure company MX. We had the chance to discuss:* What makes EDGE unique among cashflow analytics platforms, including its ability to help lenders make better use of their first-party data* How EDGE works with open banking data companies like MX to power a variety of use cases across the borrower lifecycle, from customer marketing to underwriting and servicing* How cashflow data helps lenders better understand risk across the credit spectrum* Why EDGE decided to structure itself as a credit reporting agency and what that means for lenders using its data* and more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode, I had the chance to talk with Hummingbird cofounder and CEO Joe Robinson about the AI-powered compliance platform’s latest product news. Joe and I had the chance to discuss:* The launch of Hummingbird’s new customer screening and transaction monitoring capabilities* How financial institutions can move beyond disparate platforms and siloed data to more effectively mitigate financial crime risk* The explosion of “AI” everything, how Hummingbird actually uses artificial intelligence, and what Hummingbird’s AI-powered capabilities empower its customers to do* The importance of being able to adapt quickly in today’s ever-changing regulatory and threat environment* And more! Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

In this episode, Alex Johnson and I discussed:* The revelation that JPMorgan Chase intends to begin charging third-parties, including aggregators like Plaid and MX, to access consumers’ data rocked the U.S. fintech landscape last week. Alex and I unpacked what it could mean.* Since we recorded this last week, a group trade associations, including the Financial Technology Association and the American Fintech Council, sent a letter to President Trump, essentially asking him to reconsider the CFPB’s position to abandon defense of the rule (I covered this on Sunday here.)* In a surprising turn of events, the CFPB filed a motion in the challenge brought against the rule by a small Kentucky bank, the Kentucky Bankers Association, and the Bank Policy Institute, asking the court to pause the proceedings.* The CFPB said it will undertake a new open banking rulemaking and expects to release an advanced notice of proposed rulemaking within the next three weeks, kicking off an “accelerated” rulemaking process. Stay tuned for Sunday, where I’ll unpack the latest developments and what they mean for open banking.* GENIUS is law: what’s next for stablecoin issuers, banks, custodians, and consumers?* And, as always, what Alex and I just can’t let go of. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe