It’s Now (And Later): Money Planning for Peregrines | A Most-Played Episode Clip

About this episode

Mickelle and Sophie Duong discuss the emotional aspects of money planning for globally mobile individuals and the importance of financial independence.

Money gets emotional fast, especially when you’re living across borders. In this Best Played Moment, Mickelle and Sophie Duong unpack why globally mobile people often delay financial planning (not from laziness, but survival mode), and how that delay quietly reduces freedom later. Sophie, a financial advisor with Devere, reframes money as something that should support your life now and your life later, without the guilt, shame, or sacrifice narrative so many expats carry. They explore the mindset shift from “what should I do?” to “what do I want?” and why goal-setting matters more than age. Sophie introduces her process: start with your financial independence number, zoom out long-term, then work backward into short-term steps—so you can keep building the lifestyle you love while protecting future choices. The conversation closes with a simple, empowering framework: accumulation vs protection phases, defined by milestones and dependents, not by your passport stamps. In this episode: Why money feels personal (and why we avoid it) The “cost of inaction” after years abroad “Money moves where you tell it to move” How to define your financial independence number Why you can build a…

People in this episode

Host: Mickelle Weber

Guest: Sophie Duong

Topics covered

• money planning
• financial independence
• expat life
• goal-setting
• mindset shift

Keywords

• financial planning
• expats
• accumulation vs protection
• survival mode
• money mindset

Mentioned in this episode

Organizations: Devere, Devere Group

Books & works: House of Peregrine

More episodes of House of Peregrine

• Breakups, Identity Shifts & Finding Belonging Abroad | Ep 93 · June 10, 2026 · 52 min
• Cosmo-Local: What's Next for Civilization | Ep 92 · June 3, 2026 · 1h 8m
• Tarot Reading: Intuition Is a Muscle | Ep 91 · May 27, 2026 · 59 min
• Money Is Math (But It’s Emotional) | Ep 90 · May 20, 2026 · 55 min
• Long Distance Grandparenting. Tips, Tricks and Wisdom for Staying connected when your Children Live Abroad. | Ep 89 · May 13, 2026 · 55 min
• Community as Human Technology (Kemo Camara, Omek) | Ep 88 · April 29, 2026 · 1h 24m